VERPI
ActiveVERPI has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €651k and a net result of €58k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 8.05 against 7.43 in 2024; short-term debt: 9.2% and cash: 46.7% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
8.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
3 d early
2023
30 d late
2022
28 d late
2021
31 d late
2020
23 d late
2019
118 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€651k▲ 9.8%
2024 · €593k
2018: €359k
2019: €360k
2020: €425k
2021: €510k
2022: €521k
2023: €556k
2024: €593k
2018 → 2025
Total assets
€722k▲ 8.5%
2024 · €665k
2018: €467k
2019: €488k
2020: €657k
2021: €596k
2022: €631k
2023: €655k
2024: €665k
2018 → 2025
Net result
€58k▼ 7.7%
2024 · €63k
2018: €43k
2019: €50k
2020: €65k
2021: €85k
2022: €49k
2023: €77k
2024: €63k
2018 → 2025
Working capital
€466k▲ 14.7%
2024 · €407k
2018: €164k
2019: €166k
2020: €212k
2021: €306k
2022: €323k
2023: €358k
2024: €407k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€510k-€521k▲ 2.2%€556k▲ 6.7%€593k▲ 6.6%€651k▲ 9.8%
Operating result€84k-€105k▲ 25.0%€110k▲ 4.6%€90k▼ 18.5%€97k▲ 7.5%
Net result€85k-€49k▼ 42.9%€77k▲ 59.1%€63k▼ 18.1%€58k▼ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €722k
Fixed assets
€189k▼ 3.0%
Current assets
€532k▲ 13.3%
Equity and liabilities €722k
Equity
€651k▲ 9.8%
Provisions
€387▼ 26.3%
Debt
€70k▼ 1.9%
The debt ratio falls from 10.8% to 9.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▼
2024 · €109k
Cash flow
€64k▼
2024 · €82k
Solvency
90.2%▲
2024 · 89.1%
Current ratio
8.05▲
2024 · 7.43
Quick ratio
5.79▲
2024 · 4.99
Debt / equity
0.11▼
2024 · 0.12
ROE
9.0%▼
2024 · 10.7%
ROA
8.1%▼
2024 · 9.5%
Interest coverage
37.40▲
2024 · 36.07
Debt
€70k▼
2024 · €72k
Debt ≤ 1 year
€66k▲
2024 · €63k
Debt > 1 year
€4k▼
2024 · €8k
Income taxes
€43k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€665k€722k▲
Fixed assets21/28€195k€189k▼
Tangible fixed assets22/27€195k€189k▼
Land and buildings22€185k€182k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€2k€621▼
Current assets29/58€470k€532k▲
Stocks and contracts in progress3€155k€149k▼
Stocks30/36€155k€149k▼
Amounts receivable within one year40/41€24k€42k▲
Trade receivables40€17k€4k▼
Other amounts receivable41€7k€38k▲
Cash at bank and in hand54/58€288k€337k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€665k€722k▲
Equity10/15€593k€651k▲
Contributions10/11€141k€141k=
Reserves13€451k€509k▲
Distributable reserves133€451k€509k▲
Profit (loss) carried forward14€0€0=
Investment grants15€788€581▼
Provisions and deferred taxes16€526€387▼
Deferred taxes168€526€387▼
Amounts payable17/49€72k€70k▼
Amounts payable after more than one year17€8k€4k▼
Financial debts170/4€8k€4k▼
Amounts payable within one year42/48€63k€66k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€36k€30k▼
Suppliers440/4€36k€30k▼
Taxes, remuneration and social security45€17k€27k▲
Taxes450/3€17k€27k▲
Other amounts payable47/48€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€6k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€115k€109k▼
Operating profit (loss)9901€90k€97k▲
Financial income75/76B€9k€7k▼
Recurring financial income75€9k€7k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€96k€101k▲
Transfer from deferred taxes780€138€138=
Income taxes67/77€33k€43k▲
Profit (loss) for the period9904€63k€58k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€63k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€58k▼
Transfer from equity791/2€26k€0▼
Transfer to equity691/2€63k€58k▼
To other reserves6921€63k€58k▼
Profit to be distributed694/7€26k€0▼
Return on contributions (dividend)694€26k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
26-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment2 facts ▸
- General meeting, 2026-08-24
- Director appointment, Stefaan Verbauwhede (bestuurder)
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €85k ▲30.8%
Net result €85k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 8.13
Current ratio from 2.21 to 8.13; short-term debt falls from €175k to €43k.
31-12
Financial
Equity above €500kEq €510k ▲19.9%
4 profitable years in a row build equity to €510k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 33 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Stefaan Verbauwhede
CurrentDirector · since 24-08-2026
24-08-2026
Appointed as Director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostnieuwkerksesteenweg 1408800 RoeselareGround area
4,088 m²
Building footprint
958 m²
Volume, LiDAR
4,322 m³
Parcel 36504D0356/00D000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VERPI
since 19942.068.997.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0356/00D000 | Flanders | 4,088 m² | 1 · 958 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.068.997.825
Similar companies · same sector, comparable size
RISA
BE 0876.709.457
Temse · Eq €649k
VEEHANDEL BUSSCHAERT
BE 0438.758.021
Poperinge · Eq €643k
VAN DURME VEEHANDEL
BE 0733.662.072
Assenede · Eq €642k
Vleeshandel Desmet
BE 0465.119.354
Oostrozebeke · Eq €661k
BOVIMEX NW
BE 0882.056.830
Sint-Niklaas · Eq €666k
Of 946 companies in sector 46231 we hold annual accounts for 422. 330 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-1994
Fiscal year end31-12
Activities, NACEBEL
46231Wholesale of live animals
51230
46216Wholesale of agricultural produce and animal feed, general range
46220Wholesale trade
46620Wholesale of machine tools
47761Retail sale of flowers, plants, seeds and fertilisers
47762Retail sale of pets, pet food and pet supplies
51210
52483
52496
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.