VFPerfect
ActiveThe computed 12-month bankruptcy probability of VFPerfect is 1.5% (moderate). The 2025 annual accounts show negative equity (€-5k) and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 7332 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-22
Solvency16▼-22
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65 against 1.07 in 2024; short-term debt: 77.7% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.3%
Return on assets
-23.7%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
1 d early
2023
on the day
2022
23 d late
2021
29 d late
2020
41 d late
2018
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k
2024 · €8k
2020: €-17k
2021: €-4k
2022: €5k
2023: €12k
2024: €8k
2020 → 2025
Total assets
€57k▼ 6.8%
2024 · €61k
2020: €34k
2021: €45k
2022: €68k
2023: €86k
2024: €61k
2020 → 2025
Net result
€-14k▼ 240%
2024 · €-4k
2020: €9k
2021: €13k
2022: €9k
2023: €7k
2024: €-4k
2020 → 2025
Working capital
€-15k
2024 · €2k
2020: €-20k
2021: €691
2022: €-10k
2023: €3k
2024: €2k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€5k€12k▲ 145%€8k▼ 32.5%€-5k
Operating result€15k-€11k▼ 23.5%€13k▲ 17.9%€110▼ 99.2%€-10k
Net result€13k-€9k▼ 27.9%€7k▼ 21.3%€-4k€-14k▼ 240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €110 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€28k▲ 3.0%
Current assets
€29k▼ 14.7%
Key figures and ratios
EBITDA
€3k▼
2024 · €8k
Cash flow
€-1k▼
2024 · €4k
Solvency
-9.3%▼
2024 · 13.5%
Current ratio
0.65▼
2024 · 1.07
Quick ratio
0.63▼
2024 · 1.02
Debt / equity
-11.77▼
2024 · 6.42
ROA
-23.7%▼
2024 · -6.5%
Interest coverage
0.74▼
2024 · 2.12
Debt
€63k▲
2024 · €53k
Debt ≤ 1 year
€44k▲
2024 · €32k
Debt > 1 year
€18k▼
2024 · €21k
Income taxes
€500▲
2024 · €427
Staff costs
€4k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€57k▼
Fixed assets21/28€27k€28k▲
Tangible fixed assets22/27€27k€28k▲
Plant, machinery and equipment23€101€1k▲
Furniture and vehicles24€27k€27k▼
Current assets29/58€34k€29k▼
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€13k€27k▲
Trade receivables40€12k€11k▼
Other amounts receivable41€1k€16k▲
Cash at bank and in hand54/58€19k€2▼
Deferred charges and accrued income490/1-€557
Equity and liabilities
Total equity and liabilities10/49€61k€57k▼
Equity10/15€8k€-5k▼
Contributions10/11€13k€13k=
Reserves13€120€120=
Distributable reserves133€120€120=
Profit (loss) carried forward14€-4k€-18k▼
Amounts payable17/49€53k€63k▲
Amounts payable after more than one year17€21k€18k▼
Financial debts170/4€21k€18k▼
Amounts payable within one year42/48€32k€44k▲
Current portion of amounts payable after more than one year42€9k€11k▲
Financial debts43€10k€12k▲
Credit institutions430/8€10k€12k▲
Trade debts44€8k€16k▲
Suppliers440/4€8k€16k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€427€1k▲
Remuneration and social security454/9€5k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€25k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€8k€738▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€44k€8k▼
Operating profit (loss)9901€110€-10k▼
Financial income75/76B€325€343▲
Recurring financial income75€325€343▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-4k€-13k▼
Income taxes67/77€427€500▲
Profit (loss) for the period9904€-4k€-14k▼
Profit (loss) for the period to be appropriated9905€-4k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-18k▼
Profit (loss) brought forward from the previous period14P€-353€-4k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
31-03
Financial
Highest result since 2020net €13k ▲44.5%
Operating result €15k, net result €13k, both a record.
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2014
07-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Bruyère 191380 LasneGround area
275 m²
Building footprint
110 m²
Volume, LiDAR
840 m³
Parcel 25051G0018/00A002, Wallonia · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VFPerfect
since 20092.180.894.154
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051G0018/00A002 | Wallonia | 275 m² | 1 · 110 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 8,525 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2009
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.