VERATO
ActiveSummary
VERATO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €116k. Its solvency ranks better than 50% of 3136 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.17; short-term debt: 67.3% and cash: 53.6% of total assets), and 67.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
48.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€78k
Total assets
€240k
Net result
€116k
Working capital
€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €240k
Fixed assets
€51k
Current assets
€189k
Equity and liabilities €240k
Equity
€78k
Debt
€161k
Debt finances 67.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€140k
Cash flow
€117k
Current ratio
1.17
Debt to equity
2.06
ROE
148.4%
ROA
48.5%
Interest coverage
76.93
Debt ≤ 1 year
€161k
Income taxes
€22k
Staff costs
€59k
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet
Code2025
Assets
Total assets20/58€240k
Fixed assets21/28€51k
Tangible fixed assets22/27€51k
Furniture and vehicles24€51k
Current assets29/58€189k
Amounts receivable within one year40/41€61k
Trade receivables40€55k
Other amounts receivable41€5k
Cash at bank and in hand54/58€129k
Equity and liabilities
Total equity and liabilities10/49€240k
Equity10/15€78k
Contributions10/11€2k
Reserves13€76k
Distributable reserves133€76k
Profit (loss) carried forward14€0
Amounts payable17/49€161k
Amounts payable within one year42/48€161k
Trade debts44€74k
Suppliers440/4€74k
Taxes, remuneration and social security45€47k
Taxes450/3€42k
Remuneration and social security454/9€5k
Other amounts payable47/48€40k
Income statement
Code2025
Remuneration, social security and pensions62€59k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93
Other operating charges640/8€2k
Gross operating margin9900€201k
Operating profit (loss)9901€140k
Financial income75/76B€32
Recurring financial income75€32
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€138k
Income taxes67/77€22k
Profit (loss) for the period9904€116k
Profit (loss) for the period to be appropriated9905€116k
Appropriation of the result
Profit (loss) to be appropriated9906€116k
Transfer to equity691/2€76k
To other reserves6921€76k
Profit to be distributed694/7€40k
Directors or managers695€40k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2025
Ground area
1,959 m²
Building footprint
524 m²
Volume, LiDAR
2,606 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bergstraat 43A, 2861 Sint-Katelijne-Waver
since 20252.368.467.905
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027D0481/00R000 | Flanders | 1,764 m² | 1 · 330 m² | 8.3 m · 2 fl. |
| 12027E0134/00K000 | Flanders | 195 m² | 1 · 195 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Katelijne-Waver2.368.467.905
Similar companies · same sector, comparable size
OUROBOUROS
BE 0895.285.947
Zwalm · Eq €78,632
't Neerhof Agri
BE 0799.719.072
Pittem · Eq €78,327
Karakuzu
BE 0791.323.228
Antwerpen · Eq €76,950
FERME D'YVOIR
BE 0820.986.521
Sombreffe · Eq €80,159
BARVER
BE 0468.284.227
Rumst · Eq €80,348
Of 3,622 companies in sector 01130 we hold annual accounts for 789. 455 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
46319Wholesale of fruit and vegetables, excluding potatoes
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.