VERTA
ActiveVERTA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €41k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-6
Solvency75▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.06 in 2024; short-term debt: 20.6% and cash: 12.7% of total assets), but 50.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
7 d early
2022
1 d early
2021
6 d early
2020
9 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▲ 22.0%
2024 · €185k
2019: €58k
2020: €68k
2021: €96k
2022: €134k
2023: €127k
2024: €185k
2019 → 2025
Total assets
€451k▲ 6.6%
2024 · €423k
2019: €127k
2020: €183k
2021: €216k
2022: €281k
2023: €336k
2024: €423k
2019 → 2025
Net result
€41k▼ 29.2%
2024 · €57k
2019: €19k
2020: €10k
2021: €65k
2022: €38k
2023: €69k
2024: €57k
2019 → 2025
Working capital
€81k▲ 1,127%
2024 · €7k
2019: €38k
2020: €26k
2021: €50k
2022: €67k
2023: €18k
2024: €7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€134k▲ 39.2%€127k▼ 5.1%€185k▲ 45.0%€225k▲ 22.0%
Operating result€86k-€42k▼ 50.8%€93k▲ 120%€83k▼ 10.6%€76k▼ 9.0%
Net result€65k-€38k▼ 42.0%€69k▲ 82.6%€57k▼ 17.0%€41k▼ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €451k
Fixed assets
€277k▼ 9.2%
Current assets
€174k▲ 47.7%
Equity and liabilities €451k
Equity
€225k▲ 22.0%
Debt
€226k▼ 5.2%
The debt ratio falls from 56.3% to 50.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€158k▲
2024 · €136k
Cash flow
€123k▲
2024 · €110k
Solvency
49.9%▲
2024 · 43.7%
Current ratio
1.88▲
2024 · 1.06
Quick ratio
1.88▲
2024 · 1.06
Debt / equity
1.00▼
2024 · 1.29
ROE
18.0%▼
2024 · 31.0%
ROA
9.0%▼
2024 · 13.6%
Interest coverage
19.75▲
2024 · 11.78
Debt
€226k▼
2024 · €238k
Debt ≤ 1 year
€93k▼
2024 · €111k
Debt > 1 year
€99k▼
2024 · €125k
Income taxes
€28k▲
2024 · €15k
Staff costs
€34k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€423k€451k▲
Fixed assets21/28€305k€277k▼
Tangible fixed assets22/27€305k€277k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€85k€116k▲
Furniture and vehicles24€48k€31k▼
Leasing and similar rights25€169k€127k▼
Current assets29/58€118k€174k▲
Amounts receivable within one year40/41€69k€117k▲
Trade receivables40€51k€84k▲
Other amounts receivable41€18k€32k▲
Cash at bank and in hand54/58€49k€57k▲
Deferred charges and accrued income490/1€89€220▲
Equity and liabilities
Total equity and liabilities10/49€423k€451k▲
Equity10/15€185k€225k▲
Contributions10/11€19k€19k=
Reserves13€166k€207k▲
Distributable reserves133€166k€207k▲
Amounts payable17/49€238k€226k▼
Amounts payable after more than one year17€125k€99k▼
Financial debts170/4€125k€99k▼
Amounts payable within one year42/48€111k€93k▼
Current portion of amounts payable after more than one year42€25k€26k▲
Trade debts44€41k€62k▲
Suppliers440/4€41k€62k▲
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€36k-
Accrued charges and deferred income492/3€2k€34k▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€34k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€82k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€240€1k▲
Gross operating margin9900€177k€200k▲
Operating profit (loss)9901€83k€76k▼
Financial income75/76B€577€829▲
Recurring financial income75€577€829▲
Financial charges65/66B€12k€8k▼
Recurring financial charges65€12k€8k▼
Profit (loss) for the period before taxes9903€72k€69k▼
Income taxes67/77€15k€28k▲
Profit (loss) for the period9904€57k€41k▼
Profit (loss) for the period to be appropriated9905€57k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€41k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€59k€41k▼
To the legal reserve6920€59k€41k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €200kEq €225k ▲22%
7 profitable years in a row build equity to €225k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €150kEq €185k ▲45%
6 profitable years in a row build equity to €185k.
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €69k ▲82.6%
Operating result €93k, net result €69k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €134k ▲39.2%
4 profitable years in a row build equity to €134k.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €10k ▼47%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langeveldstraat 1251745 OpwijkGround area
930 m²
Building footprint
469 m²
Volume, LiDAR
2,935 m³
Parcel 23752E0277/00H000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERTA
since 20152.265.429.654
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752E0277/00H000 | Flanders | 930 m² | 1 · 468 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 228 EUR awarded · 228 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 139 EUR | 139 EUR |
| 2023 | 1 | 89 EUR | 89 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 5,704 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2015
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.