VDlaW · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VDlaW is 0.3% (very low). The 2024 annual accounts show equity of €214k and a net result of €74k. Its solvency ranks better than 53% of 4826 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	01-07-2025	30 d early	2025-00204368
31-12-2023	31-07-2024	16-07-2024	15 d early	2024-00247710
31-12-2022	31-07-2023	07-07-2023	24 d early	2023-00212169
31-12-2021	31-07-2022	28-06-2022	33 d early	2022-20097588

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€74k+165.8%

Working capital€136k+137.1%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	63.3%	61.0%	better than 53% of 4826 sector peers
Net result	€74k	€33k	better than 80% of 4823 sector peers
Equity	€214k	€59k	better than 88% of 4826 sector peers
Gross operating margin	€130k	€56k	better than 82% of 4821 sector peers
Total assets	€338k	€117k	better than 85% of 4826 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€129k

+115.9% 23-24

Net profit

€74k

+165.8% 23-24

Cash flow

€94k

+102.9% 23-24

Total assets

€338k

+30.9% 23-24

Equity

€214k

+53.2% 23-24

Working capital

€136k

+137.1% 23-24

Income taxes

€33k

+157.1% 23-24

Debt

€124k

+4.6% 23-24

Show 9 other metrics

Debt ≤ 1y

€118k

+18.9% 23-24

Debt > 1y

€6k

-69.1% 23-24

Current ratio

2.15

+36.3% 23-24

Quick ratio

2.15

+36.3% 23-24

Solvency

63.3%

+17.0% 23-24

Debt / equity

0.58

-31.7% 23-24

ROE

34.7%

+73.5% 23-24

ROA

22.0%

+103.1% 23-24

Interest coverage

66.83

-17.4% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€129k
Net profit	€74k
Cash flow	€94k
Staff costs	-
Income taxes	€33k
Dividends	-
Total assets	€338k
Equity	€214k
Debt	€124k
of which ≤ 1y	€118k
of which > 1y	€6k
Working capital	€136k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	2.15
Quick ratio	2.15
Working capital ratio	40.1%
Solvency	63.3%
Debt / equity	0.58
Long-term debt ratio	0.03
Interest coverage	66.83
Gross margin	-
Net margin	-
ROA	22.0%
ROE	34.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €84k · 25.0% Current assets €254k · 75.1%

Equity & liabilities

Equity €214k · 63.3% Debt €124k · 36.7%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€338k
Fixed assets	21/28	€84k
Tangible fixed assets	22/27	€84k
Current assets	29/58	€254k
Amounts receivable within one year	40/41	€116k
Investments	50/53	€53k
Cash & bank	54/58	€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€338k
Equity	10/15	€214k
Contributions / capital	10/11	€5k
Reserves	13	€209k
Amounts payable	17/49	€124k
Amounts payable after one year	17	€6k
Amounts payable within one year	42/48	€118k
Trade debts payable within one year	44	€648
Income statement
Gross operating margin	9900	€130k
Operating result	9901	€109k
Financial income	75	€0
Financial charges	65	€2k
Result before taxes	9903	€108k
Income taxes	67/77	€33k
Net result for the period	9904	€74k
Result to be appropriated	9905	€74k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

VDlaW

Junolaan 18, 2900 SchotenActiviteiten van advocaten

since 20212.310.959.375

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,054 m²

Buildings1

Building footprint173 m²

Volume (LiDAR)893 m³

Tallest building9.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11040A0032/00C071	Flanders	1,054 m²	1 · 173 m²	9.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.