Checked.be
Active
BE 0644.575.985Private limited company (pre-2019)
VEROCAF
Broekstraat 90 ·1070 Anderlecht, Belgium· 10 yrs active
Sector: Specialised construction
(43990)
Conclusion
The file of VEROCAF contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 6.1% (elevated). The 2019 annual accounts show equity of €2k and a net result of €-7k.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €2k |
| Net result | €-7k |
| Active | 10 yrs |
| Publications | 2 |
Snowflake analysis
32
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
37
Profitability
0
Solvency
100
Growth
22
Stability
0
Bankruptcy probability (12 mo)
6.1%
Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Higher-failure-rate sector
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
20 / 100
Moderate riskComponents
· 2 historical bankruptcy publications (+20)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
No administrative flags
Health barometer
37
/ 100
Weak
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2019. Indicative, not credit advice.
Financial overview
Annual accounts filed on 03-12-2020 with the NBB · fiscal year 2019 · micro
€23k
-27.7%
-94% vs sector
€-7k
-77.6%
far below sector median
€2k
-65.9%
-99% vs sector
€2k
-66.6%
-98% vs sector
€36
-
-100% vs sector
97.7%
-2.3%
+115% vs sector
-474.5%
-432.5%
far below sector median
-463.8%
-420.5%
far below sector median
-31.9%
-145.7%
far below sector median
Figures by fiscal year
| Fiscal year | 2019 |
|---|---|
| Revenue | €23k |
| EBITDA | - |
| Net profit | €-7k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €2k |
| Equity | €2k |
| Debt | €36 |
| of which ≤ 1y | - |
| of which > 1y | - |
| Working capital | - |
| Employees (FTE) | - |
Ratios (computed)
| 2019 | |
|---|---|
| Current ratio | - |
| Quick ratio | - |
| Working capital ratio | - |
| Solvency | 97.7% |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | -31.9% |
| ROA | -463.8% |
| ROE | -474.5% |
| EBITDA margin | - |
| Days sales outstanding | 3d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2019
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2019 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2k |
| Current assets | 29/58 | €2k |
| Amounts receivable within one year | 40/41 | €169 |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2k |
| Equity | 10/15 | €2k |
| Contributions / capital | 10/11 | €9k |
| Reserves | 13 | €118 |
| Accumulated profits (losses) | 14 | €-7k |
| Amounts payable | 17/49 | €36 |
| Income statement | ||
| Turnover | 70 | €23k |
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-3k |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | GAUTIER PIRARD RUE DE STASSART 48C,
1050 BRUXELLES 5 |
15-11-2021 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Specialised construction(43990) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 16-12-2015 |
| Status | Active |
| Postal code | 1070 |
| First BS signal | 18-11-2021 |
| Latest BS signal | 15-06-2026 |
Company structure, linked entities
Mandates
↔
1
of these mandate-holders are active on other cases, click any red card to open that KBO.
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0459/00W000 | Brussels | 193 m² | 1 · 192 m² | 15.8 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
15-06-2026
Bankruptcy
Bankruptcy closure (by liquidation)
2021
18-11-2021
Bankruptcy
Opening
2020
03-12-2020
NBB filing
Annual accounts filed
03-12-2020
NBB filing
Annual accounts filed
03-12-2020
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
15-06-2026
Bankruptcy
Bankruptcy closure (by liquidation)
18-11-2021
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
| Legal nameFR | VEROCAF |
Registered office
Broekstraat 90
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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