VERWARMING DELBEKE
ActiveVERWARMING DELBEKE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €217k and a net result of €-2k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
70
/ 100
Healthy▼ -16 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-31
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 5.75 against 5.82 in 2023), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.1%
Return on assets
-0.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
30 d early
2022
42 d early
2021
41 d early
2020
39 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€217k▼ 3.3%
2023 · €224k
2018: €125k
2019: €143k
2020: €173k
2021: €196k
2022: €215k
2023: €224k
2018 → 2024
Total assets
€261k▼ 6.3%
2023 · €279k
2018: €166k
2019: €187k
2020: €283k
2021: €264k
2022: €290k
2023: €279k
2018 → 2024
Net result
€-2k
2023 · €14k
2018: €5k
2019: €18k
2020: €31k
2021: €23k
2022: €19k
2023: €14k
2018 → 2024
Working capital
€189k▼ 4.1%
2023 · €197k
2018: €118k
2019: €131k
2020: €158k
2021: €173k
2022: €184k
2023: €197k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€173k-€196k▲ 13.0%€215k▲ 9.8%€224k▲ 4.1%€217k▼ 3.3%
Operating result€42k-€35k▼ 16.9%€23k▼ 33.9%€26k▲ 13.5%€-4k
Net result€31k-€23k▼ 27.0%€19k▼ 14.6%€14k▼ 27.9%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €26k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €261k
Fixed assets
€32k▼ 21.1%
Current assets
€229k▼ 3.9%
Equity and liabilities €261k
Equity
€217k▼ 3.3%
Debt
€44k▼ 19.1%
The debt ratio falls from 19.6% to 16.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€11k▼
2023 · €45k
Cash flow
€13k▼
2023 · €33k
Solvency
83.1%▲
2023 · 80.4%
Current ratio
5.75▼
2023 · 5.82
Quick ratio
2.06▼
2023 · 2.29
Debt / equity
0.20▼
2023 · 0.24
ROE
-1.1%▼
2023 · 6.2%
ROA
-0.9%▼
2023 · 5.0%
Interest coverage
24.64▼
2023 · 63.26
Debt
€44k▼
2023 · €54k
Debt ≤ 1 year
€40k▼
2023 · €41k
Debt > 1 year
€4k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€279k€261k▼
Fixed assets21/28€40k€32k▼
Tangible fixed assets22/27€40k€31k▼
Plant, machinery and equipment23€4k€9k▲
Furniture and vehicles24€35k€22k▼
Other tangible fixed assets26€540€270▼
Financial fixed assets28€500€500=
Current assets29/58€238k€229k▼
Stocks and contracts in progress3€145k€147k▲
Stocks30/36€145k€147k▲
Amounts receivable within one year40/41€49k€48k▼
Trade receivables40€40k€32k▼
Other amounts receivable41€9k€16k▲
Cash at bank and in hand54/58€35k€23k▼
Deferred charges and accrued income490/1€9k€12k▲
Equity and liabilities
Total equity and liabilities10/49€279k€261k▼
Equity10/15€224k€217k▼
Contributions10/11€9k€9k=
Reserves13€215k€208k▼
Distributable reserves133€215k€208k▼
Amounts payable17/49€54k€44k▼
Amounts payable after more than one year17€13k€4k▼
Financial debts170/4€13k€4k▼
Amounts payable within one year42/48€41k€40k▼
Current portion of amounts payable after more than one year42€14k€8k▼
Trade debts44€10k€20k▲
Suppliers440/4€10k€20k▲
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€6k€6k=
Remuneration and social security454/9€5k-
Other amounts payable47/48€5k€5k▼
Accrued charges and deferred income492/3€916€16▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€15k▼
Other operating charges640/8€683€1k▲
Gross operating margin9900€46k€13k▼
Operating profit (loss)9901€26k€-4k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€9k€465▼
Recurring financial charges65€715€465▼
Non-recurring financial charges66B€8k-
Profit (loss) for the period before taxes9903€19k€-2k▼
Income taxes67/77€5k-
Profit (loss) for the period9904€14k€-2k▼
Profit (loss) for the period to be appropriated9905€14k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-2k▼
Transfer from equity791/2€5k€7k▲
Transfer to equity691/2€14k-
To other reserves6921€14k-
Profit to be distributed694/7€5k€5k=
Return on contributions (dividend)694€5k€5k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼117%
Net result drops to €-2k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €215k ▲9.8%
5 profitable years in a row build equity to €215k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €31k ▲72.5%
Operating result €42k, net result €31k, both a record.
31-12
Financial
Equity above €150kEq €173k ▲21.6%
3 profitable years in a row build equity to €173k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelstraat 1068770 IngelmunsterGround area
2,425 m²
Building footprint
208 m²
Volume, LiDAR
893 m³
Parcel 36007A0590/00W000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VERWARMING DELBEKE
since 20022.095.914.533
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007A0590/00W000 | Flanders | 2,425 m² | 1 · 208 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 831 EUR awarded · 831 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 191 EUR | 191 EUR |
| 2024 | 1 | 234 EUR | 234 EUR |
| 2023 | 1 | 316 EUR | 316 EUR |
| 2022 | 1 | 90 EUR | 90 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesVERWARMING DELBEKE BV31468
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Of 9,478 companies in sector 43222 we hold annual accounts for 5,625. 4,729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2002
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43221Plumbing work
45310
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.