Skip to content

VERLAMMT

Active
Private limited company·Cafés en bars· 8 yrs active
Nederkouter 67 ·9000 Gent, Belgium
KBO/BCE: BE 0696.997.557
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age8 yrs
Board1
Staff (FTE)2.1
Real estate1 parcel · 135 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VERLAMMT is 3.4% (moderate). The 2025 annual accounts show negative equity (€-33k) and a net result of €-46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 157 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.4% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 30-03-2026 31 d early 2026-00069305
30-09-2024 30-04-2025 07-04-2025 23 d early 2025-00064500
30-09-2023 30-04-2024 01-03-2024 60 d early 2024-00037497
30-09-2022 30-04-2023 17-02-2023 72 d early 2023-00028495
30-09-2021 30-04-2022 31-03-2022 30 d early 2022-09600035
30-09-2020 30-04-2021 28-05-2021 28 d late 2021-15600560
30-09-2019 30-04-2020 12-05-2020 12 d late 2020-11900324

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-46k-1219.4%
Working capital€-63k-246.1%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-03-2026 with the NBB · fiscal year 2025 · verkort
€-60k€-40k€-20k€0Operating result 2021: €-13k€-13kNet result 2021: €-9k€-9kOperating result 2022: €-6k€-6kNet result 2022: €-7k€-7kOperating result 2023: €3k€3kNet result 2023: €2k€2kOperating result 2024: €-2k€-2kNet result 2024: €-4k€-4kOperating result 2025: €-44k€-44kNet result 2025: €-46k€-46k20212022202320242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -61.9% 32.6%
better than 7% of 157 sector peers
Net result €-46k €18k
better than 8% of 157 sector peers
Equity €-33k €105k
better than 13% of 157 sector peers
Gross operating margin €58k €311k
better than 21% of 156 sector peers
Staff costs €92k €231k
higher than 25% of 130 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P7
2020: P68 · n=2372021: P59 · n=2972022: P58 · n=4342023: P65 · n=4792024: P65 · n=5502025: P7 · n=1572020 2025
Stable position over 2020-2025 · n=157-550
Net result P8
2020: P64 · n=2372021: P22 · n=2972022: P35 · n=4312023: P42 · n=4762024: P28 · n=5492025: P8 · n=1572020 2025
Weakening position over 2020-2025 · n=157-549
Equity P13
2020: P53 · n=2382021: P42 · n=2972022: P41 · n=4342023: P40 · n=4792024: P32 · n=5502025: P13 · n=1572020 2025
Weakening position over 2020-2025 · n=157-550
Gross operating margin P21
2020: P22 · n=2342021: P7 · n=2952022: P15 · n=4282023: P21 · n=4722024: P10 · n=5472025: P21 · n=1562020 2025
Stable position over 2020-2025 · n=156-547
Describes the position versus peers, not a forecast.
EBITDA
€-35k
- 19-25
Net profit
€-46k
-1219.4% 19-25
Cash flow
€-37k
- 19-25
Total assets
€54k
+27.8% 19-25
Equity
€-33k
- 19-25
Working capital
€-63k
-246.1% 19-25
Employees (FTE)
2
+2000.0% 19-25
Staff costs
€92k
+2993.4% 19-25
Debt
€87k
+199.9% 19-25
Debt ≤ 1y
€84k
+223.3% 19-25
Debt > 1y
€3k
-66.4% 19-25
Current ratio
0.25
-16.6% 19-25
Quick ratio
0.18
-39.3% 19-25
Solvency
-61.9%
- 19-25
Debt / equity
-2.62
- 19-25
ROE
139.3%
- 19-25
ROA
-86.1%
-932.3% 19-25
Interest coverage
-15.61
- 19-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€-35k
Net profit€-46k
Cash flow€-37k
Staff costs€92k
Income taxes-
Dividends-
Total assets€54k
Equity€-33k
Debt€87k
of which ≤ 1y€84k
of which > 1y-
Working capital€-63k
Employees (FTE)2.1
Ratios (computed)
2025
Current ratio0.25
Quick ratio0.18
Working capital ratio-117.1%
Solvency-61.9%
Debt / equity-2.62
Long-term debt ratio-
Interest coverage-15.61
Gross margin-
Net margin-
ROA-86.1%
ROE139.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€54k
Fixed assets 21/28€33k
Tangible fixed assets 22/27€25k
Financial fixed assets 28€8k
Current assets 29/58€21k
Stocks & contracts in progress 3€6k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€54k
Equity 10/15€-33k
Contributions / capital 10/11€30k
Accumulated profits (losses) 14€-63k
Amounts payable 17/49€87k
Amounts payable within one year 42/48€84k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€58k
Operating result 9901€-44k
Financial income 75€88
Financial charges 65€2k
Result before taxes 9903€-46k
Net result for the period 9904€-46k
Result to be appropriated 9905€-46k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • BV KadobiLegal entity
    Director
    State Gazette act 24142608 (03-10-2024)
    Current
    03-10-2024 → present
Former directors (2)
  • Dimitri Verberckt
    Director
    State Gazette act 24142608 (03-10-2024)
    Former
    - → 06-09-2024
  • Wim Lammertyn
    Director
    State Gazette act 24142608 (03-10-2024)
    Former
    - → 06-09-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Cafés en bars(56301)
Legal form Private limited company(610)
Incorporation01-06-2018
StatusActive
Postal code9000

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Nederkouter 67, 9000 Gent
Cafés en bars
since 20182.276.456.673
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area135 m²
Buildings1
Building footprint108 m²
Volume (LiDAR)762 m³
Tallest building14.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44805E1203/00A000 Flanders 134 m² 1 · 108 m² 14.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2024
03-10-2024 2 directors appointed, 2 resigning Director changes
  • BV Kadobi, Bestuurder
  • NV TITECA ACCOUNTANCY, Algemeen beheerder
  • Wim Lammertyn, Bestuurder
  • Dimitri Verberckt, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health7Profitability100Solvency33Growth32Stability100
54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 100

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,341 of the 13,886 companies in this sector. 1,112 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL VERLAMMT
Registered office
Nederkouter 67
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.