Checked.be
Active
BE 0443.953.558Private limited company
VERT'TIGE
Chaussée de Renaix(A) 57 ·7910 Frasnes-lez-Anvaing, Belgium· 35 yrs active
Sector: Crop and animal production, hunting and related service activities
(01301)
Conclusion
VERT'TIGE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 3015 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €27k |
| Net result | €33k |
| Staff (FTE) | 2 |
| Better than sector | 32% |
Financial profile
75
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
71
Profitability
100
Solvency
27
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1991, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
71
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score history
63
2022
40
2023
71
2024
71
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.22 (≥ 1.0)
+5
Leverage
Debt/equity 5.31 (> 3.0)
-10
Profitability
ROE 120% (≥ 10%)
+10
Interest coverage
Interest coverage 34.1× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 23-07-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile
Too volatile to project: the yearly deviation from the trend is ~49% of the level (threshold 35%). We therefore deliberately show no projection line.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 01, Crop and animal production, hunting and related service activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.9% | 33.3% | |
| Net result | €33k | €7k | |
| Equity | €27k | €88k | |
| Gross operating margin | €164k | €48k | |
| Staff costs | €90k | €31k |
€69k
+61.6%
22-25
€33k
+260.0%
22-25
€65k
+77.4%
22-25
€173k
-0.2%
22-25
€27k
+186.7%
22-25
€15k
+73.3%
22-25
2
0.0%
22-25
€90k
+15.7%
22-25
€2k
-37.9%
22-25
€146k
-11.1%
22-25
€71k
-2.7%
22-25
€75k
-17.8%
22-25
1.22
+8.5%
22-25
0.97
+1.2%
22-25
15.9%
+187.3%
22-25
5.31
-69.0%
22-25
119.7%
+25.6%
22-25
19.0%
+260.7%
22-25
34.06
+116.1%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €69k | €43k | €39k | €46k |
| Net profit | €33k | €9k | €-11k | €4k |
| Cash flow | €65k | €37k | €31k | €41k |
| Staff costs | €90k | €78k | €77k | €70k |
| Income taxes | €2k | €3k | €4k | €2k |
| Dividends | - | - | - | - |
| Total assets | €173k | €174k | €153k | €171k |
| Equity | €27k | €10k | €445 | €11k |
| Debt | €146k | €164k | €152k | €159k |
| of which ≤ 1y | €71k | €73k | €58k | €49k |
| of which > 1y | €75k | €91k | €94k | €110k |
| Working capital | €15k | €9k | €16k | €6k |
| Employees (FTE) | 2.0 | 2.0 | 1.8 | 1.8 |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 1.22 | 1.12 | 1.28 | 1.13 |
| Quick ratio | 0.97 | 0.95 | 0.90 | 0.92 |
| Working capital ratio | 8.8% | 5.1% | 10.5% | 3.7% |
| Solvency | 15.9% | 5.5% | 0.3% | 6.6% |
| Debt / equity | 5.31 | 17.12 | 342.43 | 14.18 |
| Long-term debt ratio | 2.73 | 9.53 | 212.15 | 9.78 |
| Interest coverage | 34.06 | 15.76 | 11.84 | 20.70 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 19.0% | 5.3% | -7.1% | 2.4% |
| ROE | 119.7% | 95.4% | -2425.3% | 37.1% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €173k | €174k | €153k | €171k |
| Fixed assets | 21/28 | €87k | €92k | €79k | €115k |
| Tangible fixed assets | 22/27 | €87k | €92k | €79k | €115k |
| Financial fixed assets | 28 | €172 | €296 | €124 | €124 |
| Current assets | 29/58 | €86k | €82k | €74k | €56k |
| Stocks & contracts in progress | 3 | €18k | €12k | €22k | €10k |
| Amounts receivable within one year | 40/41 | €51k | €13k | €27k | €13k |
| Cash & bank | 54/58 | €6k | €46k | €14k | €22k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €173k | €174k | €153k | €171k |
| Equity | 10/15 | €27k | €10k | €445 | €11k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €80k | €80k | €80k | €72k |
| Accumulated profits (losses) | 14 | €-72k | €-89k | €-99k | €-88k |
| Amounts payable | 17/49 | €146k | €164k | €152k | €159k |
| Amounts payable after one year | 17 | €75k | €91k | €94k | €110k |
| Amounts payable within one year | 42/48 | €71k | €73k | €58k | €49k |
| Trade debts payable within one year | 44 | €20k | €17k | €24k | €17k |
| Income statement | |||||
| Gross operating margin | 9900 | €164k | €125k | €121k | €121k |
| Operating result | 9901 | €37k | €15k | €-3k | €9k |
| Financial income | 75 | €0 | €2 | - | €0 |
| Financial charges | 65 | €2k | €3k | €3k | €2k |
| Result before taxes | 9903 | €35k | €13k | €-7k | €6k |
| Income taxes | 67/77 | €2k | €3k | €4k | €2k |
| Net result for the period | 9904 | €33k | €9k | €-11k | €4k |
| Result to be appropriated | 9905 | €33k | €9k | €-11k | €4k |
Directors & mandates
Current directors & mandates
-
MOULART AnneAdministrateur non statutaireState Gazette act 24370180 (29-02-2024)Current29-02-2024 → present
-
PRAET PhilippeAdministrateur non statutaireState Gazette act 24370180 (29-02-2024)Current29-02-2024 → present
Legal Structure
| NACE primary | Crop and animal production, hunting and related service activities(01301) |
| Legal form | Private limited company(610) |
| Incorporation | 26-02-1991 |
| Status | Active |
| Postal code | 7910 |
Establishment units
Chaussée de Renaix(A) 57, 7910 Frasnes-lez-Anvaing
since 19912.052.641.051
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51001A0126/00A002 | Wallonia | 1,712 m² | 1 · 82 m² | 10.2 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €33k ▲260%
Operating result €37k, net result €33k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
29-02
State Gazette act
Statutes amendment
v3.2
2023
31-12
Financial
Weakest financial yearnet €-11k ▼359%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2024
29-02-2024 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "",
"old": "",
"changed": false
},
"seat_change": {
"changed": true
},
"object_change": {
"changed": true
},
"subject_company": {
"kbo": "0443.953.558",
"name_full": "VERT\u0027TIGE"
},
"legal_form_change": {
"new": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
"old": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
"changed": false
}
}Credit advice
Company registry (CBE)
Activities
01123Crop and animal production, hunting and related service activities01301Landscape service activities81300Retail sale of flowers, plants, seeds and fertilisers4776152483
Names & trade names
| Legal nameFR | VERT'TIGE |
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