VILLA 99
ActiveThe computed 12-month bankruptcy probability of VILLA 99 is 1.6% (moderate). The 2025 annual accounts show equity of €75k and a net result of €721. Equity is growing by ~77.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 13270 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-55
Solvency81▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 3.54 in 2024; short-term debt: 43.7% and cash: 0% of total assets), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
19 d late
2023
on the day
2022
3 d early
2021
22 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 1.0%
2024 · €74k
2019: €4k
2020: €5k
2021: €8k
2022: €24k
2023: €49k
2024: €74k
2019 → 2025
Total assets
€133k▲ 29.2%
2024 · €103k
2019: €118k
2020: €64k
2021: €51k
2022: €73k
2023: €90k
2024: €103k
2019 → 2025
Net result
€721▼ 97.1%
2024 · €25k
2019: €-12k
2020: €1k
2021: €2k
2022: €16k
2023: €25k
2024: €25k
2019 → 2025
Working capital
€73k▲ 1.6%
2024 · €71k
2019: €-4k
2020: €-6k
2021: €7k
2022: €25k
2023: €44k
2024: €71k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€24k▲ 216%€49k▲ 104%€74k▲ 52.0%€75k▲ 1.0%
Operating result€3k-€28k▲ 789%€39k▲ 42.9%€41k▲ 4.9%€18k▼ 57.0%
Net result€2k-€16k▲ 577%€25k▲ 51.6%€25k▲ 2.2%€721▼ 97.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€2k▼ 29.8%
Current assets
€130k▲ 31.0%
Equity and liabilities €133k
Equity
€75k▲ 1.0%
Debt
€58k▲ 102%
The debt ratio rises from 28.0% to 43.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▼
2024 · €43k
Cash flow
€2k▼
2024 · €27k
Solvency
56.3%▼
2024 · 72.0%
Current ratio
2.25▼
2024 · 3.54
Quick ratio
2.25▼
2024 · 3.54
Debt / equity
0.78▲
2024 · 0.39
ROE
1.0%▼
2024 · 34.2%
ROA
0.5%▼
2024 · 24.6%
Interest coverage
3.01▼
2024 · 142.29
Debt
€58k▲
2024 · €29k
Debt ≤ 1 year
€58k▲
2024 · €28k
Income taxes
€11k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€133k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Land and buildings22€0-
Furniture and vehicles24€3k€2k▼
Current assets29/58€100k€130k▲
Amounts receivable within one year40/41€77k€123k▲
Trade receivables40€77k€119k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€1k€0▼
Deferred charges and accrued income490/1€21k€8k▼
Equity and liabilities
Total equity and liabilities10/49€103k€133k▲
Equity10/15€74k€75k▲
Contributions10/11€12k€12k=
Reserves13€61k€62k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€60k€60k▲
Amounts payable17/49€29k€58k▲
Amounts payable within one year42/48€28k€58k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45€24k€11k▼
Taxes450/3€24k€11k▼
Other amounts payable47/48€2k€36k▲
Accrued charges and deferred income492/3€592€96▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€890▼
Other operating charges640/8€2k€7k▲
Gross operating margin9900€45k€26k▼
Operating profit (loss)9901€41k€18k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€301€6k▲
Recurring financial charges65€301€6k▲
Profit (loss) for the period before taxes9903€41k€12k▼
Income taxes67/77€16k€11k▼
Profit (loss) for the period9904€25k€721▼
Profit (loss) for the period to be appropriated9905€25k€721▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€721▼
Transfer to equity691/2€25k€721▼
To other reserves6921€25k€721▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
19-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
31-03
Financial
Highest result since 2019net €25k ▲2.2%
Operating result €41k, net result €25k, both a record.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oswald Ponettestraat 999600 RonseGround area
2,171 m²
Building footprint
273 m²
Volume, LiDAR
2,962 m³
Parcel 45423E0103/00Z018, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Villa 99
since 20122.215.970.542
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0103/00Z018 | Flanders | 2,171 m² | 1 · 273 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
FAIT DIVERS
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DEN HAAS
BE 0457.168.423
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DCS Sport & Invest
BE 0783.281.532
Sint-Niklaas · Eq €75k
Café De Casino
BE 0830.928.427
Sint-Niklaas · Eq €75k
ULTRAVIOLET
BE 0734.924.755
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,890 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2012
Fiscal year end31-03
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.