VERBRUGGEN ERIK
ActiveSummary
VERBRUGGEN ERIK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181k and a net result of €59k. Equity is shrinking by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+36
Solvency68▲+16
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.34 in 2024; short-term debt: 26.5% of total assets), and 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
13.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €181k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
41 d early
2023
27 d late
2022
119 d early
2021
4 d early
2020
37 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€181k▲ 48.0%
2024 · €122k
2018: €500k
2019: €568k
2020: €694k
2021: €563k
2022: €125k
2023: €112k
2024: €122k
2018 → 2025
Total assets
€425k▼ 4.7%
2024 · €446k
2018: €1.36M
2019: €1.34M
2020: €1.49M
2021: €1.25M
2022: €885k
2023: €518k
2024: €446k
2018 → 2025
Net result
€59k▲ 488%
2024 · €10k
2018: €-306k
2019: €67k
2020: €173k
2021: €-131k
2022: €-42k
2023: €-13k
2024: €10k
2018 → 2025
Working capital
€-49k▲ 42.7%
2024 · €-86k
2018: €218k
2019: €282k
2020: €397k
2021: €255k
2022: €-71k
2023: €-51k
2024: €-86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€563k-€125k▼ 77.7%€112k▼ 10.3%€122k▲ 8.9%€181k▲ 48.0%
Operating result€-55k-€67k€-14k€41k€71k▲ 72.2%
Net result€-131k-€-42k▲ 67.6%€-13k▲ 69.7%€10k€59k▲ 488%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €425k
Fixed assets
€362k ▼ 10.0%
Current assets
€63k ▲ 43.6%
Equity and liabilities €425k
Equity
€181k ▲ 48.0%
Debt
€244k ▼ 24.6%
Debt's share of the balance-sheet total falls from 72.5% to 57.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€111k▲
2024 · €82k
Cash flow
€99k▲
2024 · €51k
Current ratio
0.56▲
2024 · 0.34
Quick ratio
0.56▲
2024 · 0.34
Debt to equity
1.34▼
2024 · 2.64
ROE
32.4%▲
2024 · 8.2%
ROA
13.8%▲
2024 · 2.2%
Interest coverage
13.40▲
2024 · 3.35
Debt ≤ 1 year
€112k▼
2024 · €130k
Debt > 1 year
€131k▼
2024 · €193k
Income taxes
€22k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€446k€425k▼
Fixed assets21/28€402k€362k▼
Tangible fixed assets22/27€402k€362k▼
Land and buildings22€338k€326k▼
Furniture and vehicles24€1k€733▼
Leasing and similar rights25€62k€34k▼
Current assets29/58€44k€63k▲
Stocks and contracts in progress3€370€370=
Stocks30/36€370€370=
Amounts receivable within one year40/41€388€122▼
Trade receivables40€388-
Other amounts receivable41-€122
Current investments50/53€34k€60k▲
Cash at bank and in hand54/58€7k-
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€446k€425k▼
Equity10/15€122k€181k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€491k€491k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€489k€489k=
Profit (loss) carried forward14€-387k€-328k▲
Amounts payable17/49€323k€244k▼
Amounts payable after more than one year17€193k€131k▼
Financial debts170/4€193k€131k▼
Amounts payable within one year42/48€130k€112k▼
Current portion of amounts payable after more than one year42€87k€62k▼
Financial debts43-€337
Credit institutions430/8-€337
Trade debts44-€449
Suppliers440/4-€449
Taxes, remuneration and social security45€24k€31k▲
Taxes450/3€24k€31k▲
Other amounts payable47/48€19k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€40k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€88k€117k▲
Operating profit (loss)9901€41k€71k▲
Financial income75/76B€5k€18k▲
Recurring financial income75€5k€18k▲
Financial charges65/66B€26k€8k▼
Recurring financial charges65€25k€8k▼
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€20k€81k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€10k€59k▲
Profit (loss) for the period to be appropriated9905€10k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-479k€-328k▲
Profit (loss) brought forward from the previous period14P€-489k€-387k▲
Transfer from equity791/2€92k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Equity above €150kEq €181k ▲48%
2 profitable years in a row build equity to €181k.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €173k ▲157%
Operating result €329k, net result €173k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Show earlier events
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2015
05-01
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate compensation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beemden 111840 LonderzeelGround area
3,941 m²
Building footprint
256 m²
Volume, LiDAR
1,649 m³
Parcel 23045E0321/00M000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERBRUGGEN ERIK
since 20072.161.350.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045E0321/00M000 | Flanders | 3,941 m² | 1 · 256 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600YM8BD8NKP7DA86
Similar companies · same sector, comparable size
KADMOS
BE 0890.858.589
Ieper · Eq €181,219
MANECON
BE 0500.453.880
Ronse · Eq €181,217
DESPRIET VENNOOTSCHAPPENBEHEER
BE 0423.259.894
Kortrijk · Eq €181,262
FinFides
BE 0693.997.386
Lint · Eq €181,216
ERBIUM
BE 1001.317.835
Mechelen · Eq €181,203
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.