VICTOR
ActiveVICTOR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.76M and a net result of €91k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82=
Solvency89▲+2
Growth56▲+2
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.83 against 2.51 in 2023; short-term debt: 16.4% and cash: 28.7% of total assets), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.8%
Return on assets
3.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
34 d early
2022
46 d early
2021
17 d early
2020
53 d early
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€69k▲ 16.4%
2023 · €59k
2018: €42k
2019: €44k
2020: €33k
2021: €40k
2022: €44k
2023: €59k
2018 → 2024
EBIT margin
135.9%▼ 12.6pp
2023 · 148.5%
2018: 340.8%
2019: 297.4%
2020: 448.0%
2021: 611.8%
2022: 110.6%
2023: 148.5%
2018 → 2024
Net result
€91k▲ 8.3%
2023 · €84k
2018: €146k
2019: €130k
2020: €147k
2021: €234k
2022: €37k
2023: €84k
2018 → 2024
Working capital
€832k▲ 18.9%
2023 · €699k
2018: €1.02M
2019: €735k
2020: €1.53M
2021: €1.00M
2022: €601k
2023: €699k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€33k-€40k▲ 21.2%€44k▲ 11.1%€59k▲ 33.6%€69k▲ 16.4%
Equity€1.31M-€1.55M▲ 18.4%€1.58M▲ 2.4%€1.67M▲ 5.3%€1.76M▲ 5.7%
Operating result€147k-€243k▲ 65.5%€49k▼ 79.9%€88k▲ 79.4%€93k▲ 6.5%
Net result€147k-€234k▲ 59.4%€37k▼ 84.0%€84k▲ 125%€91k▲ 8.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 7% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.76M
Fixed assets
€1.48M▼ 3.5%
Current assets
€1.29M▲ 10.7%
Equity and liabilities €2.76M
Equity
€1.76M▲ 5.7%
Provisions
€33k
Debt
€967k▼ 5.7%
The debt ratio falls from 38.0% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€163k▲
2023 · €157k
Cash flow
€161k▲
2023 · €154k
Solvency
63.8%▲
2023 · 62.0%
Current ratio
2.83▲
2023 · 2.51
Quick ratio
2.83▲
2023 · 2.51
Debt / equity
0.55▼
2023 · 0.61
ROE
5.2%▲
2023 · 5.1%
ROA
3.3%▲
2023 · 3.1%
Interest coverage
27.65▲
2023 · 26.18
Debt
€967k▼
2023 · €1.03M
Debt ≤ 1 year
€454k▼
2023 · €462k
Debt > 1 year
€513k▼
2023 · €563k
Income taxes
€14k▲
2023 · €6k
Staff costs
€2.36M▲
2023 · €2.20M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.69M€2.76M▲
Fixed assets21/28€1.53M€1.48M▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€1.52M€1.46M▼
Land and buildings22€1.49M€1.43M▼
Plant, machinery and equipment23€15k€21k▲
Furniture and vehicles24€11k€8k▼
Leasing and similar rights25€0€0=
Other tangible fixed assets26€0€0=
Assets under construction and advance payments27€0€0=
Financial fixed assets28€16k€18k▲
Current assets29/58€1.16M€1.29M▲
Amounts receivable within one year40/41€208k€37k▼
Trade receivables40€70k€13k▼
Other amounts receivable41€138k€24k▼
Current investments50/53€250k€450k▲
Cash at bank and in hand54/58€702k€793k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€2.69M€2.76M▲
Equity10/15€1.67M€1.76M▲
Contributions10/11€56k€56k=
Capital10€56k€56k=
Reserves13€1.12M€1.14M▲
Profit (loss) carried forward14€496k€567k▲
Provisions and deferred taxes16-€33k
Provisions for liabilities and charges160/5-€33k
Other liabilities and charges164/5-€33k
Amounts payable17/49€1.03M€967k▼
Amounts payable after more than one year17€563k€513k▼
Financial debts170/4€563k€513k▼
Amounts payable within one year42/48€462k€454k▼
Financial debts43€49k€49k▲
Other loans439€49k€49k▲
Trade debts44€20k€14k▼
Suppliers440/4€20k€14k▼
Taxes, remuneration and social security45€394k€390k▼
Taxes450/3€83k€81k▼
Remuneration and social security454/9€311k€309k▼
Accrued charges and deferred income492/3€4-
Income statement
Code20232024
Turnover70€59k€69k▲
Non-recurring operating income76A€2k-
Goods, raw materials, services and sundry goods60/61€174k€159k▼
Remuneration, social security and pensions62€2.20M€2.36M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€69k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€295-
Other operating charges640/8€14k€25k▲
Gross operating margin9900€2.37M€2.58M▲
Operating profit (loss)9901€88k€93k▲
Financial income75/76B€9k€18k▲
Recurring financial income75€9k€18k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€90k€105k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€84k€91k▲
Profit (loss) for the period to be appropriated9905€84k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€525k€587k▲
Profit (loss) brought forward from the previous period14P€440k€496k▲
To contributions691€29k€20k▼
Social balance
Average headcount (FTE)908731.930.7▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-09
State Gazette act
General meeting · Dissolution
Liquidation closure · Net-asset statement
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €37k ▼84%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €234k ▲59.4%
Operating result €243k, net result €234k, both a record.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepersestraat 1108800 RoeselareGround area
655 m²
Building footprint
168 m²
Parcel 36503C1312/00P002, Flanders. Linked by address, not a title deed.
1 establishment unit
VICTOR
since 20082.168.175.276
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C1312/00P002 | Flanders | 655 m² | 1 · 168 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 9,125,898 EUR awarded · 9,125,898 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,425,983 EUR | 2,425,983 EUR |
| 2024 | 2 | 2,553,453 EUR | 2,553,453 EUR |
| 2023 | 1 | 2,347,646 EUR | 2,347,646 EUR |
| 2022 | 3 | 1,798,816 EUR | 1,798,816 EUR |
Schemes
Persoonsvolgend budget voor personen met een handicap (PVB)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Care and welfare
2 services · 1 liveVictor
Victor
Similar companies · same sector, comparable size
A.S.B.L. Comité d'Entraide Lesdain
BE 0407.848.772
Tournai · Eq €1.82M
Solidaritas-Centre de Rééducation de l'Enfance a Bruxelles
BE 0428.406.735
Elsene · Eq €2.63M
Medisch - Pedagogisch Instituut Ritmica
BE 0408.389.794
Hove · Eq €942k
LA COURSIVE
BE 0409.110.762
Liège · Eq €887k
Centre de Soins le Bois Marcelle
BE 0420.485.991
Charleroi · Eq €858k
Of 46 companies in sector 88105 we hold annual accounts for 21. 15 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded13-11-2007
Fiscal year end31-12
Activities, NACEBEL
88105Social work activities without accommodation
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.