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VERIMO

Active Risk: not assessed
Private limited companyfounded 199333 yrs activeZoutelaan 215, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0449.949.544
Summary

VERIMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.12M and a net result of €140k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 47% of 5547 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
41 d early
2024
37 d early
2023
36 d early
2022
44 d early
2021
31 d early
2020
39 d early
2019
13 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€5.12M▲ 2.8%
2024 · €4.98M
2018: €4.61Mlowest in 8 years 2019: €4.70M▲ +2.0% vs 2018 2020: €4.74M▲ +0.8% vs 2019 2021: €4.80M▲ +1.4% vs 2020 2022: €4.83M▲ +0.5% vs 2021 2023: €4.89M▲ +1.2% vs 2022 2024: €4.98M▲ +1.9% vs 2023 2025: €5.12M▲ +2.8% vs 2024highest in 8 years
2018 → 2025
Net result
€140k▲ 51.7%
2024 · €93k
2018: €28k 2019: €90k▲ +222% vs 2018 2020: €36k▼ -60.3% vs 2019 2021: €66k▲ +84.6% vs 2020 2022: €26k▼ -61.2% vs 2021lowest in 8 years 2023: €56k▲ +119% vs 2022 2024: €93k▲ +64.8% vs 2023 2025: €140k▲ +51.7% vs 2024highest in 8 years
2018 → 2025
Total assets
€10.69M▲ 0.8%
2024 · €10.60M
2018: €12.22Mhighest in 8 years 2019: €11.35M▼ -7.1% vs 2018 2020: €10.70M▼ -5.7% vs 2019 2021: €10.65M▼ -0.4% vs 2020 2022: €10.63M▼ -0.2% vs 2021 2023: €10.60M▼ -0.2% vs 2022lowest in 8 years 2024: €10.60M● +0.0% vs 2023 2025: €10.69M▲ +0.8% vs 2024
2018 → 2025
Solvency
47.9%▲ 0.9pp
2024 · 46.9%
2018: 37.8%lowest in 8 years 2019: 41.4%▲ +9.7% vs 2018 2020: 44.3%▲ +6.9% vs 2019 2021: 45.1%▲ +1.9% vs 2020 2022: 45.4%▲ +0.7% vs 2021 2023: 46.1%▲ +1.4% vs 2022 2024: 46.9%▲ +1.9% vs 2023 2025: 47.9%▲ +2.0% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€4.80M-€4.83M▲ 0.5%€4.89M▲ 1.2%€4.98M▲ 1.9%€5.12M▲ 2.8% 2021: €4.80Mlowest in 5 years 2022: €4.83M▲ +0.5% vs 2021 2023: €4.89M▲ +1.2% vs 2022 2024: €4.98M▲ +1.9% vs 2023 2025: €5.12M▲ +2.8% vs 2024highest in 5 years
Operating result€20k-€49k▲ 141%€58k▲ 17.4%€84k▲ 45.2%€117k▲ 39.4% 2021: €20klowest in 5 years 2022: €49k▲ +141% vs 2021 2023: €58k▲ +17.4% vs 2022 2024: €84k▲ +45.2% vs 2023 2025: €117k▲ +39.4% vs 2024highest in 5 years
Net result€66k-€26k▼ 61.2%€56k▲ 119%€93k▲ 64.8%€140k▲ 51.7% 2021: €66k 2022: €26k▼ -61.2% vs 2021lowest in 5 years 2023: €56k▲ +119% vs 2022 2024: €93k▲ +64.8% vs 2023 2025: €140k▲ +51.7% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €20k€20kNet result 2021: €66k€66kOperating result 2022: €49k€49kNet result 2022: €26k€26kOperating result 2023: €58k€58kNet result 2023: €56k€56kOperating result 2024: €84k€84kNet result 2024: €93k€93kOperating result 2025: €117k€117kNet result 2025: €140k€140k20212022202320242025€0€50k€100k€150kOperating result 2023: €58k€58kNet result 2023: €56k€56kOperating result 2024: €84k€84kNet result 2024: €93k€93kOperating result 2025: €117k€117kNet result 2025: €140k€140k202320242025
The operating result has risen four years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.69M
Fixed assets €3.03M ▼ 0.3%
Current assets €7.66M ▲ 1.3%
Equity and liabilities €10.69M
Equity €5.12M ▲ 2.8%
Debt €5.57M ▼ 1.0%
Debt's share of the balance-sheet total falls from 53.1% to 52.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
2.7%▲
2024 · 1.9%
ROA
1.3%▲
2024 · 0.9%
Debt ≤ 1 year
€5.47M▼
2024 · €5.51M
Income taxes
€41k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€10.60M€10.69M▲
Fixed assets21/28€3.04M€3.03M▼
Tangible fixed assets22/27€2.98M€2.97M▼
Land and buildings22€2.96M€2.88M▼
Plant, machinery and equipment23€3k€427▼
Furniture and vehicles24€4k€79k▲
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€57k€57k=
Current assets29/58€7.57M€7.66M▲
Amounts receivable within one year40/41€6.81M€6.83M▲
Trade receivables40€3k€4k▲
Other amounts receivable41€6.81M€6.82M▲
Current investments50/53€656k€766k▲
Cash at bank and in hand54/58€98k€62k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€10.60M€10.69M▲
Equity10/15€4.98M€5.12M▲
Contributions10/11€1.02M€1.02M=
Revaluation surpluses12€96k€96k=
Reserves13€3.86M€4.00M▲
Distributable reserves133€3.86M€4.00M▲
Amounts payable17/49€5.63M€5.57M▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€5.51M€5.47M▼
Current portion of amounts payable after more than one year42€7k€0▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€5.50M€5.46M▼
Accrued charges and deferred income492/3€113k€104k▼
Income statement Code20242025
Non-recurring operating income76A-€39k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€99k▲
Other operating charges640/8€29k€19k▼
Gross operating margin9900€201k€235k▲
Operating profit (loss)9901€84k€117k▲
Financial income75/76B€50k€91k▲
Recurring financial income75€50k€91k▲
Financial charges65/66B€13k€26k▲
Recurring financial charges65€13k€26k▲
Profit (loss) for the period before taxes9903€121k€182k▲
Income taxes67/77€28k€41k▲
Profit (loss) for the period9904€93k€140k▲
Profit (loss) for the period to be appropriated9905€93k€140k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€140k▲
Transfer to equity691/2€93k€140k▲
To other reserves6921€93k€140k▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€39k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€109k€104k€88k€99k▲ 13.3%
Other operating charges640/8-€13k€28k€29k€19k▼ 36.0%
Gross operating margin9900€145k€171k€189k€201k€235k▲ 17.0%
Operating profit (loss)9901€20k€49k€58k€84k€117k▲ 39.4%
Financial income75/76B-€41k€38k€50k€91k▲ 81.5%
Recurring financial income75€75k€41k€38k€50k€91k▲ 81.5%
Financial charges65/66B-€44k€18k€13k€26k▲ 95.3%
Recurring financial charges65€3k€44k€18k€13k€26k▲ 95.3%
Profit (loss) for the period before taxes9903€92k€46k€78k€121k€182k▲ 50.7%
Income taxes67/77€26k€20k€22k€28k€41k▲ 47.5%
Profit (loss) for the period9904€66k€26k€56k€93k€140k▲ 51.7%
Profit (loss) for the period to be appropriated9905€66k€26k€56k€93k€140k▲ 51.7%
Line20212022202320242025Change
Assets
Total assets20/58€10.65M€10.63M€10.60M€10.60M€10.69M▲ 0.8%
Fixed assets21/28€3.30M€3.20M€3.12M€3.04M€3.03M▼ 0.3%
Tangible fixed assets22/27€3.24M€3.15M€3.06M€2.98M€2.97M▼ 0.3%
Land and buildings22-€3.11M€3.04M€2.96M€2.88M▼ 2.8%
Plant, machinery and equipment23-€8k€6k€3k€427▼ 84.7%
Furniture and vehicles24-€17k€2k€4k€79k▲ 1,952%
Other tangible fixed assets26-€16k€13k€10k€8k▼ 15.3%
Financial fixed assets28€57k€57k€57k€57k€57k=
Current assets29/58€7.35M€7.42M€7.48M€7.57M€7.66M▲ 1.3%
Amounts receivable within one year40/41€6.75M€6.77M€6.79M€6.81M€6.83M▲ 0.3%
Trade receivables40-€0€4k€3k€4k▲ 7.2%
Other amounts receivable41-€6.77M€6.78M€6.81M€6.82M▲ 0.3%
Current investments50/53€401k€378k€535k€656k€766k▲ 16.8%
Cash at bank and in hand54/58€202k€279k€154k€98k€62k▼ 37.0%
Deferred charges and accrued income490/1--€7k€4k€7k▲ 60.9%
Equity and liabilities
Total equity and liabilities10/49€10.65M€10.63M€10.60M€10.60M€10.69M▲ 0.8%
Equity10/15€4.80M€4.83M€4.89M€4.98M€5.12M▲ 2.8%
Contributions10/11-€1.02M€1.02M€1.02M€1.02M=
Revaluation surpluses12-€96k€96k€96k€96k=
Reserves13€3.69M€3.71M€3.77M€3.86M€4.00M▲ 3.6%
Non-distributable reserves130/1-€102k€0---
Reserves not available under the articles1311-€102k€0---
Distributable reserves133-€3.61M€3.77M€3.86M€4.00M▲ 3.6%
Amounts payable17/49€5.85M€5.80M€5.72M€5.63M€5.57M▼ 1.0%
Amounts payable after more than one year17€92k€50k€7k€0--
Financial debts170/4-€50k€7k€0--
Amounts payable within one year42/48€5.69M€5.65M€5.60M€5.51M€5.47M▼ 0.8%
Current portion of amounts payable after more than one year42-€42k€43k€7k€0▼ 100%
Trade debts44€14k€2k€3k€4k€4k▲ 3.3%
Suppliers440/4-€2k€3k€4k€4k▲ 3.3%
Taxes, remuneration and social security45-€5k€4k€3k€3k▲ 16.2%
Taxes450/3-€5k€4k€3k€3k▲ 16.2%
Other amounts payable47/48-€5.60M€5.55M€5.50M€5.46M▼ 0.7%
Accrued charges and deferred income492/3-€103k€107k€113k€104k▼ 8.0%
Line20212022202320242025Change
Profit (loss) for the period9904€66k€26k€56k€93k€140k▲ 51.7%
+ Depreciation and write-downs630€112k€109k€104k€88k€99k▲ 13.3%
Operating cash flow (approximation)€178k€135k€160k€180k€240k▲ 33.0%
Investment in fixed assets (approximation)-€-14k€-20k€-3k€-89k▼ 3,089%
Change in cash-€78k€-125k€-56k€-36k▲ 35.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
20-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Highest result since 2018net €140k ▲51.7%
Operating result €117k, net result €140k, both a record.
30-09
Financial Equity above €5MEq €5.12M ▲2.8%
8 profitable years in a row build equity to €5.12M.
24-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Weakest financial yearnet €26k ▼61.2%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
30-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
1,313 m²
Building footprint
219 m²
Volume, LiDAR
1,190 m³
Parcel 31332E1158/00N000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERIMO NV
Zoutelaan 215, 8300 Knokke-HeistNACE 70120
since 19932.062.255.632
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31332E1158/00N000 Flanders 1,313 m² 1 · 219 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600443KV4VPYM0K03
live in the LEI register

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 8,064 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-04-1993
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies

Scores and ratios are computed by Checked and are not a credit decision.