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Generated 17-08-2026
Active BE 1016.460.426Public limited company

VAYAM

Rue de la Station 13 ·1300 Wavre, Belgium· 1 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of VAYAM is 0.2% (very low). The 2025 annual accounts show equity of €251k and a net result of €31k. Its solvency ranks better than 19% of 309 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €251k
Net result €31k
Better than sector 19%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health38Profitability61Solvency7Growth-Stability67
43 / 100

Fragile profile, watch solvency in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 38
Profitability 61
Solvency 7
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
38 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 19-06-2026 with the NBB · fiscal year 2025 · volledig
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 9.9% 42.2%
better than 19% of 309 sector peers
Net result €31k €54k
better than 38% of 308 sector peers
Equity €251k €210k
better than 53% of 309 sector peers
Gross operating margin €118k €83k
better than 60% of 256 sector peers
Total assets €2.52M €706k
better than 66% of 309 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€118k
Net profit€31k
Cash flow€31k
Staff costs-
Income taxes€10k
Dividends-
Total assets€2.52M
Equity€251k
Debt€2.27M
of which ≤ 1y€591k
of which > 1y€1.68M
Working capital€-573k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.03
Quick ratio0.03
Working capital ratio-22.7%
Solvency9.9%
Debt / equity9.05
Long-term debt ratio6.70
Interest coverage1.54
Gross margin-
Net margin-
ROA1.2%
ROE12.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.52M
Fixed assets 21/28€2.50M
Formation expenses 20€1k
Financial fixed assets 28€2.50M
Current assets 29/58€18k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.52M
Equity 10/15€251k
Contributions / capital 10/11€220k
Reserves 13€2k
Accumulated profits (losses) 14€29k
Amounts payable 17/49€2.27M
Amounts payable after one year 17€1.68M
Amounts payable within one year 42/48€591k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€118k
Operating result 9901€117k
Financial income 75€0
Financial charges 65€76k
Result before taxes 9903€41k
Income taxes 67/77€10k
Net result for the period 9904€31k
Result to be appropriated 9905€31k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Public limited company(014)
Incorporation21-11-2024
StatusActive
Postal code1300
Establishment units 1 location
Rue de la Station 13, 1300 Wavre
Holdings
since 20242.366.859.782
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25055C0543/00T000 Wallonia 1.1 ha 1 · 2,935 m² 10.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
19-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
05-05-2026
State Gazette act Miscellaneous
Fusion proposal · Jean Sébastien Lambin
2025
09-12-2025
State Gazette act Capital & shares
v3.2
28-04-2025
State Gazette act Director changes
v3.2
2024
25-11-2024
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Capital history · 1
09-12-2025
v3.2
All acts · 4 updated 3 months ago
2026
05-05-2026 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Jean Sébastien Lambin
Summary: Fusion proposalNotary: Jean Sébastien Lambin · SambrevilleFirm: LP & Co, Notaires associés
Technical details 
{
  "notary": {
    "name": "Jean S\u00E9bastien Lambin",
    "firm_city": null,
    "firm_name": "LP \u0026 Co, Notaires associ\u00E9s",
    "office_city": "Sambreville",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2026-05-05",
    "filing_date": "2026-03-31",
    "act_kind_objet": "Fusion par absorption de la sa INNOVATIVE TOOLS COMPANY"
  },
  "key_dates": [
    {
      "date": "2026-03-18",
      "label": "date de l\u0027acte"
    },
    {
      "date": "2026-01-01",
      "label": "date de d\u00E9but comptable pour la soci\u00E9t\u00E9 absorb\u00E9e"
    }
  ],
  "key_parties": [
    {
      "kbo": "1016460426",
      "kind": "org",
      "name": "VAYAM",
      "role": "soci\u00E9t\u00E9 absorbante"
    },
    {
      "kind": "org",
      "name": "INNOVATIVE TOOLS COMPANY",
      "role": "soci\u00E9t\u00E9 absorb\u00E9e"
    },
    {
      "kind": "person",
      "name": "Jean S\u00E9bastien Lambin",
      "role": "notaire"
    },
    {
      "kind": "org",
      "name": "LP \u0026 Co, Notaires associ\u00E9s",
      "role": ""
    }
  ],
  "key_amounts_eur": [],
  "subject_company": {
    "kbo": "1016.460.426",
    "name_full": "VAYAM",
    "legal_form": "Soci\u00E9t\u00E9 anonyme"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "fusion_proposal"
}
2025
09-12-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1016.460.426",
    "name_full": "VAYAM",
    "legal_form": "SA"
  }
}
28-04-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1016.460.426",
    "name_full": "VAYAM",
    "legal_form": "SA"
  }
}
2024
25-11-2024 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Rue de la Station 13, 1300 Wavre",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1964-12-15",
        "name": "MOTTET Alain Etienne Fran\u00E7ois G\u00E9rard Ghislain",
        "niss": null,
        "address": "6952 Nassogne (Grune), Rue du Moustier, 19"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100000,
      "holder_person_name": "MOTTET Alain Etienne Fran\u00E7ois G\u00E9rard Ghislain",
      "is_subscriber_only": false,
      "n_shares_subscribed": 10000,
      "amount_subscribed_eur": 100000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1979-04-14",
        "name": "DUDOT Yannick",
        "niss": null,
        "address": "57450 Cappel (France), Rue de Henriville 225"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100000,
      "holder_person_name": "DUDOT Yannick",
      "is_subscriber_only": false,
      "n_shares_subscribed": 10000,
      "amount_subscribed_eur": 100000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1989-11-29",
        "name": "GUSTIN Virgile Lionel Yannick Butome",
        "niss": null,
        "address": "4141 Sprimont (Louveign\u00E9), Rue de la China (Av. 01.01.1977 rue Sur Pierry) 28"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "GUSTIN Virgile Lionel Yannick Butome",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1989-05-02",
        "name": "FRAITURE Alexandre Paul Sylvie",
        "niss": null,
        "address": "4000 Li\u00E8ge, Rue des Wallons 130"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "FRAITURE Alexandre Paul Sylvie",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1994-09-27",
        "name": "MOTTET Mathilde Marguerite Marie Ghislaine",
        "niss": null,
        "address": "6900 Marche-en-Famenne, Marche, Rue du Viaduc 27"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "MOTTET Mathilde Marguerite Marie Ghislaine",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 220000,
  "subject_company": {
    "kbo": "1016.460.426",
    "name_full": "VAYAM",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2024-11-21",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameFR VAYAM
Registered office
Rue de la Station 13
1300 Wavre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative