VEMO Solutions

Active

Private limited companyfounded 20214 yrs activeRietstraat 7A, 8430 Middelkerke, BelgiumKBO/BCE: BE 0778.920.490

The computed 12-month bankruptcy probability of VEMO Solutions is 2.0% (moderate). The 2025 annual accounts show equity of €130k and a net result of €127k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 30% of 7760 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

64 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency53▲+2

Growth78=

Track record94

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days acceptable

Liquidity tight (current ratio 1.14 against 1.17 in 2024; short-term debt: 59.2% and cash: 22.1% of total assets), and 72.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

27.9%

Return on assets

27.1%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

on the day

2022

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€130k▲ 14.9%

2024 · €114k

2022: €84k 2023: €84k 2024: €114k

2022 → 2025

Total assets

€468k▲ 5.2%

2024 · €445k

2022: €170k 2023: €290k 2024: €445k

2022 → 2025

Net result

€127k▼ 20.4%

2024 · €159k

2022: €78k 2023: €38k 2024: €159k

2022 → 2025

Working capital

€39k▲ 2.7%

2024 · €38k

2022: €79k 2023: €77k 2024: €38k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€84k-€84k=€114k▲ 35.0%€130k▲ 14.9%

Operating result€94k-€36k▼ 61.8%€168k▲ 366%€133k▼ 20.6%

Net result€78k-€38k▼ 51.3%€159k▲ 319%€127k▼ 20.4%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 21% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €468k

32.5%

67.5%

Fixed assets €152k▼ 16.4%

Current assets €316k▲ 20.2%

Equity and liabilities €468k

27.9%

72.1%

Equity €130k▲ 14.9%

Debt €338k▲ 1.9%

The debt ratio falls from 74.5% to 72.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€178k▼

2024 · €195k

Cash flow

€171k▼

2024 · €187k

Solvency

27.9%▲

2024 · 25.5%

Current ratio

1.14▼

2024 · 1.17

Quick ratio

0.73▲

2024 · 0.72

Debt / equity

2.59▼

2024 · 2.92

ROE

97.3%▼

2024 · 140.4%

ROA

27.1%▼

2024 · 35.8%

Interest coverage

23.53▼

2024 · 25.14

Debt

€338k▲

2024 · €332k

Debt ≤ 1 year

€277k▲

2024 · €225k

Debt > 1 year

€61k▼

2024 · €107k

Income taxes

€7k▼

2024 · €7k

Staff costs

€137k▲

2024 · €55k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€445k€468k▲

Fixed assets21/28€182k€152k▼

Tangible fixed assets22/27€182k€152k▼

Plant, machinery and equipment23€48k€46k▼

Furniture and vehicles24€37k€26k▼

Leasing and similar rights25€97k€76k▼

Other tangible fixed assets26-€3k

Current assets29/58€263k€316k▲

Stocks and contracts in progress3€101k€113k▲

Stocks30/36€101k€113k▲

Amounts receivable within one year40/41€93k€97k▲

Trade receivables40€67k€65k▼

Other amounts receivable41€26k€32k▲

Cash at bank and in hand54/58€66k€104k▲

Deferred charges and accrued income490/1€2k€3k▲

Equity and liabilities

Total equity and liabilities10/49€445k€468k▲

Equity10/15€114k€130k▲

Contributions10/11€6k€6k=

Profit (loss) carried forward14€108k€124k▲

Amounts payable17/49€332k€338k▲

Amounts payable after more than one year17€107k€61k▼

Financial debts170/4€107k€61k▼

Amounts payable within one year42/48€225k€277k▲

Current portion of amounts payable after more than one year42€44k€46k▲

Trade debts44€42k€113k▲

Suppliers440/4€42k€113k▲

Taxes, remuneration and social security45€7k€7k▼

Taxes450/3€7k€7k▼

Other amounts payable47/48€132k€112k▼

Income statement Code20242025

Remuneration, social security and pensions62€55k€137k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€45k▲

Other operating charges640/8€4k€5k▲

Gross operating margin9900€254k€320k▲

Operating profit (loss)9901€168k€133k▼

Financial income75/76B€6k€8k▲

Recurring financial income75€6k€8k▲

Financial charges65/66B€8k€8k▼

Recurring financial charges65€8k€8k▼

Profit (loss) for the period before taxes9903€167k€134k▼

Income taxes67/77€7k€7k▼

Profit (loss) for the period9904€159k€127k▼

Profit (loss) for the period to be appropriated9905€159k€127k▼

Appropriation of the result

Profit (loss) to be appropriated9906€238k€234k▼

Profit (loss) brought forward from the previous period14P€78k€108k▲

Profit to be distributed694/7€130k€110k▼

Directors or managers695€130k€110k▼

Social balance

Average headcount (FTE)9087-2.1

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €159k ▲319%

Operating result €168k, net result €159k, both a record.

31-12

Financial Equity above €100kEq €114k ▲35%

3 profitable years in a row build equity to €114k.

31-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €38k ▼51.3%

Net result drops to €38k, the lowest in the series; recovery starts the following year.

31-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Middelkerke · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rietstraat 7A8430 Middelkerke

Ground area

3,344 m²

Building footprint

199 m²

Parcel 35011A0416/00N000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.

1 establishment unit

VEMO Solutions

Rietstraat 7A, 8430 MiddelkerkeGeneral electrical installation work

since 20222.325.934.195

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35011A0416/00N000	Flanders	3,344 m²	1 · 199 m²	0.1 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 1,885 EUR awarded · 839 EUR paid

Year	Entries	awarded	paid
2025	1	605 EUR	605 EUR
2024	1	420 EUR	234 EUR
2023	1	486 EUR	0 EUR
2022	1	374 EUR	0 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

4 entries · 1,885 EUR · 839 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Puurs-Sint-Amands · Eq €130k

Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,922 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-12-2021

Fiscal year end31-12

Activities, NACEBEL

43222Installation of electric heating, air conditioning, cooling and ventilation

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.