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Verca

Active
Private limited company·Overige zakelijke dienstverlening, neg· 2 yrs active
Cockstraat(ONK) 3C ·8840 Staden, Belgium
KBO/BCE: BE 1002.945.158
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Age2 yrs
Real estate1 parcel · 449 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Verca is 1.0% (low). The 2024 annual accounts show equity of €18k and a net result of €13k. Its solvency ranks better than 35% of 3174 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-08-2025, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 06-08-2025 6 d late 2025-00362780

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€13k
Working capital€10k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 06-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 36.2% 53.8%
better than 35% of 3174 sector peers
Net result €13k €18k
better than 43% of 3173 sector peers
Equity €18k €40k
better than 32% of 3176 sector peers
Gross operating margin €27k €36k
better than 42% of 3173 sector peers
Total assets €51k €93k
better than 30% of 3179 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€27k
Net profit€13k
Cash flow€18k
Staff costs-
Income taxes€4k
Dividends-
Total assets€51k
Equity€18k
Debt€33k
of which ≤ 1y€24k
of which > 1y€8k
Working capital€10k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.43
Quick ratio1.43
Working capital ratio19.9%
Solvency36.2%
Debt / equity1.76
Long-term debt ratio0.45
Interest coverage5.54
Gross margin-
Net margin-
ROA26.4%
ROE72.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€51k
Fixed assets 21/28€17k
Tangible fixed assets 22/27€17k
Current assets 29/58€34k
Amounts receivable within one year 40/41€110
Cash & bank 54/58€32k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€51k
Equity 10/15€18k
Contributions / capital 10/11€5k
Reserves 13€13k
Amounts payable 17/49€33k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€24k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€27k
Operating result 9901€23k
Financial income 75€45
Financial charges 65€5k
Result before taxes 9903€18k
Income taxes 67/77€4k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
81 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Cockstraat(ONK) 3C8840 Staden

Establishment units

1 location
Verca
Cockstraat(ONK) 3C, 8840 StadenHandelsbemiddeling in de groothandel in hout en bouwmaterialen
since 20232.352.731.634
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area449 m²
Buildings1
Building footprint93 m²
Volume (LiDAR)180 m³
Tallest building5.6 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36014D0047/00S000 Flanders 449 m² 1 · 93 m² 5.6 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health81Profitability100Solvency66Growth-Stability67
78 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 81
Profitability 100
Solvency 66
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,967 of the 24,478 companies in this sector. 2,273 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL Verca
Registered office
Cockstraat(ONK) 3C
8840 Staden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.