VERTRIVO
ActiveThe annual accounts of VERTRIVO for fiscal year 2025 show a net loss of 52% of total assets. The 2025 annual accounts show equity of €324 and a net result of €-2k. Its solvency ranks better than 32% of 14056 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€324
Total assets
€3k
Net result
€-2k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €3k
Equity
€324
Debt
€3k
Debt finances 89.9% of the balance-sheet total.
Key figures and ratios
Debt
€3k
Debt ≤ 1 year
€1k
Debt > 1 year
€2k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€3k
Current assets29/58€3k
Amounts receivable within one year40/41€3k
Trade receivables40€3k
Cash at bank and in hand54/58€104
Equity and liabilities
Total equity and liabilities10/49€3k
Equity10/15€324
Contributions10/11€2k
Profit (loss) carried forward14€-2k
Amounts payable17/49€3k
Amounts payable after more than one year17€2k
Other amounts payable178/9€2k
Amounts payable within one year42/48€1k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€77
Taxes450/3€77
Income statement
Code2025
Other operating charges640/8€621
Gross operating margin9900€-1k
Operating profit (loss)9901€-2k
Financial charges65/66B€17
Recurring financial charges65€17
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kluisdreef 212970 SchildeGround area
163 m²
Building footprint
163 m²
Volume, LiDAR
1,326 m³
Parcel 11039D0064/00C000, Flanders · tallest building 21.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERTRIVO
since 20252.376.982.228
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0064/00C000 | Flanders | 163 m² | 1 · 163 m² | 21.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Omnia Vastgoedmanagement
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HOMEGESTION
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RECAP Estate Management
BE 0784.389.609
Elsene · Eq €461
3S Beheer
BE 0727.459.220
Boechout · Eq €570
SYN-DICASA
BE 0803.182.665
Roeselare · Eq €613
Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 40 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2025
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.