VERPLANCKE
ActiveVERPLANCKE has been active since 1961 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.27M and a net result of €590k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 72% of 827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-1
Solvency79▲+6
Growth45▲+5
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.88 in 2024; short-term debt: 34.7% and cash: 25.3% of total assets), and 45.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.5%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
21 d late
2023
16 d early
2022
25 d late
2021
88 d late
2020
31 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€13.00M▲ 30.8%
2024 · €9.94M
2018: €14.20M
2019: €9.58M
2020: €9.92M
2022: €15.17M
2023: €10.76M
2024: €9.94M
2018 → 2025
EBIT margin
4.4%▼ 1.1pp
2024 · 5.5%
2018: 14.7%
2019: 3.0%
2020: 4.7%
2022: 11.8%
2023: 8.1%
2024: 5.5%
2018 → 2025
Net result
€590k=
2024 · €591k
2018: €2.08M
2019: €209k
2020: €338k
2022: €1.76M
2023: €875k
2024: €591k
2018 → 2025
Working capital
€2.69M▼ 33.4%
2024 · €4.03M
2018: €3.49M
2019: €3.53M
2020: €4.30M
2022: €5.02M
2023: €4.98M
2024: €4.03M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Turnover€9.92M-€15.17M▲ 52.8%€10.76M▼ 29.1%€9.94M▼ 7.6%€13.00M▲ 30.8%
Equity€5.14M-€5.27M▲ 2.5%€5.27M=€5.27M=€5.27M=
Operating result€469k-€1.79M▲ 281%€867k▼ 51.5%€546k▼ 37.0%€578k▲ 5.8%
Net result€338k-€1.76M▲ 420%€875k▼ 50.2%€591k▼ 32.5%€590k=
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.67M
Fixed assets
€3.63M▲ 51.2%
Current assets
€6.04M▼ 30.1%
Equity and liabilities €9.67M
Equity
€5.27M=
Provisions
€95k=
Debt
€4.31M▼ 24.1%
The debt ratio falls from 51.4% to 44.5%. Debt is lower.
Key figures and ratios
EBITDA
€829k▲
2024 · €735k
Cash flow
€842k▲
2024 · €779k
Solvency
54.5%▲
2024 · 47.7%
Current ratio
1.80▼
2024 · 1.88
Quick ratio
1.24▲
2024 · 1.08
Debt / equity
0.82▼
2024 · 1.08
ROE
11.2%=
2024 · 11.2%
ROA
6.1%▲
2024 · 5.3%
Interest coverage
75.20▼
2024 · 787.27
Debt
€4.31M▼
2024 · €5.67M
Debt ≤ 1 year
€3.36M▼
2024 · €4.61M
Debt > 1 year
€952k▼
2024 · €1.07M
Income taxes
€6k▼
2024 · €15k
Staff costs
€1.51M▲
2024 · €1.35M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11.04M€9.67M▼
Fixed assets21/28€2.40M€3.63M▲
Tangible fixed assets22/27€2.11M€3.34M▲
Land and buildings22€1.69M€2.36M▲
Plant, machinery and equipment23€176k€668k▲
Furniture and vehicles24€245k€317k▲
Financial fixed assets28€292k€292k=
Other financial fixed assets284/8€292k€292k=
Shares284€26k€26k=
Amounts receivable and cash guarantees285/8€265k€265k=
Current assets29/58€8.64M€6.04M▼
Stocks and contracts in progress3€3.64M€1.87M▼
Stocks30/36€165k€182k▲
Raw materials and consumables30/31€165k€182k▲
Contracts in progress37€3.48M€1.69M▼
Amounts receivable within one year40/41€1.89M€1.43M▼
Trade receivables40€1.73M€1.12M▼
Other amounts receivable41€160k€309k▲
Current investments50/53€1.50M€254k▼
Other investments51/53€1.50M€254k▼
Cash at bank and in hand54/58€1.54M€2.45M▲
Deferred charges and accrued income490/1€58k€43k▼
Equity and liabilities
Total equity and liabilities10/49€11.04M€9.67M▼
Equity10/15€5.27M€5.27M=
Contributions10/11€2.01M€2.01M=
Capital10€2.01M€2.01M=
Issued capital100€2.01M€2.01M=
Reserves13€3.26M€3.26M=
Non-distributable reserves130/1€265k€265k=
Legal reserve130€201k€201k=
Other1319€65k€65k=
Tax-exempt reserves132€211k€211k=
Distributable reserves133€2.79M€2.79M=
Provisions and deferred taxes16€95k€95k=
Provisions for liabilities and charges160/5€95k€95k=
Major repairs and maintenance162€95k€95k=
Amounts payable17/49€5.67M€4.31M▼
Amounts payable after more than one year17€1.07M€952k▼
Financial debts170/4€1.07M€952k▼
Credit institutions173€1.07M€952k▼
Amounts payable within one year42/48€4.61M€3.36M▼
Current portion of amounts payable after more than one year42€115k€115k=
Trade debts44€3.03M€1.69M▼
Suppliers440/4€3.03M€1.69M▼
Advances received on contracts in progress46€619k€517k▼
Taxes, remuneration and social security45€51k€139k▲
Taxes450/3€1k€28k▲
Remuneration and social security454/9€50k€110k▲
Other amounts payable47/48€791k€890k▲
Income statement
Code20242025
Operating income70/76A€11.76M€11.35M▼
Turnover70€9.94M€13.00M▲
Change in stocks of work in progress, finished goods and contracts in progress71€1.38M€-1.79M▼
Own construction capitalised72€210k€0▼
Other operating income74€99k€92k▼
Non-recurring operating income76A€135k€50k▼
Operating charges60/66A€11.21M€10.77M▼
Goods for resale, raw materials and consumables60€8.41M€7.85M▼
Purchases600/8€8.36M€7.87M▼
Change in stocks: decrease (increase)609€54k€-16k▼
Services and other goods61€1.23M€1.04M▼
Remuneration, social security and pensions62€1.35M€1.51M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€189k€251k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€72k
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€37k€45k▲
Operating profit (loss)9901€546k€578k▲
Financial income75/76B€99k€66k▼
Recurring financial income75€99k€66k▼
Income from financial fixed assets750€20k€25k▲
Income from current assets751€57k€30k▼
Other financial income752/9€22k€12k▼
Financial charges65/66B€40k€47k▲
Recurring financial charges65€40k€47k▲
Debt charges650€934€11k▲
Other financial charges652/9€39k€36k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€605k€596k▼
Income taxes67/77€15k€6k▼
Taxes670/3€19k€6k▼
Tax adjustments and reversals of tax provisions77€4k€0▼
Profit (loss) for the period9904€591k€590k=
Profit (loss) for the period to be appropriated9905€591k€590k=
Appropriation of the result
Profit (loss) to be appropriated9906€591k€590k=
Profit to be distributed694/7€591k€590k=
Directors or managers695€591k€590k=
Social balance
Average headcount (FTE)908730.026.3▼
The notes to these accounts (69 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 88 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €5MEq €5.14M ▲5%
3 profitable years in a row build equity to €5.14M.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €209k ▼89.9%
Net result drops to €209k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
14-02
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-12-2023
Joris Verplancke: Resigned as Director
19-12-2023
VERPLANCKE Gert: Resigned as Director
19-12-2023
VERPLANCKE Sander: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 2 establishment units since 1962
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kluizenmeersen(SGW) 19170 Sint-Gillis-WaasGround area
9,115 m²
Building footprint
6,190 m²
Volume, LiDAR
1,053 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Grote Geulestraat 91, 9130 Beveren-Kruibeke-Zwijndrecht
since 19622.002.801.956
Kluizenmeersen(SGW) 1, 9170 Sint-Gillis-Waas
since 20252.381.904.680
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020C1754/00B000 | Flanders | 8,056 m² | 1 · 6,014 m² | - |
| 46012D0552/00Y003 | Flanders | 1,060 m² | 1 · 176 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Blanckaert, Missorten, Spaenhoven & C° Statutory auditor | - → 13-06-2009 |
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Ownership & control
1 partyVERPLANCKEBE 0405.079.225
controls
Where this company holds controlthis company sits on their board1
1 subsidiary · 3 locations
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 3,396 EUR awarded · 2,488 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,845 EUR | 1,000 EUR |
| 2024 | 2 | 1,111 EUR | 1,174 EUR |
| 2023 | 1 | 351 EUR | 225 EUR |
| 2022 | 1 | 89 EUR | 89 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
22 categoriesVERPLANCKE NV01749
Dual-learning approval
4 live approvals · 6 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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I.B.I.S.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 1,829 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-12-1961
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
45211
45213
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Info@Verplancke.be
Phone:03/735.01.90