VERKRIECK
ActiveSummary
VERKRIECK has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.57M and a net result of €-21k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 84% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability62▼-14
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 9.62 against 14.69 in 2025; short-term debt: 2.5% and cash: 2.2% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
85.2%
Return on assets
-1.1%
Age of the figures
6 mo
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
NBB · annual accounts 2025Net result per financial year
19212223242526
2019 to 2026 · latest year €-21k
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19212223242526
2019 to 2026 · latest year €1.57M
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-09-2026, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
40 d early
2025
15 d early
2024
24 d early
2023
29 d early
2022
31 d early
2021
26 d early
2020
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€1.57M▼ 1.3%
2025 · €1.59M
2019: €1.52M
2021: €1.50M
2022: €1.46M
2023: €1.42M
2024: €1.48M
2025: €1.59M
2019 → 2026
Total assets
€1.84M▼ 9.5%
2025 · €2.04M
2019: €2.36M
2021: €2.19M
2022: €2.11M
2023: €2.04M
2024: €2.05M
2025: €2.04M
2019 → 2026
Net result
€-21k
2025 · €116k
2019: €2k
2021: €-31k
2022: €-36k
2023: €-32k
2024: €53k
2025: €116k
2019 → 2026
Working capital
€399k▼ 24.6%
2025 · €529k
2019: €98k
2021: €88k
2022: €89k
2023: €93k
2024: €218k
2025: €529k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€1.46M-€1.42M▼ 2.2%€1.48M▲ 3.7%€1.59M▲ 7.8%€1.57M▼ 1.3%
Operating result€-36k-€-34k▲ 6.6%€54k€169k▲ 211%€-21k
Net result€-36k-€-32k▲ 10.8%€53k€116k▲ 118%€-21k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €21k after €169k in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.84M
Fixed assets
€1.40M ▼ 4.9%
Current assets
€445k ▼ 21.6%
Equity and liabilities €1.84M
Equity
€1.57M ▼ 1.3%
Provisions
€70k ▼ 18.7%
Debt
€204k ▼ 43.6%
Debt's share of the balance-sheet total falls from 17.7% to 11.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€51k▼
2025 · €241k
Cash flow
€51k▼
2025 · €188k
Current ratio
9.62▼
2025 · 14.69
Debt to equity
0.13▼
2025 · 0.23
ROE
-1.3%▼
2025 · 7.3%
ROA
-1.1%▼
2025 · 5.7%
Interest coverage
5.31▼
2025 · 17.25
Debt ≤ 1 year
€46k▲
2025 · €39k
Debt > 1 year
€158k▼
2025 · €323k
Income taxes
€10k▼
2025 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 53 lines
Balance sheet
Code20252026
Assets
Total assets20/58€2.04M€1.84M▼
Fixed assets21/28€1.47M€1.40M▼
Tangible fixed assets22/27€971k€899k▼
Land and buildings22€971k€899k▼
Plant, machinery and equipment23€0-
Financial fixed assets28€500k€500k=
Current assets29/58€568k€445k▼
Amounts receivable within one year40/41€108k€55k▼
Trade receivables40€0€365▲
Other amounts receivable41€108k€55k▼
Current investments50/53-€350k
Cash at bank and in hand54/58€460k€40k▼
Equity and liabilities
Total equity and liabilities10/49€2.04M€1.84M▼
Equity10/15€1.59M€1.57M▼
Contributions10/11€2.50M€2.50M=
Capital10€2.50M€2.50M=
Issued capital100€2.50M€2.50M=
Reserves13€400k€352k▼
Non-distributable reserves130/1€73k€73k=
Legal reserve130€73k€73k=
Tax-exempt reserves132€257k€209k▼
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€-1.31M€-1.28M▲
Provisions and deferred taxes16€86k€70k▼
Deferred taxes168€86k€70k▼
Amounts payable17/49€362k€204k▼
Amounts payable after more than one year17€323k€158k▼
Financial debts170/4€193k€158k▼
Other amounts payable178/9€130k€0▼
Amounts payable within one year42/48€39k€46k▲
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€0€9k▲
Taxes450/3€0€9k▲
Other amounts payable47/48€3k€0▼
Income statement
Code20252026
Non-recurring operating income76A€205k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€72k=
Other operating charges640/8€28k€13k▼
Gross operating margin9900€269k€65k▼
Operating profit (loss)9901€169k€-21k▼
Financial income75/76B€21€3k▲
Recurring financial income75€21€3k▲
Financial charges65/66B€14k€10k▼
Recurring financial charges65€14k€10k▼
Profit (loss) for the period before taxes9903€155k€-27k▼
Transfer from deferred taxes780€32k€16k▼
Income taxes67/77€72k€10k▼
Profit (loss) for the period9904€116k€-21k▼
Transfer from tax-exempt reserves789€97k€48k▼
Profit (loss) for the period to be appropriated9905€213k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.31M€-1.28M▲
Profit (loss) brought forward from the previous period14P€-1.52M€-1.31M▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €116k ▲118%
Operating result €169k, net result €116k, both a record.
31-03
Financial
Liquidity times 5current ratio 14.69
Current ratio from 3.25 to 14.69; short-term debt falls from €97k to €39k.
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €53k
Net result €53k after 3 loss-making years.
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anthonis De Jonghestraat 489100 Sint-NiklaasGround area
4,753 m²
Building footprint
1,846 m²
Volume, LiDAR
14,888 m³
Parcel 46017A0906/00P000, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Anthonis De Jonghestraat 48, 9100 Sint-Niklaas
since 19872.033.828.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0906/00P000 | Flanders | 4,753 m² | 1 · 1,846 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PRECAST BUILDING DESIGN
BE 0423.419.252
Beersel · Eq €1,590,826
FINKI
BE 0449.777.122
Watermaal-Bosvoorde · Eq €1,590,760
J.V.V.C.
BE 0432.162.120
Charleroi · Eq €1,590,754
HINNY
BE 0899.824.458
Knokke-Heist · Eq €1,590,666
ALL-INVEST
BE 0454.605.445
Tessenderlo-Ham · Eq €1,590,444
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-12-1986
Fiscal year end31-03
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.