VC-ID
ActiveVC-ID has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €5k. Equity is growing by ~54.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-21
Solvency41▼-52
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 3.15 in 2024; short-term debt: 83.8% and cash: 19% of total assets), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
28 d early
2024
6 d early
2023
30 d late
2022
11 d early
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 73.2%
2024 · €36k
2021: €5k
2022: €17k
2023: €27k
2024: €36k
2021 → 2025
Total assets
€59k▲ 12.7%
2024 · €53k
2021: €12k
2022: €39k
2023: €50k
2024: €53k
2021 → 2025
Net result
€5k▼ 46.6%
2024 · €8k
2021: €-228
2022: €12k
2023: €11k
2024: €8k
2021 → 2025
Working capital
€10k▼ 73.2%
2024 · €36k
2021: €5k
2022: €17k
2023: €27k
2024: €36k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€17k▲ 242%€27k▲ 64.8%€36k▲ 30.8%€10k▼ 73.2%
Operating result€737-€16k▲ 2,022%€15k▼ 7.0%€12k▼ 20.3%€8k▼ 33.5%
Net result€-228-€12k€11k▼ 8.4%€8k▼ 21.7%€5k▼ 46.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €59k
Equity
€10k▼ 73.2%
Debt
€50k▲ 198%
The debt ratio rises from 31.7% to 83.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
16.2%▼
2024 · 68.3%
Current ratio
1.19▼
2024 · 3.15
Quick ratio
1.19▼
2024 · 3.15
Debt / equity
5.17▲
2024 · 0.46
ROE
47.0%▲
2024 · 23.5%
ROA
7.6%▼
2024 · 16.1%
Debt
€50k▲
2024 · €17k
Debt ≤ 1 year
€50k▲
2024 · €17k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€59k▲
Current assets29/58€53k€59k▲
Amounts receivable within one year40/41€16k€48k▲
Trade receivables40€10k€46k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€37k€11k▼
Equity and liabilities
Total equity and liabilities10/49€53k€59k▲
Equity10/15€36k€10k▼
Contributions10/11€5k€5k=
Reserves13€31k€5k▼
Distributable reserves133€31k€5k▼
Amounts payable17/49€17k€50k▲
Amounts payable within one year42/48€17k€50k▲
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€7k€36k▲
Income statement
Code20242025
Other operating charges640/8€894€906▲
Gross operating margin9900€12k€9k▼
Operating profit (loss)9901€12k€8k▼
Financial income75/76B€296€122▼
Recurring financial income75€296€122▼
Financial charges65/66B€579€2k▲
Recurring financial charges65€579€2k▲
Profit (loss) for the period before taxes9903€11k€6k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€8k€5k▼
Profit (loss) for the period to be appropriated9905€8k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€5k▼
Transfer from equity791/2-€31k
Transfer to equity691/2€8k€5k▼
To other reserves6921€8k€5k▼
Profit to be distributed694/7-€31k
Return on contributions (dividend)694-€31k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Damiaanstraat 79150 Beveren-Kruibeke-ZwijndrechtGround area
999 m²
Building footprint
126 m²
Volume, LiDAR
653 m³
Parcel 46013B0859/00H002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VC-ID
since 20202.304.550.744
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013B0859/00H002 | Flanders | 999 m² | 1 · 126 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0833.150.024
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BE 1011.039.908
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LANZICO
BE 1004.893.670
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BAES CONSULTING
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 22,527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.