VERPOUCKE
ActiveVERPOUCKE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €42k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 314 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+68
Solvency66▲+16
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.21 in 2024; short-term debt: 57.8% and cash: 17% of total assets), but 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
8.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
101 d early
2024
7 d early
2023
33 d early
2022
95 d early
2021
13 d early
2020
29 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€42k
2024 · €-55k
2018: €36k
2019: €27k
2020: €17k
2021: €-83k
2022: €71k
2023: €63k
2024: €-55k
2018 → 2025
Working capital
€186k▲ 80.1%
2024 · €103k
2018: €42k
2019: €-2k
2020: €61k
2021: €-49k
2022: €47k
2023: €114k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€167k▲ 72.1%€229k▲ 37.7%€171k▼ 25.4%€213k▲ 24.7%
Operating result€-74k-€89k€119k▲ 33.9%€-32k€96k
Net result€-83k-€71k€63k▼ 10.4%€-55k€42k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €96k after a loss of €32k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €515k
Fixed assets
€31k▼ 60.0%
Current assets
€484k▼ 19.2%
Equity and liabilities €515k
Equity
€213k▲ 24.7%
Debt
€302k▼ 40.3%
The debt ratio falls from 74.7% to 58.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€127k▲
2024 · €7k
Cash flow
€73k▲
2024 · €-16k
Solvency
41.4%▲
2024 · 25.3%
Current ratio
1.62▲
2024 · 1.21
Quick ratio
1.62▲
2024 · 1.21
Debt / equity
1.41▼
2024 · 2.95
ROE
19.8%▲
2024 · -32.0%
ROA
8.2%▲
2024 · -8.1%
Interest coverage
6.45▲
2024 · 0.33
Debt
€302k▼
2024 · €505k
Debt ≤ 1 year
€298k▼
2024 · €495k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€34k▲
2024 · €6k
Staff costs
€673k▼
2024 · €1.05M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€677k€515k▼
Fixed assets21/28€78k€31k▼
Intangible fixed assets21€22k€5k▼
Tangible fixed assets22/27€43k€15k▼
Furniture and vehicles24€43k€15k▼
Other tangible fixed assets26€0-
Financial fixed assets28€13k€11k▼
Current assets29/58€599k€484k▼
Amounts receivable within one year40/41€465k€346k▼
Trade receivables40€441k€310k▼
Other amounts receivable41€24k€36k▲
Cash at bank and in hand54/58€38k€87k▲
Deferred charges and accrued income490/1€96k€50k▼
Equity and liabilities
Total equity and liabilities10/49€677k€515k▼
Equity10/15€171k€213k▲
Contributions10/11€19k€19k=
Reserves13€152k€195k▲
Distributable reserves133€152k€195k▲
Investment grants15€0-
Amounts payable17/49€505k€302k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€495k€298k▼
Current portion of amounts payable after more than one year42€27k€3k▼
Financial debts43€59k€0▼
Credit institutions430/8€59k€0▼
Trade debts44€129k€113k▼
Suppliers440/4€129k€113k▼
Taxes, remuneration and social security45€215k€149k▼
Taxes450/3€103k€84k▼
Remuneration and social security454/9€113k€65k▼
Other amounts payable47/48€65k€33k▼
Accrued charges and deferred income492/3€7k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€724
Remuneration, social security and pensions62€1.05M€673k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€31k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€1.06M€803k▼
Operating profit (loss)9901€-32k€96k▲
Financial income75/76B€4k€0▼
Recurring financial income75€4k€0▼
Financial charges65/66B€21k€20k▼
Recurring financial charges65€21k€20k▼
Profit (loss) for the period before taxes9903€-49k€76k▲
Income taxes67/77€6k€34k▲
Profit (loss) for the period9904€-55k€42k▲
Profit (loss) for the period to be appropriated9905€-55k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€42k▲
Transfer from equity791/2€55k€0▼
Transfer to equity691/2€0€42k▲
To other reserves6921€0€42k▲
Social balance
Average headcount (FTE)908717.611.5▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-12
Financial
Equity above €200kEq €213k ▲24.7%
Equity rises from €171k to €213k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €229k ▲37.7%
2 profitable years in a row build equity to €229k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
31-12
Financial
Equity above €150kEq €167k ▲72.1%
Equity rises from €97k to €167k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-83k ▼604%
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €159k ▲11.9%
2 profitable years in a row build equity to €159k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ottergemsesteenweg-Zuid 8089000 GentGround area
3.4 ha
Building footprint
2.1 ha
Volume, LiDAR
258,449 m³
2 parcels, Flanders, Wallonia · tallest building 40.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Verpoucke
since 20042.139.261.259
Verpoucke
since 20192.295.494.310
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0602/00T003 | Flanders | 3.2 ha | 1 · 2.0 ha | 40.8 m · 4 fl. |
| 55025B0250/00L000 | Wallonia | 2,282 m² | 1 · 940 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,857 EUR awarded · 3,772 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,510 EUR | 2,425 EUR |
| 2023 | 1 | 1,347 EUR | 1,347 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Legal Entity Identifier
875500RKJT5463WTCM75
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 1,047 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2004
Fiscal year end31-12
Activities, NACEBEL
74501
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.