VC & Co Management
ActiveSummary
VC & Co Management has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €29k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 85% of 110 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability84▼-16
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 7.77 against 11.28 in 2025; short-term debt: 11.9% and cash: 30.7% of total assets), and 11.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
88.1%
Return on assets
5.8%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 12-08-2026, 172 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
172 d early
2025
114 d early
2024
60 d early
2023
77 d early
2022
18 d early
2021
25 d early
2020
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-06-2027 close31-01-2028 deadline
Financials · fiscal year 2026, abbreviated schema
Turnover
€10k
EBIT margin
29.0%
Net result
€2k▼ 82.0%
2025 · €10k
2019: €138
2021: €-1k
2022: €-611
2023: €-568
2024: €-8k
2025: €10k
2019 → 2026
Working capital
€26k▼ 0.9%
2025 · €26k
2019: €31k
2021: €28k
2022: €27k
2025: €26k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€10k
Equity€27k-€27k▼ 2.1%€18k▼ 31.3%€29k▲ 56.4%€29k▼ 0.8%
Operating result€-547-€-348▲ 36.4%€-396▼ 13.7%€13k€3k▼ 76.7%
Net result€-611-€-568▲ 7.0%€-8k▼ 1,382%€10k€2k▼ 82.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 77% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €32k
Fixed assets
€3k =
Current assets
€30k ▲ 3.7%
Equity and liabilities €32k
Equity
€29k ▼ 0.8%
Debt
€4k ▲ 50.4%
Debt's share of the balance-sheet total rises from 8.2% to 11.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k
Cash flow
€2k
Current ratio
7.77▼
2025 · 11.28
Debt to equity
0.13▲
2025 · 0.09
ROE
6.5%▼
2025 · 36.1%
ROA
5.8%▼
2025 · 33.1%
Interest coverage
80.22
Debt ≤ 1 year
€4k▲
2025 · €3k
Debt > 1 year
€0
Income taxes
€1k▼
2025 · €2k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 107 lines
Balance sheet
Code20252026
Assets
Total assets20/58€31k€32k▲
Formation expenses20-€0
Fixed assets21/28€3k€3k=
Intangible fixed assets21-€0
Tangible fixed assets22/27-€0
Land and buildings22-€0
Plant, machinery and equipment23-€0
Furniture and vehicles24-€0
Leasing and similar rights25-€0
Other tangible fixed assets26-€0
Assets under construction and advance payments27-€0
Financial fixed assets28€3k€3k=
Current assets29/58€29k€30k▲
Amounts receivable after more than one year29-€0
Trade receivables290-€0
Other amounts receivable291-€0
Stocks and contracts in progress3-€0
Stocks30/36-€0
Contracts in progress37-€0
Amounts receivable within one year40/41€23k€20k▼
Trade receivables40€3k€678▼
Other amounts receivable41€19k€19k▼
Current investments50/53-€0
Cash at bank and in hand54/58€6k€10k▲
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€31k€32k▲
Equity10/15€29k€29k▼
Contributions10/11€6k€6k=
Revaluation surpluses12-€0
Reserves13€3k€22k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Own shares acquired1312-€0
Financial assistance1313-€0
Other1319-€0
Tax-exempt reserves132-€19k
Distributable reserves133-€0
Profit (loss) carried forward14€20k€872▼
Investment grants15-€0
Advance to shareholders on the distribution of net assets19-€0
Provisions and deferred taxes16-€0
Provisions for liabilities and charges160/5-€0
Pensions and similar obligations160-€0
Taxes161-€0
Major repairs and maintenance162-€0
Environmental obligations163-€0
Other liabilities and charges164/5-€0
Deferred taxes168-€0
Amounts payable17/49€3k€4k▲
Amounts payable after more than one year17-€0
Financial debts170/4-€0
Trade debts175-€0
Advances received on contracts in progress176-€0
Other amounts payable178/9-€0
Amounts payable within one year42/48€3k€4k▲
Current portion of amounts payable after more than one year42-€0
Financial debts43-€0
Credit institutions430/8-€0
Other loans439-€0
Trade debts44-€203
Suppliers440/4-€203
Bills of exchange payable441-€0
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€221€0▼
Other amounts payable47/48-€0
Accrued charges and deferred income492/3-€0
Income statement
Code20252026
Turnover70-€10k
Non-recurring operating income76A-€0
Goods, raw materials, services and sundry goods60/61-€7k
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€0
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0
Other operating charges640/8-€0
Operating charges capitalised as restructuring costs649-€0
Non-recurring operating charges66A-€0
Gross operating margin9900€13k€3k▼
Operating profit (loss)9901€13k€3k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Non-recurring financial income76B-€0
Financial charges65/66B€28€37▲
Recurring financial charges65€28€37▲
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€13k€3k▼
Transfer from deferred taxes780-€0
Transfer to deferred taxes680-€0
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€10k€2k▼
Transfer from tax-exempt reserves789-€0
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€10k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€22k▲
Profit (loss) brought forward from the previous period14P€10k€20k▲
Transfer from equity791/2-€0
Transfer to equity691/2-€21k
To contributions691-€0
To the legal reserve6920-€0
To other reserves6921-€21k
Shareholders' contribution to the loss794-€0
Profit to be distributed694/7-€0
Return on contributions (dividend)694-€0
Directors or managers695-€0
Employees696-€0
Other beneficiaries697-€0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €10k
Net result €10k after 4 loss-making years.
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 80.06
Current ratio from 32.23 to 80.06; short-term debt falls from €898 to €347.
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Justice 74280 HannutGround area
682 m²
Building footprint
126 m²
Parcel 64020B0031/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VC & Co Management
since 20062.158.179.823
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64020B0031/00X000 | Wallonia | 682 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,076 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2006
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.