VDK CONSOL
ActiveSummary
VDK CONSOL has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293k and a net result of €55k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 58% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+10
Solvency86▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.24 in 2024; short-term debt: 22.2% and cash: 18% of total assets), and 39.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
11.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
1 d early
2023
on the day
2022
18 d late
2021
30 d late
2020
18 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€293k▲ 14.9%
2024 · €255k
2018: €162k
2019: €179k
2020: €210k
2021: €238k
2022: €264k
2023: €304k
2024: €255k
2018 → 2025
Total assets
€482k▲ 13.0%
2024 · €426k
2018: €183k
2019: €187k
2020: €248k
2021: €251k
2022: €406k
2023: €441k
2024: €426k
2018 → 2025
Net result
€55k▲ 246%
2024 · €16k
2018: €27k
2019: €17k
2020: €31k
2021: €27k
2022: €26k
2023: €41k
2024: €16k
2018 → 2025
Working capital
€135k▲ 42.1%
2024 · €95k
2018: €129k
2019: €154k
2020: €193k
2021: €219k
2022: €98k
2023: €142k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€238k-€264k▲ 11.0%€304k▲ 15.4%€255k▼ 16.2%€293k▲ 14.9%
Operating result€40k-€39k▼ 2.2%€61k▲ 57.3%€48k▼ 22.1%€70k▲ 45.9%
Net result€27k-€26k▼ 4.8%€41k▲ 55.9%€16k▼ 60.8%€55k▲ 246%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482k
Fixed assets
€240k ▼ 5.9%
Current assets
€242k ▲ 41.0%
Equity and liabilities €482k
Equity
€293k ▲ 14.9%
Debt
€189k ▲ 10.1%
Debt's share of the balance-sheet total falls from 40.2% to 39.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k▲
2024 · €63k
Cash flow
€70k▲
2024 · €31k
Current ratio
2.27▲
2024 · 2.24
Debt to equity
0.64▼
2024 · 0.67
ROE
18.8%▲
2024 · 6.3%
ROA
11.4%▲
2024 · 3.7%
Interest coverage
9.84▲
2024 · 6.86
Debt ≤ 1 year
€107k▲
2024 · €76k
Debt > 1 year
€82k▼
2024 · €95k
Income taxes
€7k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€426k€482k▲
Fixed assets21/28€255k€240k▼
Tangible fixed assets22/27€255k€240k▼
Land and buildings22€253k€239k▼
Plant, machinery and equipment23€1k€757▼
Current assets29/58€172k€242k▲
Amounts receivable within one year40/41€23k€24k▲
Trade receivables40€14k€14k▲
Other amounts receivable41€10k€10k▲
Current investments50/53€106k€131k▲
Cash at bank and in hand54/58€43k€87k▲
Equity and liabilities
Total equity and liabilities10/49€426k€482k▲
Equity10/15€255k€293k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€160k€198k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€158k€196k▲
Profit (loss) carried forward14€76k€76k=
Amounts payable17/49€171k€189k▲
Amounts payable after more than one year17€95k€82k▼
Financial debts170/4€95k€82k▼
Amounts payable within one year42/48€76k€107k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€1k€694▼
Suppliers440/4€1k€694▼
Taxes, remuneration and social security45€63k€17k▼
Taxes450/3€6k€14k▲
Remuneration and social security454/9€57k€3k▼
Other amounts payable47/48-€76k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€64k€86k▲
Operating profit (loss)9901€48k€70k▲
Financial income75/76B€610€629▲
Recurring financial income75€610€629▲
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€39k€62k▲
Income taxes67/77€23k€7k▼
Profit (loss) for the period9904€16k€55k▲
Profit (loss) for the period to be appropriated9905€16k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€131k▲
Profit (loss) brought forward from the previous period14P€76k€76k=
Transfer from equity791/2€65k€17k▼
Transfer to equity691/2€16k€55k▲
To other reserves6921€16k€55k▲
Profit to be distributed694/7€65k€17k▼
Return on contributions (dividend)694€65k€17k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €55k ▲246%
Operating result €70k, net result €55k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €16k ▼60.8%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 17.66
Current ratio from 6.06 to 17.66; short-term debt falls from €38k to €13k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Equity above €200kEq €210k ▲17.4%
3 profitable years in a row build equity to €210k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 20.31
Current ratio from 7.13 to 20.31; short-term debt falls from €21k to €8k.
Show earlier events
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chêne à la Croix 91332 RixensartGround area
3,821 m²
Building footprint
679 m²
Volume, LiDAR
9,883 m³
2 parcels, Flanders, Wallonia · tallest building 19.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VDK CONSOL
since 20132.223.298.594
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23413H0018/00X006 | Flanders | 3,046 m² | 1 · 542 m² | 19.4 m · 6 fl. |
| 25033C0277/00R000 | Wallonia | 775 m² | 1 · 136 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ML 20
BE 0744.768.374
Lochristi · Eq €292,948
ECOPA
BE 0848.878.672
Brecht · Eq €292,947
NOLARA
BE 0737.559.393
Stavelot · Eq €292,963
MHT Consult
BE 0563.749.350
Pajottegem · Eq €292,982
Blancke Dedicated Services
BE 0426.393.390
Liedekerke · Eq €292,904
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,273 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68110Buying and selling of own real estate
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.