VERDIN & ASSOCIES
ActiveVERDIN & ASSOCIES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €344k and a net result of €179k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+4
Solvency49▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.31 in 2024; short-term debt: 64.8% and cash: 20.1% of total assets), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
12.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
22 d early
2023
41 d early
2022
32 d early
2021
2 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€179k▲ 39.4%
2024 · €129k
2019: €71k
2020: €30k
2021: €32k
2022: €91k
2023: €120k
2024: €129k
2019 → 2025
Working capital
€361k▲ 26.1%
2024 · €286k
2019: €151k
2020: €119k
2021: €167k
2022: €170k
2023: €188k
2024: €286k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€208k-€239k▲ 15.0%€279k▲ 16.9%€326k▲ 17.0%€344k▲ 5.3%
Operating result€49k-€130k▲ 167%€168k▲ 28.7%€194k▲ 15.5%€269k▲ 38.8%
Net result€32k-€91k▲ 183%€120k▲ 31.9%€129k▲ 6.9%€179k▲ 39.4%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€144k▼ 22.7%
Current assets
€1.29M▲ 6.7%
Equity and liabilities €1.43M
Equity
€344k▲ 5.3%
Debt
€1.09M▲ 2.1%
The debt ratio falls from 76.6% to 76.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€332k▲
2024 · €250k
Cash flow
€242k▲
2024 · €185k
Solvency
24.0%▲
2024 · 23.4%
Current ratio
1.39▲
2024 · 1.31
Quick ratio
1.39▲
2024 · 1.31
Debt / equity
3.17▼
2024 · 3.27
ROE
52.2%▲
2024 · 39.4%
ROA
12.5%▲
2024 · 9.2%
Interest coverage
22.61▲
2024 · 15.23
Debt
€1.09M▲
2024 · €1.07M
Debt ≤ 1 year
€927k▲
2024 · €920k
Debt > 1 year
€44k▼
2024 · €65k
Income taxes
€77k▲
2024 · €51k
Staff costs
€1.71M▲
2024 · €1.62M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.43M▲
Fixed assets21/28€186k€144k▼
Intangible fixed assets21€62k€46k▼
Tangible fixed assets22/27€124k€98k▼
Plant, machinery and equipment23€7k€2k▼
Furniture and vehicles24€94k€73k▼
Other tangible fixed assets26€23k€22k▼
Financial fixed assets28€150€150=
Current assets29/58€1.21M€1.29M▲
Amounts receivable within one year40/41€1.01M€935k▼
Trade receivables40€938k€855k▼
Other amounts receivable41€71k€80k▲
Cash at bank and in hand54/58€130k€288k▲
Deferred charges and accrued income490/1€67k€64k▼
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.43M▲
Equity10/15€326k€344k▲
Contributions10/11€100k€100k=
Reserves13€211k€244k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€29k€29k=
Distributable reserves133€180k€213k▲
Profit (loss) carried forward14€16k-
Amounts payable17/49€1.07M€1.09M▲
Amounts payable after more than one year17€65k€44k▼
Financial debts170/4€65k€44k▼
Amounts payable within one year42/48€920k€927k▲
Current portion of amounts payable after more than one year42€22k€21k▼
Financial debts43€116k€57k▼
Other loans439€116k€57k▼
Trade debts44€427k€448k▲
Suppliers440/4€427k€448k▲
Taxes, remuneration and social security45€275k€240k▼
Taxes450/3€108k€80k▼
Remuneration and social security454/9€166k€159k▼
Other amounts payable47/48€81k€162k▲
Accrued charges and deferred income492/3€81k€117k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.62M€1.71M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€63k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-27k€-3k▲
Other operating charges640/8€17k€27k▲
Gross operating margin9900€1.86M€2.07M▲
Operating profit (loss)9901€194k€269k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€179k€256k▲
Income taxes67/77€51k€77k▲
Profit (loss) for the period9904€129k€179k▲
Profit (loss) for the period to be appropriated9905€129k€179k▲
Appropriation of the result
Profit (loss) to be appropriated9906€207k€195k▼
Profit (loss) brought forward from the previous period14P€78k€16k▼
Transfer to equity691/2€110k€33k▼
To other reserves6921€110k€33k▼
Profit to be distributed694/7€81k€162k▲
Return on contributions (dividend)694€50k€110k▲
Employees696€31k€52k▲
Social balance
Average headcount (FTE)908730.431.4▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
Board meeting · Registered-office move
11-09
State Gazette act
Board meeting · Registered-office move
Permanent representative
07-09
State Gazette act
General meeting · Permanent representative
07-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
07-09
State Gazette act
Board meeting · Registered-office move
07-09
State Gazette act
General meeting · Director appointment
Mandate compensation
04-09
State Gazette act
General meeting · Registered-office move
Director appointment · Director resignation
02-09
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate compensation
01-09
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
31-08
State Gazette act
General meeting · Director reappointment
Mandate compensation · Permanent representative
31-08
State Gazette act
General meeting · Director appointment
Mandate compensation
19-08
State Gazette act
Board meeting · Registered-office move
17-08
State Gazette act
General meeting · Director reappointment
Director appointment · Power of attorney
12-08
State Gazette act
General meeting · Director appointment
Mandate compensation
11-08
State Gazette act
General meeting · Director resignation
Director discharge
11-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
07-08
State Gazette act
General meeting · Director appointment
04-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
04-08
State Gazette act
General meeting · Director appointment
Mandate compensation · Director discharge
30-03
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate compensation
23-02
State Gazette act
Board meeting · Demerger
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
13-08
State Gazette act
General meeting · Director appointment
Director reappointment · Director resignation
30-06
Financial
Highest result since 2019net €179k ▲39.4%
Operating result €269k, net result €179k, both a record.
07-04
State Gazette act
General meeting · Director appointment
Mandate compensation · Director resignation
14-03
State Gazette act
General meeting · Director appointment
Mandate compensation · Board meeting
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-11
State Gazette act
General meeting · Director reappointment
Mandate compensation
10-10
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
10-10
State Gazette act
Board meeting · Director appointment
30-07
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
26-06
State Gazette act
Board meeting · Director resignation
18-04
State Gazette act
General meeting · Purpose change
Statutes amendment
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
03-08
State Gazette act
General meeting · Director resignation
Director appointment · Board composition
26-06
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
13-03
State Gazette act
General meeting · Director appointment
Director resignation · Board composition
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
13-09
State Gazette act
General meeting · Director appointment
Director resignation · Director reappointment
08-07
State Gazette act
General meeting · Director resignation
Auditor reappointment · Member admission
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
20-01
State Gazette act
General meeting · Director resignation
Director appointment · Board composition
2021
30-06
Financial
Equity above €200kEq €208k ▲12%
3 profitable years in a row build equity to €208k.
26-02
State Gazette act
General meeting · Director resignation
Director appointment
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
11-01
State Gazette act
Board meeting · Registered-office move
2020
23-11
State Gazette act
General meeting · Director reappointment
Mandate compensation · Board meeting
30-06
Financial
Weakest financial yearnet €30k ▼58.1%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-07
State Gazette act
General meeting · Director resignation
Director appointment
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 3 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie de l'Ardenne 124053 ChaudfontaineGround area
4,046 m²
Building footprint
652 m²
Volume, LiDAR
5,986 m³
3 parcels, Wallonia · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
Voie de l'Ardenne 12, 4053 Chaudfontaine
since 20062.228.129.095
Voie de l'Ardenne 9, 4053 Chaudfontaine
since 20152.248.721.997
Rue de la Résistance 11-13, 4500 Huy
since 20232.346.665.372
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0053/00A007 | Wallonia | 3,329 m² | 1 · 380 m² | 9.4 m · 2 fl. |
| 62030A0053/00L004 | Wallonia | 530 m² | 1 · 124 m² | 12.9 m · 4 fl. |
| 61031B0197/00K002 | Wallonia | 188 m² | 1 · 148 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 5,939 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2006
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
74122
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.verdin.be
E-mail:info@verdin.be