VERBA CONSULTING
ActiveSummary
VERBA CONSULTING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.55M and a net result of €241k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-20
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 16.01 against 17.46 in 2024; short-term debt: 6.2% and cash: 3.7% of total assets), and 6.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
14.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
41 d early
2023
9 d late
2022
26 d early
2021
23 d early
2020
54 d early
2019
73 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.55M▲ 18.4%
2024 · €1.31M
2018: €485k
2019: €484k
2020: €516k
2021: €633k
2022: €827k
2023: €1.03M
2024: €1.31M
2018 → 2025
Total assets
€1.66M▲ 17.7%
2024 · €1.41M
2018: €525k
2019: €615k
2020: €655k
2021: €713k
2022: €927k
2023: €1.12M
2024: €1.41M
2018 → 2025
Net result
€241k▼ 14.2%
2024 · €281k
2018: €60k
2019: €80k
2020: €105k
2021: €117k
2022: €194k
2023: €205k
2024: €281k
2018 → 2025
Working capital
€1.55M▲ 17.2%
2024 · €1.32M
2018: €442k
2019: €452k
2020: €494k
2021: €609k
2022: €817k
2023: €1.04M
2024: €1.32M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€633k-€827k▲ 30.7%€1.03M▲ 24.8%€1.31M▲ 27.2%€1.55M▲ 18.4%
Operating result€162k-€246k▲ 51.9%€281k▲ 14.3%€286k▲ 1.6%€294k▲ 3.1%
Net result€117k-€194k▲ 65.5%€205k▲ 5.5%€281k▲ 37.1%€241k▼ 14.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.66M
Fixed assets
€3k ▼ 36.1%
Current assets
€1.65M ▲ 17.9%
Equity and liabilities €1.66M
Equity
€1.55M ▲ 18.4%
Debt
€103k ▲ 8.4%
Debt's share of the balance-sheet total falls from 6.8% to 6.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€298k▲
2024 · €289k
Cash flow
€245k▼
2024 · €284k
Current ratio
16.01▼
2024 · 17.46
Debt to equity
0.07▼
2024 · 0.07
ROE
15.5%▼
2024 · 21.4%
ROA
14.5%▼
2024 · 19.9%
Debt ≤ 1 year
€103k▲
2024 · €80k
Income taxes
€92k▼
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.66M▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€3k€1k▼
Current assets29/58€1.40M€1.65M▲
Amounts receivable within one year40/41€487k€390k▼
Trade receivables40€324k€287k▼
Other amounts receivable41€163k€103k▼
Current investments50/53€850k€1.16M▲
Cash at bank and in hand54/58€44k€62k▲
Deferred charges and accrued income490/1€22k€40k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.66M▲
Equity10/15€1.31M€1.55M▲
Contributions10/11€12k€12k=
Reserves13€1.30M€1.54M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€189k€253k▲
Distributable reserves133€1.11M€1.29M▲
Amounts payable17/49€95k€103k▲
Amounts payable within one year42/48€80k€103k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€75k€90k▲
Taxes450/3€71k€88k▲
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€2k€8k▲
Accrued charges and deferred income492/3€15k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€291k€300k▲
Operating profit (loss)9901€286k€294k▲
Financial income75/76B€90k€39k▼
Recurring financial income75€90k€39k▼
Financial charges65/66B€844-
Recurring financial charges65€844-
Profit (loss) for the period before taxes9903€375k€333k▼
Income taxes67/77€95k€92k▼
Profit (loss) for the period9904€281k€241k▼
Transfer to tax-exempt reserves689€63k€63k=
Profit (loss) for the period to be appropriated9905€218k€178k▼
Appropriation of the result
Profit (loss) to be appropriated9906€218k€178k▼
Transfer to equity691/2€218k€178k▼
To other reserves6921€218k€178k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €281k ▲37.1%
Net result €281k, the highest in the series.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Equity above €1MEq €1.03M ▲24.8%
6 profitable years in a row build equity to €1.03M.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €516k ▲6.6%
3 profitable years in a row build equity to €516k.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Brugseweg 2518460 OudenburgGround area
3,092 m²
Building footprint
184 m²
Volume, LiDAR
1,455 m³
Parcel 35015A0494/00E000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VERBA CONSULTING
since 20122.204.939.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35015A0494/00E000 | Flanders | 3,092 m² | 1 · 184 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ET Consulting
BE 0878.273.533
Schilde · Eq €1,553,355
J & P AUTO EXPLOITATIEBEDRIJF
BE 0474.059.289
Hoogstraten · Eq €1,553,219
Baneth Consulting
BE 0842.836.562
Waterloo · Eq €1,553,214
Tizz
BE 0887.019.963
Bekkevoort · Eq €1,553,620
OXYGEN
BE 0553.769.535
Lokeren · Eq €1,553,833
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 22,996 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.