VERDONCK BENNY
ActiveVERDONCK BENNY has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €34k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 53% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-9
Solvency75▼-25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 4.26 in 2024; short-term debt: 31.9% and cash: 32.5% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
12.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-09-2026, 44 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
44 d late
2024
60 d late
2023
52 d late
2022
92 d late
2021
77 d late
2020
58 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▼ 1.8%
2024 · €138k
2018: €38k
2019: €52k
2020: €55k
2021: €63k
2022: €77k
2023: €104k
2024: €138k
2018 → 2025
Total assets
€273k▲ 56.0%
2024 · €175k
2018: €62k
2019: €69k
2020: €60k
2021: €79k
2022: €83k
2023: €138k
2024: €175k
2018 → 2025
Net result
€34k▼ 1.8%
2024 · €35k
2018: €8k
2019: €14k
2020: €2k
2021: €9k
2022: €14k
2023: €22k
2024: €35k
2018 → 2025
Working capital
€102k▼ 15.8%
2024 · €121k
2018: €27k
2019: €46k
2020: €50k
2021: €61k
2022: €61k
2023: €84k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€77k▲ 21.4%€104k▲ 34.8%€138k▲ 33.5%€136k▼ 1.8%
Operating result€15k-€19k▲ 27.0%€28k▲ 50.7%€50k▲ 77.1%€49k▼ 1.1%
Net result€9k-€14k▲ 55.2%€22k▲ 63.6%€35k▲ 56.4%€34k▼ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€85k▲ 384%
Current assets
€189k▲ 19.7%
Equity and liabilities €273k
Equity
€136k▼ 1.8%
Debt
€138k▲ 272%
The debt ratio rises from 21.1% to 50.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €52k
Cash flow
€44k▲
2024 · €37k
Solvency
49.6%▼
2024 · 78.9%
Current ratio
2.17▼
2024 · 4.26
Quick ratio
1.96▼
2024 · 4.00
Debt / equity
1.01▲
2024 · 0.27
ROE
25.1%=
2024 · 25.1%
ROA
12.4%▼
2024 · 19.8%
Interest coverage
18.11▼
2024 · 23.34
Debt
€138k▲
2024 · €37k
Debt ≤ 1 year
€87k▲
2024 · €37k
Debt > 1 year
€50k
Income taxes
€13k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€273k▲
Fixed assets21/28€17k€85k▲
Tangible fixed assets22/27€17k€84k▲
Plant, machinery and equipment23€17k€84k▲
Furniture and vehicles24€289-
Financial fixed assets28€305€305=
Current assets29/58€158k€189k▲
Stocks and contracts in progress3€10k€18k▲
Stocks30/36€10k€18k▲
Amounts receivable within one year40/41€13k€74k▲
Trade receivables40€3k€55k▲
Other amounts receivable41€10k€19k▲
Cash at bank and in hand54/58€125k€89k▼
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€175k€273k▲
Equity10/15€138k€136k▼
Contributions10/11€19k€19k=
Reserves13€120k€117k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€118k€115k▼
Amounts payable17/49€37k€138k▲
Amounts payable after more than one year17-€50k
Financial debts170/4-€50k
Amounts payable within one year42/48€37k€87k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44€16k€12k▼
Suppliers440/4€16k€12k▼
Taxes, remuneration and social security45€21k€25k▲
Taxes450/3€21k€22k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48-€37k
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10k▲
Other operating charges640/8€634€1k▲
Gross operating margin9900€53k€60k▲
Operating profit (loss)9901€50k€49k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€49k€47k▼
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€35k€34k▼
Profit (loss) for the period to be appropriated9905€35k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€34k▼
Transfer from equity791/2-€37k
Transfer to equity691/2€35k€34k▼
To other reserves6921€35k€34k▼
Profit to be distributed694/7-€37k
Directors or managers695-€37k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 44 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €35k ▲56.4%
Operating result €50k, net result €35k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 52 days late
2023
31-12
Financial
Equity above €100kEq €104k ▲34.8%
6 profitable years in a row build equity to €104k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 10.21
Current ratio from 4.79 to 10.21; short-term debt falls from €16k to €7k.
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼84.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 9.82
Current ratio from 3.82 to 9.82; short-term debt falls from €16k to €6k.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverstraat(HEU) 19070 DestelbergenGround area
250 m²
Building footprint
91 m²
Volume, LiDAR
480 m³
Parcel 44028C0260/00D004, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VERDONCK BENNY
since 20172.262.260.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028C0260/00D004 | Flanders | 249 m² | 1 · 91 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STRUCTURE CHASSIS
BE 0757.459.439
Sint-Pieters-Leeuw · Eq €136k
SCHRIJNWERKERIJ BART EVERAERT
BE 0849.908.159
Deinze · Eq €136k
Lepage
BE 0769.368.366
Geraardsbergen · Eq €136k
TendanceAlu
BE 0749.594.521
Ciney · Eq €136k
DDAY PRODUCTIONS
BE 0805.589.255
Sint-Lievens-Houtem · Eq €136k
Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 7,667 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2017
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.