verbist tools engineering
Activeverbist tools engineering has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €-55k. Equity is growing by ~52.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-78
Solvency68▼-10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.98 in 2024; short-term debt: 56.6% and cash: 31.7% of total assets), but 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
-31.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
29 d early
2022
2 d late
2021
3 d early
2020
1 d early
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€76k▼ 42.1%
2024 · €130k
2019: €12k
2020: €8k
2021: €48k
2022: €67k
2023: €112k
2024: €130k
2019 → 2025
Total assets
€174k▼ 29.8%
2024 · €248k
2019: €134k
2020: €198k
2021: €168k
2022: €215k
2023: €288k
2024: €248k
2019 → 2025
Net result
€-55k
2024 · €19k
2019: €-11k
2020: €-3k
2021: €40k
2022: €19k
2023: €45k
2024: €19k
2019 → 2025
Working capital
€60k▼ 45.8%
2024 · €111k
2019: €3k
2020: €4k
2021: €38k
2022: €51k
2023: €97k
2024: €111k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€67k▲ 39.4%€112k▲ 66.6%€130k▲ 16.8%€76k▼ 42.1%
Operating result€57k-€30k▼ 47.1%€68k▲ 125%€32k▼ 52.5%€-56k
Net result€40k-€19k▼ 52.2%€45k▲ 136%€19k▼ 58.1%€-55k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €56k after €32k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€15k▼ 34.8%
Current assets
€159k▼ 29.3%
Equity and liabilities €174k
Equity
€76k▼ 42.1%
Debt
€99k▼ 16.2%
The debt ratio rises from 47.5% to 56.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-48k▼
2024 · €41k
Cash flow
€-47k▼
2024 · €27k
Solvency
43.4%▼
2024 · 52.5%
Current ratio
1.61▼
2024 · 1.98
Quick ratio
1.37▼
2024 · 1.77
Debt / equity
1.31▲
2024 · 0.90
ROE
-72.7%▼
2024 · 14.4%
ROA
-31.5%▼
2024 · 7.5%
Interest coverage
-31.06▼
2024 · 22.71
Debt
€99k▼
2024 · €118k
Debt ≤ 1 year
€99k▼
2024 · €114k
Income taxes
€372▼
2024 · €12k
Staff costs
€122k▲
2024 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€248k€174k▼
Fixed assets21/28€23k€15k▼
Tangible fixed assets22/27€23k€15k▼
Furniture and vehicles24€17k€10k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€225k€159k▼
Stocks and contracts in progress3€24k€24k▼
Stocks30/36€24k€24k▼
Amounts receivable within one year40/41€98k€77k▼
Trade receivables40€77k€60k▼
Other amounts receivable41€21k€17k▼
Cash at bank and in hand54/58€100k€55k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€248k€174k▼
Equity10/15€130k€76k▼
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€105k€51k▼
Amounts payable17/49€118k€99k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€114k€99k▼
Current portion of amounts payable after more than one year42€8k€4k▼
Trade debts44€33k€23k▼
Suppliers440/4€33k€23k▼
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€7k€5k▼
Remuneration and social security454/9€13k€13k▲
Other amounts payable47/48€52k€53k▲
Accrued charges and deferred income492/3€240-
Income statement
Code20242025
Remuneration, social security and pensions62€119k€122k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€163k€77k▼
Operating profit (loss)9901€32k€-56k▼
Financial income75/76B€526€3k▲
Recurring financial income75€526€3k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€31k€-55k▼
Income taxes67/77€12k€372▼
Profit (loss) for the period9904€19k€-55k▼
Profit (loss) for the period to be appropriated9905€19k€-55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€51k▼
Profit (loss) brought forward from the previous period14P€87k€105k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-55k ▼393%
Net result drops to €-55k, the lowest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €45k ▲136%
Operating result €68k, net result €45k, both a record.
31-03
Financial
Equity above €100kEq €112k ▲66.6%
3 profitable years in a row build equity to €112k.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €40k
Net result €40k after 2 loss-making years.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
18-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 1993
Ground area
1,495 m²
Building footprint
516 m²
Volume, LiDAR
2,927 m³
Parcel 23018E0257/00T002, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
verbist tools engineering
since 19932.060.585.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018E0257/00T002 | Flanders | 1,495 m² | 1 · 516 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 5,102 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1992
Fiscal year end31-03
Abbreviation NL
VTE
Activities, NACEBEL
46649Wholesale of other machinery and equipment
68310Real estate agency activities
68311Real estate activities
70311
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.