VERTOFIX
ActiveSummary
The computed 12-month bankruptcy probability of VERTOFIX is 1.9% (moderate). The 2025 annual accounts show equity of €127k and a net result of €27k. Equity is growing by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 4486 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 15.02 against 3.78 in 2024; short-term debt: 5.7% and cash: 47.4% of total assets), and 5.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.3%
Return on assets
20%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
23 d early
2023
19 d early
2022
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 24.9%
2024 · €101k
2022: €21k
2023: €65k
2024: €101k
2022 → 2025
Total assets
€134k▼ 0.3%
2024 · €135k
2022: €41k
2023: €95k
2024: €135k
2022 → 2025
Net result
€27k▼ 29.0%
2024 · €38k
2022: €15k
2023: €46k
2024: €38k
2022 → 2025
Working capital
€108k▲ 17.5%
2024 · €92k
2022: €12k
2023: €51k
2024: €92k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€21k-€65k▲ 207%€101k▲ 55.5%€127k▲ 24.9%
Operating result€21k-€60k▲ 192%€51k▼ 15.2%€37k▼ 27.1%
Net result€15k-€46k▲ 199%€38k▼ 16.9%€27k▼ 29.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€19k ▲ 85.2%
Current assets
€115k ▼ 7.4%
Equity and liabilities €134k
Equity
€127k ▲ 24.9%
Debt
€8k ▼ 77.0%
Debt's share of the balance-sheet total falls from 24.7% to 5.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €55k
Cash flow
€31k▼
2024 · €42k
Current ratio
15.02▲
2024 · 3.78
Debt to equity
0.06▼
2024 · 0.33
ROE
21.2%▼
2024 · 37.3%
ROA
20.0%▼
2024 · 28.1%
Interest coverage
36.71▲
2024 · 21.62
Debt ≤ 1 year
€8k▼
2024 · €33k
Income taxes
€9k▼
2024 · €11k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€135k€134k▼
Fixed assets21/28€10k€19k▲
Tangible fixed assets22/27€10k€19k▲
Land and buildings22-€5k
Plant, machinery and equipment23€5k€9k▲
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€20€20=
Current assets29/58€125k€115k▼
Amounts receivable within one year40/41€81k€50k▼
Trade receivables40€81k€50k▼
Other amounts receivable41€0€296▲
Cash at bank and in hand54/58€42k€64k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€135k€134k▼
Equity10/15€101k€127k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€95k€121k▲
Amounts payable17/49€33k€8k▼
Amounts payable within one year42/48€33k€8k▼
Trade debts44€2k€64▼
Suppliers440/4€2k€64▼
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€20k€1k▼
Accrued charges and deferred income492/3€378€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€524€881▲
Gross operating margin9900€57k€44k▼
Operating profit (loss)9901€51k€37k▼
Financial income75/76B€0€80▲
Recurring financial income75€0€80▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€48k€36k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€38k€27k▼
Profit (loss) for the period to be appropriated9905€38k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€97k€122k▲
Profit (loss) brought forward from the previous period14P€59k€95k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 15.02
Current ratio from 3.78 to 15.02; short-term debt falls from €33k to €8k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €101k ▲55.5%
3 profitable years in a row build equity to €101k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €46k ▲199%
Operating result €60k, net result €46k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wochterberg(HRT) 462200 HerentalsGround area
441 m²
Building footprint
109 m²
Volume, LiDAR
696 m³
Parcel 13302C0288/00G000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERTOFIX
since 20222.326.953.190
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302C0288/00G000 | Flanders | 441 m² | 1 · 109 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CULLEN CLEANING SERVICES
BE 0820.194.881
Brussel · Eq €126,621
VKP SERVICES
BE 0652.730.420
Sint-Gillis (bij-Brussel) · Eq €126,937
DEMIER
BE 0760.915.411
Antwerpen · Eq €126,521
CEDENCO C.T.S.E.
BE 0554.904.237
Tournai · Eq €126,373
MULTIVLOER
BE 0665.531.054
Gent · Eq €126,272
Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 2,093 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
33120Repair and maintenance of machinery
33200Installation of industrial machinery and equipment
43230Insulation installation
43350Other building finishing work
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.