VDM Technology
ActiveVDM Technology has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €29k. Equity is growing by ~73.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.52 against 3.01 in 2024; short-term debt: 16.2% and cash: 72.6% of total assets), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.8%
Return on assets
32.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
133 d early
2024
14 d early
2023
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 61.1%
2024 · €46k
2023: €6k
2024: €46k
2023 → 2025
Total assets
€89k▲ 31.0%
2024 · €68k
2023: €14k
2024: €68k
2023 → 2025
Net result
€29k▼ 27.4%
2024 · €40k
2023: €2k
2024: €40k
2023 → 2025
Working capital
€51k▲ 16.6%
2024 · €44k
2023: €4k
2024: €44k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€6k-€46k▲ 653%€75k▲ 61.1%
Operating result€3k-€51k▲ 1,936%€38k▼ 25.1%
Net result€2k-€40k▲ 2,321%€29k▼ 27.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€24k▲ 770%
Current assets
€65k=
Equity and liabilities €89k
Equity
€75k▲ 61.1%
Debt
€14k▼ 33.4%
The debt ratio falls from 31.9% to 16.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▼
2024 · €52k
Cash flow
€40k▼
2024 · €41k
Solvency
83.8%▲
2024 · 68.1%
Current ratio
4.52▲
2024 · 3.01
Quick ratio
4.52▲
2024 · 3.01
Debt / equity
0.19▼
2024 · 0.47
ROE
39.1%▼
2024 · 86.7%
ROA
32.7%▼
2024 · 59.1%
Interest coverage
364.47▼
2024 · 408.84
Debt
€14k▼
2024 · €22k
Debt ≤ 1 year
€14k▼
2024 · €22k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€89k▲
Fixed assets21/28€3k€24k▲
Tangible fixed assets22/27€3k€24k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24-€22k
Current assets29/58€65k€65k=
Amounts receivable within one year40/41€153€189▲
Other amounts receivable41€153€189▲
Current investments50/53€976-
Cash at bank and in hand54/58€64k€65k▲
Deferred charges and accrued income490/1-€419
Equity and liabilities
Total equity and liabilities10/49€68k€89k▲
Equity10/15€46k€75k▲
Contributions10/11€5k€5k=
Reserves13€42k€70k▲
Distributable reserves133€42k€70k▲
Amounts payable17/49€22k€14k▼
Amounts payable within one year42/48€22k€14k▼
Trade debts44€653€602▼
Suppliers440/4€653€602▼
Taxes, remuneration and social security45€17k€12k▼
Taxes450/3€17k€12k▼
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€11k▲
Other operating charges640/8-€1k
Gross operating margin9900€52k€50k▼
Operating profit (loss)9901€51k€38k▼
Financial income75/76B-€8
Recurring financial income75-€8
Financial charges65/66B€128€134▲
Recurring financial charges65€128€134▲
Profit (loss) for the period before taxes9903€51k€38k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€40k€29k▼
Profit (loss) for the period to be appropriated9905€40k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€29k▼
Transfer from equity791/2-€859
Transfer to equity691/2€40k€29k▼
To other reserves6921€40k€29k▼
Profit to be distributed694/7-€859
Return on contributions (dividend)694-€859
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €40k ▲2321%
Operating result €51k, net result €40k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Kluyskensstraat 219000 GentGround area
137 m²
Building footprint
97 m²
Volume, LiDAR
887 m³
Parcel 44806F0661/00R000, Flanders · tallest building 17.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VDM Technology
since 20222.330.233.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0661/00R000 | Flanders | 137 m² | 1 · 97 m² | 17.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,895 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.