VEN-IMMO ZOLDER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €14.15M and a net result of €708k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 2394 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
92 d early
2023
111 d late
2022
233 d late
2021
85 d late
2020
151 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€14.15M▲ 5.3%
2024 · €13.44M
2018: €10.11M
2019: €10.70M
2020: €11.31M
2021: €11.83M
2022: €12.40M
2023: €13.00M
2024: €13.44M
2018 → 2025
Net result
€708k▲ 62.5%
2024 · €436k
2018: €319k
2019: €597k
2020: €591k
2021: €524k
2022: €564k
2023: €605k
2024: €436k
2018 → 2025
Total assets
€14.45M▲ 4.0%
2024 · €13.89M
2018: €12.13M
2019: €12.04M
2020: €12.52M
2021: €12.66M
2022: €13.02M
2023: €13.94M
2024: €13.89M
2018 → 2025
Solvency
97.9%▲ 1.2pp
2024 · 96.8%
2018: 83.3%
2019: 88.9%
2020: 90.3%
2021: 93.5%
2022: 95.3%
2023: 93.3%
2024: 96.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.02M-€1.10M▲ 7.4%€1.13M▲ 3.0%€1.17M▲ 3.9%€1.21M▲ 2.8%
Equity€11.83M-€12.40M▲ 4.8%€13.00M▲ 4.9%€13.44M▲ 3.4%€14.15M▲ 5.3%
Operating result€619k-€655k▲ 5.9%€663k▲ 1.2%€695k▲ 4.9%€774k▲ 11.3%
Net result€524k-€564k▲ 7.7%€605k▲ 7.3%€436k▼ 28.0%€708k▲ 62.5%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.45M
Fixed assets
€3.13M▼ 7.8%
Current assets
€11.31M▲ 7.8%
Equity and liabilities €14.45M
Equity
€14.15M▲ 5.3%
Provisions
€41k▼ 14.8%
Debt
€257k▼ 36.2%
The debt ratio falls from 2.9% to 1.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
97.9%▲
2024 · 96.8%
ROE
5.0%▲
2024 · 3.2%
ROA
4.9%▲
2024 · 3.1%
Debt
€257k▼
2024 · €403k
Debt ≤ 1 year
€220k▼
2024 · €254k
Debt > 1 year
€30k▼
2024 · €146k
Income taxes
€240k▼
2024 · €430k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13.89M€14.45M▲
Fixed assets21/28€3.40M€3.13M▼
Tangible fixed assets22/27€3.39M€3.12M▼
Land and buildings22€3.37M€3.03M▼
Plant, machinery and equipment23€18k€15k▼
Assets under construction and advance payments27-€71k
Financial fixed assets28€11k€11k=
Other financial fixed assets284/8€11k€11k=
Amounts receivable and cash guarantees285/8€11k€11k=
Current assets29/58€10.49M€11.31M▲
Amounts receivable after more than one year29-€9.01M
Other amounts receivable291-€9.01M
Stocks and contracts in progress3€1.26M€1.26M=
Stocks30/36€1.26M€1.26M=
Property held for sale35€1.26M€1.26M=
Amounts receivable within one year40/41€8.68M€177k▼
Trade receivables40€177k€177k=
Other amounts receivable41€8.50M-
Cash at bank and in hand54/58€537k€863k▲
Deferred charges and accrued income490/1€16k-
Equity and liabilities
Total equity and liabilities10/49€13.89M€14.45M▲
Equity10/15€13.44M€14.15M▲
Contributions10/11€3.24M€3.24M=
Capital10€3.24M€3.24M=
Issued capital100€3.24M€3.24M=
Reserves13€10.20M€10.91M▲
Non-distributable reserves130/1€324k€324k=
Legal reserve130€324k€324k=
Tax-exempt reserves132€649k€969k▲
Distributable reserves133€9.23M€9.62M▲
Provisions and deferred taxes16€48k€41k▼
Deferred taxes168€48k€41k▼
Amounts payable17/49€403k€257k▼
Amounts payable after more than one year17€146k€30k▼
Financial debts170/4€145k€29k▼
Credit institutions173€145k€29k▼
Trade debts175€330€330=
Suppliers1750€330€330=
Amounts payable within one year42/48€254k€220k▼
Current portion of amounts payable after more than one year42€115k€116k▲
Trade debts44€81k€95k▲
Suppliers440/4€81k€95k▲
Taxes, remuneration and social security45€58k€9k▼
Taxes450/3€58k€9k▼
Accrued charges and deferred income492/3€4k€8k▲
Income statement
Code20242025
Operating income70/76A€1.19M€1.25M▲
Turnover70€1.17M€1.21M▲
Other operating income74€15k€38k▲
Non-recurring operating income76A-€5k
Operating charges60/66A€494k€475k▼
Purchases600/8€18k-
Change in stocks: decrease (increase)609€-18k-
Services and other goods61€97k€87k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€339k€337k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k-
Other operating charges640/8€51k€51k▲
Operating profit (loss)9901€695k€774k▲
Financial income75/76B€170k€171k▲
Recurring financial income75€170k€171k▲
Income from financial fixed assets750€2k-
Income from current assets751€167k€171k▲
Other financial income752/9€375-
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Debt charges650€5k€3k▼
Other financial charges652/9€1k€1k▼
Profit (loss) for the period before taxes9903€859k€941k▲
Transfer from deferred taxes780€7k€7k=
Income taxes67/77€430k€240k▼
Taxes670/3€430k€240k▼
Profit (loss) for the period9904€436k€708k▲
Transfer from tax-exempt reserves789€232k€21k▼
Transfer to tax-exempt reserves689€211k€341k▲
Profit (loss) for the period to be appropriated9905€457k€388k▼
Appropriation of the result
Profit (loss) to be appropriated9906€457k€388k▼
Transfer to equity691/2€457k€388k▼
To other reserves6921€457k€388k▼
The notes to these accounts (37 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €708k ▲62.5%
Net result €708k, the highest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity triplescurrent ratio 41.38
Current ratio from 16.53 to 41.38; short-term debt falls from €618k to €254k.
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 111 days late
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 233 days late
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 85 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 27.75
Current ratio from 12.97 to 27.75; short-term debt falls from €537k to €267k.
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 151 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Conservenweg 9G2940 StabroekGround area
1.1 ha
Building footprint
3,685 m²
Volume, LiDAR
22,123 m³
Parcel 11044C0128/00C000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VEN-IMMO ZOLDER
since 20162.255.416.086
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11044C0128/00C000 | Flanders | 1.1 ha | 1 · 3,685 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 5,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-07-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.