VERIMMO
ActiveSummary
VERIMMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €899k and a net result of €-47k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 456 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-88
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 1.97 in 2024; short-term debt: 2.5% and cash: 5.3% of total assets), and 2.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.5%
Return on assets
-5.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
7 d early
2021
143 d late
2020
124 d late
2019
130 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-47k
2024 · €491k
2018: €9k
2019: €8k
2020: €4k
2021: €-29k
2022: €-61
2023: €-22k
2024: €491k
2018 → 2025
Working capital
€49k▼ 31.0%
2024 · €70k
2018: €-110k
2019: €-108k
2020: €-532k
2021: €-571k
2022: €-584k
2023: €-620k
2024: €70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€476k-€476k=€454k▼ 4.6%€945k▲ 108%€899k▼ 4.9%
Operating result€-5k-€22k€12k▼ 43.1%€635k▲ 5,031%€-46k
Net result€-29k-€-61▲ 99.8%€-22k▼ 35,741%€491k€-47k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €46k after €635k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €921k
Fixed assets
€850k ▼ 2.8%
Current assets
€71k ▼ 50.2%
Equity and liabilities €921k
Equity
€899k ▼ 4.9%
Debt
€23k ▼ 68.9%
Debt's share of the balance-sheet total falls from 7.1% to 2.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-22k▼
2024 · €657k
Cash flow
€-22k▼
2024 · €513k
Current ratio
3.15▲
2024 · 1.97
Debt to equity
0.03▼
2024 · 0.08
ROE
-5.2%▼
2024 · 51.9%
ROA
-5.1%▼
2024 · 48.2%
Interest coverage
-58.61▼
2024 · 51.31
Debt ≤ 1 year
€23k▼
2024 · €73k
Income taxes
€0▼
2024 · €135k
Staff costs
€568▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€921k▼
Fixed assets21/28€875k€850k▼
Tangible fixed assets22/27€328k€303k▼
Land and buildings22€244k€237k▼
Furniture and vehicles24€84k€66k▼
Financial fixed assets28€547k€547k=
Current assets29/58€143k€71k▼
Amounts receivable within one year40/41€42k€21k▼
Trade receivables40€5k€5k=
Other amounts receivable41€37k€16k▼
Cash at bank and in hand54/58€100k€49k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€921k▼
Equity10/15€945k€899k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€883k€837k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€877k€830k▼
Amounts payable17/49€73k€23k▼
Amounts payable within one year42/48€73k€23k▼
Current portion of amounts payable after more than one year42€11k€0▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€7k€0▼
Remuneration and social security454/9€7k€0▼
Other amounts payable47/48€52k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62€35k€568▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€26k€9k▼
Non-recurring operating charges66A€1.04M€0▼
Gross operating margin9900€1.77M€-12k▼
Operating profit (loss)9901€635k€-46k▼
Financial income75/76B€3k€48▼
Recurring financial income75€3k€48▼
Financial charges65/66B€13k€368▼
Recurring financial charges65€13k€368▼
Profit (loss) for the period before taxes9903€626k€-47k▼
Income taxes67/77€135k€0▼
Profit (loss) for the period9904€491k€-47k▼
Profit (loss) for the period to be appropriated9905€491k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€469k€-47k▼
Profit (loss) brought forward from the previous period14P€-22k€0▲
Transfer from equity791/2-€47k
Transfer to equity691/2€469k€0▼
To other reserves6921€469k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-47k ▼110%
Net result drops to €-47k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €491k
Net result €491k after 3 loss-making years.
31-12
Financial
Liquidity times 14current ratio 1.97
Current ratio from 0.15 to 1.97; short-term debt falls from €726k to €73k.
31-12
Financial
Equity above €500kEq €945k ▲108%
Equity rises from €454k to €945k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 143 days late
2021
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 124 days late
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 130 days late
2019
31-12
Financial
Equity above €500kEq €501k ▲1.5%
2 profitable years in a row build equity to €501k.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abeelstraat 1022800 MechelenGround area
269 m²
Parcel 12403E0450/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Abeelstraat 102, 2800 Mechelen
since 20012.055.770.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0450/00E000 | Flanders | 269 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN ROEY SERVICES
BE 0867.378.453
Rijkevorsel · Eq €899k
COVEFAR
BE 0461.537.678
Gent · Eq €898k
LEPIDOPTERA
BE 0845.357.176
Merelbeke-Melle · Eq €896k
FORMATIO
BE 0405.358.347
Zaventem · Eq €903k
IMMO CENTRAL
BE 0465.599.505
Namur · Eq €904k
Of 1,280 companies in sector 81100 we hold annual accounts for 677. 441 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-12-1991
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
18140Printing and reproduction of recorded media
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.