VEBA Consulting
ActiveVEBA Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €82k. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 59% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.86 in 2024; short-term debt: 32.1% and cash: 45.1% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
34.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
74 d early
2024
142 d early
2023
36 d early
2022
103 d early
2021
40 d early
2020
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 15.4%
2024 · €140k
2020: €44k
2021: €94k
2022: €143k
2023: €90k
2024: €140k
2020 → 2025
Total assets
€239k▲ 36.9%
2024 · €174k
2020: €64k
2021: €132k
2022: €188k
2023: €255k
2024: €174k
2020 → 2025
Net result
€82k▲ 16.6%
2024 · €70k
2020: €38k
2021: €50k
2022: €49k
2023: €62k
2024: €70k
2020 → 2025
Working capital
€58k▲ 98.3%
2024 · €29k
2020: €44k
2021: €94k
2022: €140k
2023: €-16k
2024: €29k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€143k▲ 51.3%€90k▼ 36.7%€140k▲ 55.3%€162k▲ 15.4%
Operating result€65k-€68k▲ 4.7%€84k▲ 23.2%€95k▲ 13.1%€107k▲ 13.3%
Net result€50k-€49k▼ 3.7%€62k▲ 28.8%€70k▲ 12.1%€82k▲ 16.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€105k▼ 6.2%
Current assets
€134k▲ 113%
Equity and liabilities €239k
Equity
€162k▲ 15.4%
Debt
€77k▲ 126%
The debt ratio rises from 19.4% to 32.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€114k▲
2024 · €101k
Cash flow
€89k▲
2024 · €77k
Solvency
67.9%▼
2024 · 80.6%
Current ratio
1.75▼
2024 · 1.86
Quick ratio
1.75▼
2024 · 1.86
Debt / equity
0.47▲
2024 · 0.24
ROE
50.4%▲
2024 · 49.9%
ROA
34.2%▼
2024 · 40.2%
Interest coverage
181.66▲
2024 · 155.57
Debt
€77k▲
2024 · €34k
Debt ≤ 1 year
€77k▲
2024 · €34k
Income taxes
€25k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€174k€239k▲
Fixed assets21/28€111k€105k▼
Tangible fixed assets22/27€111k€105k▼
Land and buildings22€93k€89k▼
Plant, machinery and equipment23€1k€612▼
Furniture and vehicles24€17k€15k▼
Current assets29/58€63k€134k▲
Amounts receivable within one year40/41€44k€24k▼
Trade receivables40€23k€22k▼
Other amounts receivable41€21k€1k▼
Cash at bank and in hand54/58€16k€108k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€174k€239k▲
Equity10/15€140k€162k▲
Contributions10/11€6k€6k=
Reserves13€134k€156k▲
Distributable reserves133€134k€156k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€34k€77k▲
Amounts payable within one year42/48€34k€77k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Other amounts payable47/48€20k€60k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€982€931▼
Gross operating margin9900€102k€115k▲
Operating profit (loss)9901€95k€107k▲
Financial income75/76B€739€65▼
Recurring financial income75€739€65▼
Financial charges65/66B€651€628▼
Recurring financial charges65€651€628▼
Profit (loss) for the period before taxes9903€95k€107k▲
Income taxes67/77€25k€25k▲
Profit (loss) for the period9904€70k€82k▲
Profit (loss) for the period to be appropriated9905€70k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€70k€82k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€50k€22k▼
To other reserves6921€50k€22k▼
Profit to be distributed694/7€20k€60k▲
Return on contributions (dividend)694€20k€60k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €82k ▲16.6%
Operating result €107k, net result €82k, both a record.
31-12
Financial
Equity above €150kEq €162k ▲15.4%
6 profitable years in a row build equity to €162k.
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.86
Current ratio from 0.90 to 1.86; short-term debt falls from €164k to €34k.
31-12
Financial
Equity above €100kEq €140k ▲55.3%
5 profitable years in a row build equity to €140k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €143k ▲51.3%
3 profitable years in a row build equity to €143k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hugo Verrieststraat 199100 Sint-NiklaasGround area
300 m²
Building footprint
89 m²
Volume, LiDAR
524 m³
Parcel 46021A0985/00E002, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VEBA Consulting BV
since 20202.297.642.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0985/00E002 | Flanders | 300 m² | 1 · 89 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JODAR CONSULTING
BE 1016.850.208
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NECESS
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SPRA Consulting
BE 0801.896.624
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Schreuer Consultancy
BE 0732.818.370
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IG DATA CONSULTING
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.