Vervoer Van Dievel
ActiveSummary
Vervoer Van Dievel has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.84M and a net result of €-520k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 30% of 866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-18
Solvency48▼-5
Growth45▼-17
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity short (current ratio 0.39 against 0.28 in 2024; short-term debt: 58.2% and cash: 0.2% of total assets), and 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.6%
Return on assets
-4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
17 d early
2023
30 d early
2022
26 d early
2021
29 d late
2020
25 d early
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€19.46M▼ 5.7%
2024 · €20.63M
2018: €21.29M
2019: €22.58M
2020: €21.98M
2021: €24.28M
2022: €25.82M
2023: €23.17M
2024: €20.63M
2018 → 2025
EBIT margin
-0.3%▼ 4.2pp
2024 · 3.9%
2018: 1.0%
2019: 0.8%
2020: 1.6%
2021: -1.4%
2022: -1.1%
2023: 2.2%
2024: 3.9%
2018 → 2025
Net result
€-520k
2024 · €257k
2018: €-59k
2019: €-95k
2020: €-31k
2021: €-584k
2022: €-630k
2023: €90k
2024: €257k
2018 → 2025
Working capital
€-4.49M▲ 1.1%
2024 · €-4.54M
2018: €-3.12M
2019: €-3.96M
2020: €-4.02M
2021: €-3.89M
2022: €-4.66M
2023: €-5.06M
2024: €-4.54M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€24.28M-€25.82M▲ 6.3%€23.17M▼ 10.3%€20.63M▼ 11.0%€19.46M▼ 5.7%
Equity€3.65M-€3.02M▼ 17.3%€3.10M▲ 2.9%€3.36M▲ 8.2%€2.84M▼ 15.5%
Operating result€-336k-€-284k▲ 15.5%€504k€796k▲ 57.9%€-59k
Net result€-584k-€-630k▼ 8.0%€90k€257k▲ 186%€-520k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €59k after €796k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.50M
Fixed assets
€9.67M ▼ 4.8%
Current assets
€2.82M ▲ 59.3%
Equity and liabilities €12.55M
Equity
€2.84M ▼ 15.5%
Provisions
€3k ▼ 17.5%
Debt
€9.71M ▲ 11.2%
Debt's share of the balance-sheet total rises from 72.2% to 77.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.37M▼
2024 · €2.22M
Cash flow
€910k▼
2024 · €1.68M
Current ratio
0.39▲
2024 · 0.28
Quick ratio
0.37▲
2024 · 0.26
Debt to equity
3.42▲
2024 · 2.60
ROE
-18.3%▼
2024 · 7.6%
ROA
-4.1%▼
2024 · 2.1%
Interest coverage
4.58▼
2024 · 6.11
Debt ≤ 1 year
€7.31M▲
2024 · €6.31M
Debt > 1 year
€2.38M▼
2024 · €2.39M
Income taxes
€-3k▼
2024 · €4k
Staff costs
€7.52M▼
2024 · €7.60M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 88 lines
Balance sheet
Code20242025
Assets
Total assets20/58€12.10M€12.55M▲
Formation expenses20€171k€59k▼
Fixed assets21/28€10.16M€9.67M▼
Intangible fixed assets21€507k€445k▼
Tangible fixed assets22/27€9.57M€9.22M▼
Land and buildings22€4.90M€4.84M▼
Plant, machinery and equipment23€35k€29k▼
Furniture and vehicles24€1.30M€1.17M▼
Leasing and similar rights25€767k€632k▼
Other tangible fixed assets26€2.56M€2.56M▼
Financial fixed assets28€83k€3k▼
Other financial fixed assets284/8€83k€3k▼
Amounts receivable and cash guarantees285/8€83k€3k▼
Current assets29/58€1.77M€2.82M▲
Stocks and contracts in progress3€142k€150k▲
Stocks30/36€142k€150k▲
Raw materials and consumables30/31€142k€150k▲
Amounts receivable within one year40/41€531k€943k▲
Trade receivables40€385k€428k▲
Other amounts receivable41€146k€515k▲
Cash at bank and in hand54/58€90k€30k▼
Deferred charges and accrued income490/1€1.01M€1.70M▲
Equity and liabilities
Total equity and liabilities10/49€12.10M€12.55M▲
Equity10/15€3.36M€2.84M▼
Contributions10/11€302k€302k=
Capital10€302k€302k=
Issued capital100€302k€302k=
Revaluation surpluses12€2.71M€2.71M=
Reserves13€521k€487k▼
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Tax-exempt reserves132€430k€396k▼
Distributable reserves133€61k€61k=
Profit (loss) carried forward14€-182k€-668k▼
Investment grants15€12k€10k▼
Provisions and deferred taxes16€4k€3k▼
Deferred taxes168€4k€3k▼
Amounts payable17/49€8.74M€9.71M▲
Amounts payable after more than one year17€2.39M€2.38M▼
Financial debts170/4€2.39M€2.38M▼
Leasing and similar obligations172€370k€333k▼
Credit institutions173€1.62M€1.26M▼
Other loans174€394k€788k▲
Amounts payable within one year42/48€6.31M€7.31M▲
Current portion of amounts payable after more than one year42€987k€783k▼
Financial debts43€750k€1.35M▲
Credit institutions430/8€509k€503k▼
Other loans439€241k€843k▲
Trade debts44€1.88M€2.05M▲
Suppliers440/4€1.88M€2.05M▲
Taxes, remuneration and social security45€2.69M€3.14M▲
Taxes450/3€487k€449k▼
Remuneration and social security454/9€2.21M€2.69M▲
Accrued charges and deferred income492/3€39k€17k▼
Income statement
Code20242025
Operating income70/76A€21.20M€20.38M▼
Turnover70€20.63M€19.46M▼
Other operating income74€577k€602k▲
Non-recurring operating income76A-€311k
Operating charges60/66A€20.41M€20.43M▲
Goods for resale, raw materials and consumables60€4.01M€4.16M▲
Purchases600/8€3.99M€4.17M▲
Change in stocks: decrease (increase)609€21k€-8k▼
Services and other goods61€7.42M€7.08M▼
Remuneration, social security and pensions62€7.60M€7.52M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.42M€1.43M▲
Other operating charges640/8€134k€145k▲
Operating charges capitalised as restructuring costs649€-174k-
Non-recurring operating charges66A-€93k
Operating profit (loss)9901€796k€-59k▼
Financial income75/76B€55k€75k▲
Recurring financial income75€55k€75k▲
Income from current assets751€52k€70k▲
Other financial income752/9€3k€4k▲
Financial charges65/66B€603k€540k▼
Recurring financial charges65€603k€540k▼
Debt charges650€363k€300k▼
Other financial charges652/9€240k€240k=
Profit (loss) for the period before taxes9903€249k€-524k▼
Transfer from deferred taxes780€12k€734▼
Income taxes67/77€4k€-3k▼
Taxes670/3€4k-
Tax adjustments and reversals of tax provisions77-€3k
Profit (loss) for the period9904€257k€-520k▼
Transfer from tax-exempt reserves789€34k€34k=
Profit (loss) for the period to be appropriated9905€291k€-486k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-182k€-668k▼
Profit (loss) brought forward from the previous period14P€-473k€-182k▲
Social balance
Average headcount (FTE)9087123.3118.0▼
The notes to these accounts (83 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €257k ▲186%
Operating result €796k, net result €257k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €90k
Net result €90k after 5 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-630k
Net result drops to €-630k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 35 days late
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 2 establishment units since 1965
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal De Wittelaan 12800 MechelenGround area
4.6 ha
Building footprint
2.1 ha
Volume, LiDAR
31,210 m³
2 parcels, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
VERVOER VAN DIEVEL
since 19652.000.236.802
Vervoer Van Dievel
since 20222.335.416.540
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402A0174/00P002 | Flanders | 3.8 ha | 1 · 1.6 ha | - |
| 12402A0207/00D000 | Flanders | 8,459 m² | 1 · 4,084 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 99,940 EUR awarded · 99,940 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 14,689 EUR | 14,689 EUR |
| 2024 | 3 | 17,705 EUR | 17,705 EUR |
| 2023 | 3 | 44,480 EUR | 44,480 EUR |
| 2022 | 2 | 23,066 EUR | 23,066 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Similar companies · same sector, comparable size
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LVT
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Etablissements Hublet
BE 0417.857.885
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Transport Plovie
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Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 2,480 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
46810Wholesale of solid, liquid and gaseous fuels and related products
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.