VILEA
ActiveSummary
The computed 12-month bankruptcy probability of VILEA is 2.5% (moderate). The 2025 annual accounts show equity of €34k and a net result of €14k. Equity is growing by ~37.4% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 12.13 against 4.06 in 2024; short-term debt: 8.2% and cash: 51.1% of total assets), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.8%
Return on assets
36.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
109 d early
2024
31 d early
2023
on the day
2022
4 d late
2021
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 66.4%
2024 · €21k
2021: €7k
2022: €17k
2023: €19k
2024: €21k
2021 → 2025
Total assets
€37k▲ 38.9%
2024 · €27k
2021: €43k
2022: €44k
2023: €36k
2024: €27k
2021 → 2025
Net result
€14k▼ 32.0%
2024 · €20k
2021: €8k
2022: €10k
2023: €3k
2024: €20k
2021 → 2025
Working capital
€34k▲ 77.0%
2024 · €19k
2021: €-6k
2022: €8k
2023: €14k
2024: €19k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€17k▲ 124%€19k▲ 16.2%€21k▲ 7.6%€34k▲ 66.4%
Operating result€11k-€15k▲ 35.5%€6k▼ 56.1%€27k▲ 320%€19k▼ 29.7%
Net result€8k-€10k▲ 29.5%€3k▼ 65.1%€20k▲ 481%€14k▼ 32.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€356 ▼ 75.2%
Current assets
€37k ▲ 45.3%
Equity and liabilities €37k
Equity
€34k ▲ 66.4%
Debt
€3k ▼ 51.4%
Debt's share of the balance-sheet total falls from 23.3% to 8.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €31k
Cash flow
€15k▼
2024 · €24k
Current ratio
12.13▲
2024 · 4.06
Debt to equity
0.09▼
2024 · 0.30
ROE
39.9%▼
2024 · 97.6%
ROA
36.6%▼
2024 · 74.8%
Interest coverage
19.35▼
2024 · 199.39
Debt ≤ 1 year
€3k▼
2024 · €6k
Income taxes
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€37k▲
Fixed assets21/28€1k€356▼
Tangible fixed assets22/27€1k€356▼
Furniture and vehicles24€1k€356▼
Current assets29/58€26k€37k▲
Amounts receivable within one year40/41€753€1k▲
Trade receivables40-€327
Other amounts receivable41€753€764▲
Cash at bank and in hand54/58€22k€19k▼
Deferred charges and accrued income490/1€2k€17k▲
Equity and liabilities
Total equity and liabilities10/49€27k€37k▲
Equity10/15€21k€34k▲
Contributions10/11€500€500=
Reserves13-€34k
Distributable reserves133-€34k
Profit (loss) carried forward14€20k-
Amounts payable17/49€6k€3k▼
Amounts payable within one year42/48€6k€3k▼
Trade debts44€281€763▲
Suppliers440/4€281€763▲
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€634-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€729€2k▲
Gross operating margin9900€32k€22k▼
Operating profit (loss)9901€27k€19k▼
Financial income75/76B€0€7▲
Recurring financial income75€0€7▲
Financial charges65/66B€157€1k▲
Recurring financial charges65€157€1k▲
Profit (loss) for the period before taxes9903€27k€18k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€20k€14k▼
Profit (loss) for the period to be appropriated9905€20k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€34k▼
Profit (loss) brought forward from the previous period14P€19k€20k▲
Transfer to equity691/2-€34k
To other reserves6921-€34k
Profit to be distributed694/7€19k-
Return on contributions (dividend)694€19k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 12.13
Current ratio from 4.06 to 12.13; short-term debt falls from €6k to €3k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €20k ▲481%
Operating result €27k, net result €20k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.06
Current ratio from 1.81 to 4.06; short-term debt falls from €17k to €6k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼65.1%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sélys 144053 ChaudfontaineGround area
1,337 m²
Building footprint
358 m²
Volume, LiDAR
1,901 m³
2 parcels, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VILEA
since 20212.317.050.975
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0325/00H000 | Wallonia | 1,088 m² | 1 · 288 m² | 11.5 m · 2 fl. |
| 62030A0328/00B002 | Wallonia | 250 m² | 1 · 70 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.