VdS-architect · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VdS-architect is 0.2% (very low). The 2024 annual accounts show equity of €297k and a net result of €82k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 302 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	27-06-2025	34 d early	2025-00201809
31-12-2023	31-07-2024	28-06-2024	33 d early	2024-00191474
31-12-2022	31-07-2023	30-08-2023	30 d late	2023-00380708
31-12-2021	31-07-2022	07-09-2022	38 d late	2022-20422183
31-12-2020	31-07-2021	25-06-2021	36 d early	2021-24600273
31-12-2019	31-07-2020	29-06-2020	32 d early	2020-22000110
31-12-2018	31-07-2019	26-07-2019	5 d early	2019-40000257
31-12-2017	31-07-2018	20-07-2018	11 d early	2018-35400449
31-12-2016	31-07-2017	21-06-2017	40 d early	2017-19300302
31-12-2015	31-07-2016	22-06-2016	39 d early	2016-20300198

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2009, 17 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€82k+192.2%

Working capital€195k-2.7%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 27-06-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~6.2%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	61.3%	36.1%	better than 73% of 302 sector peers
Net result	€82k	€14k	better than 80% of 302 sector peers
Equity	€297k	€89k	better than 74% of 302 sector peers
Gross operating margin	€134k	€74k	better than 63% of 300 sector peers
Total assets	€485k	€384k	better than 57% of 302 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P73

Stable position over 2020-2024 · n=76-302

Net result P80

Improving position over 2020-2024 · n=76-302

Equity P74

Stable position over 2020-2024 · n=76-302

Gross operating margin P63

Stable position over 2020-2024 · n=76-300

Describes the position versus peers, not a forecast.

EBITDA

€132k

+103.2% 18-24

Net profit

€82k

+192.2% 18-24

Cash flow

€103k

+102.3% 18-24

Total assets

€485k

+15.6% 18-24

Equity

€297k

+8.6% 18-24

Working capital

€195k

-2.7% 18-24

Income taxes

€25k

+243.7% 18-24

Dividends

€39k

+443.4% 18-24

Debt

€187k

+28.9% 18-24

Debt ≤ 1y

€104k

+354.5% 18-24

Debt > 1y

€83k

-31.7% 18-24

Current ratio

2.87

-70.5% 18-24

Quick ratio

2.87

-70.5% 18-24

Solvency

61.3%

-6.1% 18-24

Debt / equity

0.63

+18.7% 18-24

ROE

27.7%

+169.1% 18-24

ROA

17.0%

+152.7% 18-24

Interest coverage

19.25

+132.1% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€132k
Net profit	€82k
Cash flow	€103k
Staff costs	-
Income taxes	€25k
Dividends	€39k
Total assets	€485k
Equity	€297k
Debt	€187k
of which ≤ 1y	€104k
of which > 1y	€83k
Working capital	€195k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	2.87
Quick ratio	2.87
Working capital ratio	40.3%
Solvency	61.3%
Debt / equity	0.63
Long-term debt ratio	0.28
Interest coverage	19.25
Gross margin	-
Net margin	-
ROA	17.0%
ROE	27.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €185k · 38.2% Current assets €300k · 61.9%

Equity & liabilities

Equity €297k · 61.3% Debt €187k · 38.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€485k
Fixed assets	21/28	€185k
Tangible fixed assets	22/27	€185k
Current assets	29/58	€300k
Amounts receivable within one year	40/41	€47k
Investments	50/53	€40k
Cash & bank	54/58	€194k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€485k
Equity	10/15	€297k
Contributions / capital	10/11	€14k
Reserves	13	€283k
Amounts payable	17/49	€187k
Amounts payable after one year	17	€83k
Amounts payable within one year	42/48	€104k
Trade debts payable within one year	44	€18k
Income statement
Gross operating margin	9900	€134k
Operating result	9901	€112k
Financial income	75	€2k
Financial charges	65	€7k
Result before taxes	9903	€107k
Income taxes	67/77	€25k
Net result for the period	9904	€82k
Result to be appropriated	9905	€82k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director

Current directors & mandates

VAN DER SCHOOT Dave
Director
State Gazette act 23310011 (01-02-2023)

Current
01-02-2023 → present
2 events
- 01-02-2023 Resigned· Director
- 01-02-2023 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Activiteiten van bouwarchitecten(71111)
Legal form	Private limited company(610)
Incorporation	14-01-2009
Status	Active
Postal code	2340

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hazenstraat 72340 Beerse

Establishment units

1 location

VdS-architect

Hazenstraat 7, 2340 BeerseActiviteiten van bouwarchitecten

since 20092.187.573.791

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area3,145 m²

Buildings1

Building footprint270 m²

Volume (LiDAR)1,261 m³

Tallest building6.6 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13004E0001/00R085	Flanders	3,145 m²	1 · 270 m²	6.6 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 3 years ago

2023

01-02-2023 1 director appointed, 1 resigning Director changes·Tania PORTIER

VAN DER SCHOOT Dave, Bestuurder
VAN DER SCHOOT Dave, Bestuurder

Notary: Tania PORTIER · MalleFirm: Notariaat Nouwkens & Portier

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

95 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 99

Growth 78

Stability 100

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