VERSWIJVELEN Stefan
ActiveFor VERSWIJVELEN Stefan, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €178k and a net result of €17k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 33685 sector peers (fiscal year 2023). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability58▼-13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
86.3%
Return on assets
8.2%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline19-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 09-07-2025, 343 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
343 d late
2022
152 d late
2021
111 d late
2020
153 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€178k▲ 10.5%
2022 · €161k
2018: €98k
2019: €91k
2020: €135k
2021: €133k
2022: €161k
2018 → 2023
Total assets
€206k▼ 1.2%
2022 · €208k
2018: €275k
2019: €317k
2020: €346k
2021: €293k
2022: €208k
2018 → 2023
Net result
€17k▼ 40.0%
2022 · €28k
2018: €16k
2019: €-7k
2020: €43k
2021: €-2k
2022: €28k
2018 → 2023
Working capital
€111k▲ 20.2%
2022 · €92k
2018: €110k
2019: €141k
2020: €181k
2021: €160k
2022: €92k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€91k-€135k▲ 47.5%€133k▼ 1.6%€161k▲ 21.2%€178k▲ 10.5%
Operating result€-2k-€66k€3k▼ 94.8%€28k▲ 722%€25k▼ 12.1%
Net result€-7k-€43k€-2k€28k€17k▼ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 12% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €206k
Fixed assets
€67k▼ 2.5%
Current assets
€139k▼ 0.6%
Equity and liabilities €206k
Equity
€178k▲ 10.5%
Debt
€28k▼ 40.8%
The debt ratio falls from 22.9% to 13.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2022 · €41k
Cash flow
€31k▼
2022 · €41k
Solvency
86.3%▲
2022 · 77.1%
Current ratio
4.93▲
2022 · 2.94
Quick ratio
4.93▲
2022 · 2.94
Debt / equity
0.16▼
2022 · 0.30
ROE
9.5%▼
2022 · 17.5%
ROA
8.2%▼
2022 · 13.5%
Debt
€28k▼
2022 · €48k
Debt ≤ 1 year
€28k▼
2022 · €48k
Income taxes
€8k
Staff costs
€190k▼
2022 · €222k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€208k€206k▼
Fixed assets21/28€69k€67k▼
Tangible fixed assets22/27€69k€67k▼
Land and buildings22€65k€52k▼
Furniture and vehicles24€4k€15k▲
Current assets29/58€140k€139k▼
Amounts receivable within one year40/41€99k€100k▲
Trade receivables40€90k€87k▼
Other amounts receivable41€9k€12k▲
Cash at bank and in hand54/58€35k€33k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€208k€206k▼
Equity10/15€161k€178k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€156k€173k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€154k€171k▲
Profit (loss) carried forward14€-2k€-2k=
Amounts payable17/49€48k€28k▼
Amounts payable within one year42/48€48k€28k▼
Trade debts44€21k€9k▼
Suppliers440/4€21k€9k▼
Taxes, remuneration and social security45€27k€19k▼
Taxes450/3€22k€14k▼
Remuneration and social security454/9€5k€5k▼
Income statement
Code20222023
Remuneration, social security and pensions62€222k€190k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€268k€231k▼
Operating profit (loss)9901€28k€25k▼
Profit (loss) for the period before taxes9903€28k€25k▼
Income taxes67/77-€8k
Profit (loss) for the period9904€28k€17k▼
Profit (loss) for the period to be appropriated9905€28k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€15k▼
Profit (loss) brought forward from the previous period14P€-2k€-2k=
Transfer to equity691/2€28k€17k▼
To other reserves6921€28k€17k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 343 days late
2023
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 152 days late
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Equity above €150kEq €161k ▲21.2%
Equity rises from €133k to €161k.
19-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 111 days late
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
31-12
Financial
Equity above €100kEq €135k ▲47.5%
Equity rises from €91k to €135k.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼142%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
2015
17-11
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 109 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weegbreelaan 492180 AntwerpenGround area
328 m²
Building footprint
112 m²
Volume, LiDAR
710 m³
Parcel 11364F0218/00Z000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VST
since 20062.152.987.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0218/00Z000 | Flanders | 328 m² | 1 · 112 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OVELEC RENOVATION
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Visé · Eq €177k
CUBE CONCEPT
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4-EVER N.V.
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 8,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2006
Fiscal year end31-12
Abbreviation NL
VST
Activities, NACEBEL
43211General electrical installation work
45215
42220Construction of utility projects for electricity and telecommunications
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.