VERDAIN
ActiveVERDAIN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €-38k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
20
/ 100
Critical▼ -76 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency60▼-23
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 1.38 in 2024), and 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
-11.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
3 d early
2023
20 d early
2022
on the day
2021
5 d early
2020
31 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▼ 21.2%
2024 · €178k
2018: €210k
2019: €216k
2020: €228k
2021: €210k
2022: €165k
2023: €165k
2024: €178k
2018 → 2025
Total assets
€333k=
2024 · €333k
2018: €311k
2019: €260k
2020: €258k
2021: €342k
2022: €279k
2023: €311k
2024: €333k
2018 → 2025
Net result
€-38k
2024 · €52k
2018: €48k
2019: €6k
2020: €12k
2021: €49k
2022: €-45k
2023: €44k
2024: €52k
2018 → 2025
Working capital
€-36k
2024 · €59k
2018: €85k
2019: €88k
2020: €108k
2021: €93k
2022: €61k
2023: €48k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€210k-€165k▼ 21.6%€165k▲ 0.2%€178k▲ 8.0%€140k▼ 21.2%
Operating result€57k-€-42k€48k€76k▲ 56.7%€-34k
Net result€49k-€-45k€44k€52k▲ 18.8%€-38k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €76k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €333k
Fixed assets
€195k▲ 63.2%
Current assets
€138k▼ 35.3%
Equity and liabilities €333k
Equity
€140k▼ 21.2%
Debt
€193k▲ 24.2%
The debt ratio rises from 46.6% to 57.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-1k▼
2024 · €96k
Cash flow
€-5k▼
2024 · €73k
Solvency
42.1%▼
2024 · 53.4%
Current ratio
0.80▼
2024 · 1.38
Quick ratio
0.70▼
2024 · 1.28
Debt / equity
1.37▲
2024 · 0.87
ROE
-26.9%▼
2024 · 29.1%
ROA
-11.3%▼
2024 · 15.5%
Interest coverage
-0.45▼
2024 · 38.84
Debt
€193k▲
2024 · €155k
Debt ≤ 1 year
€174k▲
2024 · €155k
Debt > 1 year
€19k
Income taxes
€443▼
2024 · €21k
Staff costs
€355k▲
2024 · €308k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€333k€333k=
Fixed assets21/28€119k€195k▲
Tangible fixed assets22/27€119k€194k▲
Land and buildings22€11k€10k▼
Plant, machinery and equipment23€38k€35k▼
Furniture and vehicles24€17k€97k▲
Other tangible fixed assets26€53k€52k▼
Financial fixed assets28-€675
Current assets29/58€214k€138k▼
Stocks and contracts in progress3€15k€16k▲
Stocks30/36€15k€16k▲
Amounts receivable within one year40/41€10k€13k▲
Trade receivables40-€334
Other amounts receivable41€10k€13k▲
Cash at bank and in hand54/58€185k€106k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€333k€333k=
Equity10/15€178k€140k▼
Contributions10/11€6k€6k=
Reserves13€172k€172k=
Distributable reserves133€172k€172k=
Profit (loss) carried forward14-€-38k
Amounts payable17/49€155k€193k▲
Amounts payable after more than one year17-€19k
Financial debts170/4-€19k
Amounts payable within one year42/48€155k€174k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€8k€33k▲
Suppliers440/4€8k€33k▲
Taxes, remuneration and social security45€32k€23k▼
Taxes450/3€15k€4k▼
Remuneration and social security454/9€18k€18k▲
Other amounts payable47/48€114k€111k▼
Income statement
Code20242025
Non-recurring operating income76A-€11k
Remuneration, social security and pensions62€308k€355k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€33k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€406k€355k▼
Operating profit (loss)9901€76k€-34k▼
Financial income75/76B€101€1▼
Recurring financial income75€101€1▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€73k€-37k▼
Income taxes67/77€21k€443▼
Profit (loss) for the period9904€52k€-38k▼
Profit (loss) for the period to be appropriated9905€52k€-38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€-38k▼
Profit (loss) brought forward from the previous period14P€-2k-
Transfer from equity791/2€39k-
Transfer to equity691/2€50k-
To other reserves6921€50k-
Profit to be distributed694/7€39k-
Return on contributions (dividend)694€39k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €52k ▲18.8%
Operating result €76k, net result €52k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-45k ▼193%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 56 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meersakkerstraat(HEU) 19070 DestelbergenGround area
803 m²
Building footprint
259 m²
Volume, LiDAR
1,192 m³
Parcel 44372E0029/00N000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meersakkerstraat(HEU) 1, 9070 Destelbergen
since 20022.101.490.350
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44372E0029/00N000 | Flanders | 803 m² | 1 · 259 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDestelbergen2.101.490.350
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,055 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2002
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55521
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.