Vema

Active

Private limited companyfounded 20241 yr activeStift 14, 3960 Bree, BelgiumKBO/BCE: BE 1017.596.910

Vema has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €27k. Its solvency ranks better than 64% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

92 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency92

Growth-

Track record67

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days acceptable

Liquidity ample (current ratio 2.05; short-term debt: 32.6% and cash: 66.2% of total assets), and 32.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

67.4%

Return on assets

60.7%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

2 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

€100k

EBIT margin

36.2%

Net result

€27k

Working capital

€15k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition

Assets €45k

33.3%

66.7%

Fixed assets €15k

Current assets €30k

Equity and liabilities €45k

67.4%

32.6%

Equity €30k

Debt €15k

Debt finances 32.6% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€44k

Cash flow

€35k

Solvency

67.4%

Current ratio

2.05

Quick ratio

2.05

Debt / equity

0.48

ROE

90.0%

ROA

60.7%

Interest coverage

537.00

Debt

€15k

Debt ≤ 1 year

€15k

Income taxes

€9k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€45k

Fixed assets21/28€15k

Tangible fixed assets22/27€15k

Furniture and vehicles24€15k

Current assets29/58€30k

Amounts receivable within one year40/41€215

Trade receivables40€0

Other amounts receivable41€215

Cash at bank and in hand54/58€30k

Equity and liabilities

Total equity and liabilities10/49€45k

Equity10/15€30k

Contributions10/11€3k

Outside capital11€3k

Other1109/19€3k

Reserves13€27k

Distributable reserves133€27k

Amounts payable17/49€15k

Amounts payable within one year42/48€15k

Trade debts44€1k

Suppliers440/4€1k

Taxes, remuneration and social security45€14k

Taxes450/3€14k

Income statement Code2025

Turnover70€100k

Non-recurring operating income76A€445

Goods, raw materials, services and sundry goods60/61€57k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k

Other operating charges640/8€248

Gross operating margin9900€44k

Operating profit (loss)9901€36k

Financial charges65/66B€81

Recurring financial charges65€81

Profit (loss) for the period before taxes9903€36k

Income taxes67/77€9k

Profit (loss) for the period9904€27k

Profit (loss) for the period to be appropriated9905€27k

Appropriation of the result

Profit (loss) to be appropriated9906€27k

Transfer to equity691/2€27k

To other reserves6921€27k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

02-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 2 days late

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Bree · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stift 143960 Bree

Ground area

166 m²

Building footprint

87 m²

Volume, LiDAR

556 m³