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VERZEKERINGEN APERS

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 42 yrs active
Mechelseweg 175 ·1880 Kapelle-op-den-Bos, Belgium
KBO/BCE: BE 0426.336.378
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Belgian State Gazette acts: 0 of 8 read
Age42 yrs
Real estate3 parcels · 1,403 m²

Summary

Conclusion

the dossier summarised in one paragraph

VERZEKERINGEN APERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 31 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-09-2025 61 d late 2025-00521063
31-12-2023 31-07-2024 30-09-2024 61 d late 2024-00488120
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00405365
31-12-2021 31-07-2022 30-09-2022 61 d late 2022-20441858
31-12-2020 31-07-2021 20-10-2021 81 d late 2021-72500362
31-12-2019 31-07-2020 08-10-2020 69 d late 2020-60400382
31-12-2018 31-07-2019 25-10-2019 86 d late 2019-71500484
31-12-2017 31-07-2018 28-09-2018 59 d late 2018-67200513
31-12-2016 31-07-2017 28-09-2017 59 d late 2017-64700068
31-12-2015 31-07-2016 21-09-2016 52 d late 2016-60800514

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1984, 42 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 30-09-2025 2025-00521063
31-12-2023 verkort 30-09-2024 2024-00488120
31-12-2022 verkort 31-08-2023 2023-00405365
31-12-2021 verkort 30-09-2022 2022-20441858
31-12-2020 verkort 20-10-2021 2021-72500362
31-12-2019 verkort 08-10-2020 2020-60400382
31-12-2018 verkort 25-10-2019 2019-71500484
31-12-2017 verkort 28-09-2018 2018-67200513
31-12-2016 verkort 28-09-2017 2017-64700068
31-12-2015 verkort 21-09-2016 2016-60800514

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

3 locations
VERZEKERINGEN APERS
Mechelseweg 175, 1880 Kapelle-op-den-BosOndersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19842.025.422.158
Verzekeringen Apers
Korte Ridderstraat 7, 1785 MerchtemActiviteiten van verzekeringsagenten en -makelaars
since 20192.315.340.510
Verzekeringen Apers
Steenweg op Brussel 178, 1780 WemmelActiviteiten van verzekeringsagenten en -makelaars
since 20202.315.340.708
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area1,403 m²
Buildings3
Building footprint555 m²
Volume (LiDAR)5,138 m³
Tallest building15.5 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0042/00D003 Flanders 563 m² 1 · 262 m² 15.5 m · 4 fl.
23602H0338/00C000 Flanders 494 m² 1 · 25 m² 12.2 m · 4 fl.
23039A0158/00C003 Flanders 345 m² 1 · 268 m² 10.5 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,662 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
Legal nameNL VERZEKERINGEN APERS
Registered office
Mechelseweg 175
1880 Kapelle-op-den-Bos, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.