VERSION 6.5
ActiveVERSION 6.5 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58k and a net result of €16k. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 16% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
68
/ 100
Healthy▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency29▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.03 in 2023), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.2%
Return on assets
4.9%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 20787 sector peers (2024).
NBB · sector comparisonPosition among 20787 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€58k▲ 17.2%
2023 · €50k
2018: €18k
2019: €-19k
2020: €11k
2021: €24k
2022: €34k
2023: €50k
2018 → 2024
Total assets
€320k▼ 4.5%
2023 · €334k
2018: €37k
2019: €314k
2020: €344k
2021: €336k
2022: €334k
2023: €334k
2018 → 2024
Net result
€16k▼ 12.5%
2023 · €18k
2018: €3k
2019: €-37k
2020: €30k
2021: €13k
2022: €14k
2023: €18k
2018 → 2024
Working capital
€10k▲ 600%
2023 · €1k
2018: €17k
2019: €-26k
2020: €-10k
2021: €-4k
2022: €33
2023: €1k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€24k▲ 115%€34k▲ 45.5%€50k▲ 44.2%€58k▲ 17.2%
Operating result€45k-€25k▼ 44.2%€27k▲ 8.8%€33k▲ 20.5%€30k▼ 9.3%
Net result€30k-€13k▼ 57.7%€14k▲ 10.9%€18k▲ 27.0%€16k▼ 12.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €320k
Fixed assets
€271k▼ 5.0%
Current assets
€48k▼ 1.3%
Equity and liabilities €320k
Equity
€58k▲ 17.2%
Debt
€261k▼ 8.3%
The debt ratio falls from 85.2% to 81.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▼
2023 · €47k
Cash flow
€30k▼
2023 · €32k
Solvency
18.2%▲
2023 · 14.8%
Current ratio
1.27▲
2023 · 1.03
Quick ratio
1.27▲
2023 · 1.03
Debt / equity
4.49▼
2023 · 5.74
ROE
26.8%▼
2023 · 35.9%
ROA
4.9%▼
2023 · 5.3%
Interest coverage
6.06▼
2023 · 6.27
Debt
€261k▼
2023 · €285k
Debt ≤ 1 year
€38k▼
2023 · €47k
Debt > 1 year
€223k▼
2023 · €237k
Income taxes
€7k▼
2023 · €7k
Staff costs
€30k▼
2023 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€334k€320k▼
Fixed assets21/28€286k€271k▼
Tangible fixed assets22/27€286k€271k▼
Land and buildings22€279k€268k▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€49k€48k▼
Amounts receivable within one year40/41€12k€30k▲
Trade receivables40€12k€30k▲
Other amounts receivable41-€714
Cash at bank and in hand54/58€35k€15k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€334k€320k▼
Equity10/15€50k€58k▲
Contributions10/11€6k€1k▼
Reserves13€76k€89k▲
Distributable reserves133€76k€89k▲
Profit (loss) carried forward14€-32k€-32k▲
Amounts payable17/49€285k€261k▼
Amounts payable after more than one year17€237k€223k▼
Financial debts170/4€237k€223k▼
Amounts payable within one year42/48€47k€38k▼
Current portion of amounts payable after more than one year42€14k€19k▲
Trade debts44€250€2k▲
Suppliers440/4€250€2k▲
Taxes, remuneration and social security45€30k€16k▼
Taxes450/3€24k€11k▼
Remuneration and social security454/9€7k€4k▼
Other amounts payable47/48€3k€409▼
Income statement
Code20232024
Remuneration, social security and pensions62€40k€30k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€88k€75k▼
Operating profit (loss)9901€33k€30k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€25k€22k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€18k€16k▼
Profit (loss) for the period to be appropriated9905€18k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-17k▼
Profit (loss) brought forward from the previous period14P€-32k€-32k=
Transfer from equity791/2€3k€2k▼
Transfer to equity691/2€18k€16k▼
To other reserves6921€18k€16k▼
Profit to be distributed694/7€3k€2k▼
Return on contributions (dividend)694€3k€2k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet €-37k ▼1496%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 46 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse Hollande(S.-R.-G.) 71370 JodoigneGround area
760 m²
Building footprint
68 m²
Volume, LiDAR
544 m³
Parcel 25096B0836/00X000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VERSION 6.5
since 20122.206.914.504
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25096B0836/00X000 | Wallonia | 760 m² | 1 · 68 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ELLIVIT
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A STRAIGHTFORWARD APPROACH
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:david@scime.be
Phone:0477138109