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VERBROEDERING

Active
Cooperative companyfounded 1920106 yrs activeHeuvelstraat 13, 2620 Hemiksem, BelgiumKBO/BCE: BE 0403.696.479

VERBROEDERING has been active since 1920 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €-873. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
short-term debt: 0% and cash: 98% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 106 years 0 110 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
39 d early
2023
33 d early
2022
31 d early
2021
31 d early
2020
29 d early
2019
91 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€142k▼ 0.6%
2024 · €143k
2018: €153k 2019: €155k 2020: €151k 2021: €149k 2022: €147k 2023: €144k 2024: €143k
2018 → 2025
Total assets
€142k▼ 5.9%
2024 · €151k
2018: €169k 2019: €164k 2020: €160k 2021: €158k 2022: €157k 2023: €152k 2024: €151k
2018 → 2025
Net result
€-873▲ 53.3%
2024 · €-2k
2018: €-5k 2019: €2k 2020: €-4k 2021: €-5k 2022: €-3k 2023: €-2k 2024: €-2k
2018 → 2025
Working capital
€139k▼ 5.6%
2024 · €147k
2018: €168k 2019: €155k 2020: €159k 2021: €154k 2022: €154k 2023: €149k 2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€149k-€147k▼ 1.9%€144k▼ 1.5%€143k▼ 1.3%€142k▼ 0.6%
Operating result€-4k-€-3k▲ 37.9%€-2k▲ 18.9%€-2k▲ 11.3%€-826▲ 57.5%
Net result€-5k-€-3k▲ 38.5%€-2k▲ 21.5%€-2k▲ 15.8%€-873▲ 53.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-6k€-4k€-2k€0Operating result 2021: €-4k€-4kNet result 2021: €-5k€-5kOperating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-2k€-2kNet result 2024: €-2k€-2kOperating result 2025: €-826€-826Net result 2025: €-873€-87320212022202320242025
The operating result stays negative: a loss of €826 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets €3k=
Current assets €139k▼ 6.0%
Key figures and ratios
2025 value · change against 2024
Solvency
100.0%
2024 · 94.6%
Debt / equity
0.00
2024 · 0.06
ROE
-0.6%
2024 · -1.3%
ROA
-0.6%
2024 · -1.2%
Debt
€0
2024 · €8k
Debt ≤ 1 year
€0
2024 · €641
Debt > 1 year
€0
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€151k€142k
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27€3k€3k=
Land and buildings22€3k€3k=
Current assets29/58€148k€139k
Amounts receivable within one year40/41€71€71=
Other amounts receivable41€71€71=
Cash at bank and in hand54/58€148k€139k
Deferred charges and accrued income490/1€114€115
Equity and liabilities
Total equity and liabilities10/49€151k€142k
Equity10/15€143k€142k
Contributions10/11€19k€19k=
Revaluation surpluses12€3k€3k=
Reserves13€81k€81k=
Distributable reserves133€81k€81k=
Profit (loss) carried forward14€40k€39k
Amounts payable17/49€8k€0
Amounts payable after more than one year17€7k€0
Financial debts170/4€7k€0
Amounts payable within one year42/48€641€0
Trade debts44€387€0
Suppliers440/4€387€0
Other amounts payable47/48€253€0
Income statement Code20242025
Other operating charges640/8€590€3k
Gross operating margin9900€-1k€2k
Operating profit (loss)9901€-2k€-826
Financial income75/76B€238€126
Recurring financial income75€238€126
Financial charges65/66B€164€172
Recurring financial charges65€164€172
Profit (loss) for the period before taxes9903€-2k€-873
Profit (loss) for the period9904€-2k€-873
Profit (loss) for the period to be appropriated9905€-2k€-873
Appropriation of the result
Profit (loss) to be appropriated9906€40k€39k
Profit (loss) brought forward from the previous period14P€42k€40k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
22-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity times 8current ratio 152.08
Current ratio from 18.94 to 152.08; short-term debt falls from €9k to €1k.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
23-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 1920
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heuvelstraat 132620 Hemiksem
Ground area
1,639 m²
Building footprint
587 m²
Volume, LiDAR
3,480 m³
Parcel 11018B0042/00K007, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VOLKSHUIS
Heuvelstraat 13, 2620 HemiksemNACE 5530105
since 19202.011.912.137
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11018B0042/00K007 Flanders 1,639 m² 1 · 587 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600IVBTMTXWV6IX46
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 7,351 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCooperative company
Founded25-01-1920
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:verbroederingcv@gmail.com
Enterprise