Vergizond
ActiveVergizond has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €80k. Its solvency ranks better than 21% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability98
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.02; short-term debt: 20.5% and cash: 2.9% of total assets), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.4%
Return on assets
23.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 16426 sector peers (2025).
NBB · sector comparisonPosition among 16426 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€77k
Total assets
€344k
Net result
€80k
Working capital
€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €344k
Fixed assets
€273k
Current assets
€72k
Equity and liabilities €344k
Equity
€77k
Debt
€267k
Debt finances 77.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€125k
Cash flow
€101k
Solvency
22.4%
Current ratio
1.02
Quick ratio
1.02
Debt / equity
3.47
ROE
103.9%
ROA
23.2%
Interest coverage
35.98
Debt
€267k
Debt ≤ 1 year
€70k
Debt > 1 year
€197k
Income taxes
€20k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€344k
Fixed assets21/28€273k
Intangible fixed assets21€10k
Tangible fixed assets22/27€263k
Plant, machinery and equipment23€58k
Furniture and vehicles24€12k
Other tangible fixed assets26€193k
Current assets29/58€72k
Amounts receivable within one year40/41€61k
Trade receivables40€5k
Other amounts receivable41€56k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€924
Equity and liabilities
Total equity and liabilities10/49€344k
Equity10/15€77k
Contributions10/11€2k
Profit (loss) carried forward14€75k
Amounts payable17/49€267k
Amounts payable after more than one year17€197k
Financial debts170/4€197k
Amounts payable within one year42/48€70k
Current portion of amounts payable after more than one year42€19k
Trade debts44€18k
Suppliers440/4€18k
Taxes, remuneration and social security45€17k
Taxes450/3€17k
Other amounts payable47/48€17k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k
Gross operating margin9900€125k
Operating profit (loss)9901€103k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€100k
Income taxes67/77€20k
Profit (loss) for the period9904€80k
Profit (loss) for the period to be appropriated9905€80k
Appropriation of the result
Profit (loss) to be appropriated9906€80k
Profit to be distributed694/7€5k
Directors or managers695€5k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksesteenweg 229A9830 Sint-Martens-LatemGround area
2,583 m²
Building footprint
368 m²
Volume, LiDAR
775 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERGIZOND
since 20242.363.995.314
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0161/00A000 | Flanders | 1,315 m² | 1 · 224 m² | - |
| 44064B0162/00B002 | Flanders | 1,267 m² | 1 · 144 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 619 EUR awarded · 619 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 619 EUR | 619 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
NEDEPSY cabinet médical
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SOCIETE MEDICALE DRS GILLET-ROBERTI
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DOCTEUR ABU SERIEH RAMI
BE 0723.710.664
Liège · Eq €77k
Mainclaire
BE 1011.200.749
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CORALIE LETE
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Of 16,621 companies in sector 86220 we hold annual accounts for 7,972. 5,876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2024
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.