Verrelst Window Cleaning
ActiveThe computed 12-month bankruptcy probability of Verrelst Window Cleaning is 1.9% (moderate). The 2024 annual accounts show equity of €297k and a net result of €83k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 5896 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▼-7
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity ample (current ratio 4.26 against 5.48 in 2023; short-term debt: 19.9% and cash: 31.6% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-12-2025, 125 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
125 d late
2023
8 d late
2022
28 d late
2021
31 d late
2020
30 d late
2019
130 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€297k▲ 21.9%
2023 · €244k
2019: €45k
2020: €81k
2021: €109k
2022: €180k
2023: €244k
2019 → 2024
Total assets
€421k▲ 41.1%
2023 · €298k
2019: €114k
2020: €185k
2021: €198k
2022: €238k
2023: €298k
2019 → 2024
Net result
€83k▼ 5.2%
2023 · €87k
2019: €43k
2020: €43k
2021: €28k
2022: €70k
2023: €87k
2019 → 2024
Working capital
€274k▲ 12.1%
2023 · €244k
2019: €37k
2020: €107k
2021: €127k
2022: €178k
2023: €244k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€81k-€109k▲ 34.4%€180k▲ 64.4%€244k▲ 35.8%€297k▲ 21.9%
Operating result€55k-€41k▼ 25.5%€92k▲ 127%€115k▲ 24.3%€103k▼ 10.2%
Net result€43k-€28k▼ 34.9%€70k▲ 152%€87k▲ 24.3%€83k▼ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €421k
Fixed assets
€64k
Current assets
€357k
Equity and liabilities €421k
Equity
€297k▲ 21.9%
Debt
€124k▲ 127%
The debt ratio rises from 18.2% to 29.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€105k▼
2023 · €119k
Cash flow
€85k▼
2023 · €91k
Solvency
70.6%▼
2023 · 81.8%
Current ratio
4.26▼
2023 · 5.48
Quick ratio
4.26▼
2023 · 5.48
Debt / equity
0.42▲
2023 · 0.22
ROE
27.9%▼
2023 · 35.9%
ROA
19.7%▼
2023 · 29.3%
Interest coverage
80.35▲
2023 · 45.17
Debt
€124k▲
2023 · €54k
Debt ≤ 1 year
€84k▲
2023 · €54k
Debt > 1 year
€40k
Income taxes
€19k▼
2023 · €25k
Staff costs
€186k▲
2023 · €169k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€298k€421k▲
Fixed assets21/28-€64k
Tangible fixed assets22/27-€64k
Furniture and vehicles24-€64k
Current assets29/58€298k€357k▲
Amounts receivable within one year40/41€188k€224k▲
Trade receivables40€175k€194k▲
Other amounts receivable41€14k€30k▲
Cash at bank and in hand54/58€109k€133k▲
Deferred charges and accrued income490/1€757€658▼
Equity and liabilities
Total equity and liabilities10/49€298k€421k▲
Equity10/15€244k€297k▲
Contributions10/11€19k€19k=
Reserves13€225k€279k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€223k€277k▲
Amounts payable17/49€54k€124k▲
Amounts payable after more than one year17-€40k
Financial debts170/4-€40k
Amounts payable within one year42/48€54k€84k▲
Current portion of amounts payable after more than one year42€4k€32k▲
Financial debts43€31k€42k▲
Credit institutions430/8€31k€42k▲
Trade debts44€15k€6k▼
Suppliers440/4€15k€6k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€3k-
Remuneration and social security454/9€921€3k▲
Other amounts payable47/48€116€116▲
Income statement
Code20232024
Remuneration, social security and pensions62€169k€186k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€807€3k▲
Gross operating margin9900€288k€294k▲
Operating profit (loss)9901€115k€103k▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€112k€102k▼
Income taxes67/77€25k€19k▼
Profit (loss) for the period9904€87k€83k▼
Profit (loss) for the period to be appropriated9905€87k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€83k▼
Transfer to equity691/2€58k€54k▼
To other reserves6921€58k€54k▼
Profit to be distributed694/7€29k€29k=
Return on contributions (dividend)694€29k€29k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 125 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Highest result since 2019net €87k ▲24.3%
Operating result €115k, net result €87k, both a record.
31-12
Financial
Equity above €200kEq €244k ▲35.8%
5 profitable years in a row build equity to €244k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Equity above €150kEq €180k ▲64.4%
4 profitable years in a row build equity to €180k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €28k ▼34.9%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €109k ▲34.4%
3 profitable years in a row build equity to €109k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 130 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pierstraat 2162630 AartselaarGround area
1,369 m²
Building footprint
197 m²
Volume, LiDAR
914 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verrelst Window Cleaning
since 20192.320.245.938
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372D0280/00M000 | Flanders | 1,186 m² | 1 · 134 m² | 8.6 m · 2 fl. |
| 11030C0351/00M000 | Flanders | 183 m² | 1 · 63 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Belgo Facility Services
BE 0832.584.553
Anderlecht · Eq €297k
Schoonmaak Vandepitte
BE 0870.793.645
Diksmuide · Eq €298k
KABA
BE 0779.534.263
Houthalen-Helchteren · Eq €298k
ALL WORKS HOLDING
BE 0871.328.432
Viroinval · Eq €297k
MAT RUIMT OP
BE 0746.742.622
Zuienkerke · Eq €297k
Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 1,716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2019
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.