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VICKY

Active
Private limited company·Bandenservicebedrijven· 4 yrs active
KBO/BCE: BE 0773.966.166
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Board1
Connections6
Real estate2 parcels · 3,450 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VICKY is 2.5% (moderate). The 2023 annual accounts show negative equity (€-36k) and a net result of €1k. Its solvency ranks better than 5% of 760 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 760 sector peers (2023).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k
Working capital€-36k+2.9%

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 27-08-2024 with the NBB · fiscal year 2023 · micro
€-60k€-40k€-20k€0Operating result 2022: €-39k€-39kNet result 2022: €-40k€-40kOperating result 2023: €2k€2kNet result 2023: €1k€1k20222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 95 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -174.7% 25.2%
better than 5% of 760 sector peers
Net result €1k €5k
better than 36% of 761 sector peers
Equity €-36k €17k
better than 5% of 763 sector peers
Gross operating margin €11k €24k
better than 34% of 757 sector peers
Staff costs €4k €31k
higher than 21% of 328 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€1k
- -50% vs sector
Total assets
€21k
+619.7% -42% vs sector
Equity
€-36k
+2.9% far below sector median
Working capital
€-36k
+2.9% far below sector median
Employees (FTE)
1
- 22-23
Staff costs
€4k
-76.2% 22-23
Debt
€57k
+41.8% +126% vs sector
Debt ≤ 1y
€57k
+41.8% +258% vs sector
Current ratio
0.36
+407.6% -70% vs sector
Quick ratio
0.03
+61.1% -98% vs sector
Solvency
-174.7%
+86.5% far below sector median
Debt / equity
-1.57
-46.0% far below sector median
ROE
-3.0%
- far below sector median
ROA
5.2%
- -59% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA-
Net profit€1k
Cash flow-
Staff costs€4k
Income taxes-
Dividends-
Total assets€21k
Equity€-36k
Debt€57k
of which ≤ 1y€57k
of which > 1y-
Working capital€-36k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.36
Quick ratio0.03
Working capital ratio-174.7%
Solvency-174.7%
Debt / equity-1.57
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA5.2%
ROE-3.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Current assets 29/58€21k
Stocks & contracts in progress 3€19k
Amounts receivable within one year 40/41€101
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€-36k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-39k
Amounts payable 17/49€57k
Amounts payable within one year 42/48€57k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€11k
Operating result 9901€2k
Financial income 75€24
Financial charges 65€719
Result before taxes 9903€1k
Net result for the period 9904€1k
Result to be appropriated 9905€1k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
8 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
Former directors (1)
  • Mustafa Waqas
    Director
    State Gazette act 26000398 (02-01-2026)
    Former
    - → 17-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Bandenservicebedrijven(95315)
Legal form Private limited company(610)
Incorporation16-09-2021
StatusActive
Postal code-

Structure & network

Connections & network

6 connected companies
A&H, Shared address AA&HGARDEN FACTORY, Shared address GFGARDEN FACTORYHANIF, Shared address HHANIFISSRA TRANSPORT ET LOGISTIC, Shared address ITISSRATRANSPOR…ISTICRAYA TRANSPORT, Shared address RTRAYA TRANSPORTSeagull Group, Shared address SGSeagull GroupVICKY VICKY0773.966.166
Shared address / shareholder
Network connections
A&H
Shared address
→
GARDEN FACTORY
Shared address
→
HANIF
Shared address
→
→
RAYA TRANSPORT
Shared address
→
Seagull Group
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
VICKY
Oudenaardsesteenweg(Kor) 40, 8500 KortrijkBandenservicebedrijven
since 20212.321.723.704
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,450 m²
Buildings2
Building footprint2,189 m²
Volume (LiDAR)3,394 m³
Tallest building12.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23582E0390/00T002 Flanders 2,865 m² 1 · 1,680 m² -
34354C0266/00A014 Flanders 585 m² 1 · 509 m² 12.7 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
02-01-2026
v3.2
All acts · 2 updated 7 months ago
2026
02-01-2026 Registered office moved from Kortrijk to Sint pieters Leeuw Registered-office change
  • Oudenaardsesteenweg 40, 8500 Kortrijk → Bergensesteenweg 388A, 1600 Sint pieters Leeuw
Summary: v3.2
2021
20-09-2021 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health8Profitability0Solvency33Growth78Stability94
43 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 8
Profitability 0
Solvency 33
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bandenservicebedrijven45205Bandenservicebedrijven95315Detailhandel in onderdelen en accessoires van motorvoertuigen45320Detailhandel in onderdelen en accessoires van motorvoertuigen47820
Primary activity highlighted.
Names & trade names
Legal nameNL VICKY
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.