VANQUELEFF RONALD
ActiveSummary
VANQUELEFF RONALD has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €8k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.95 against 5.38 in 2024; short-term debt: 14.5% and cash: 58.8% of total assets), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
22 d late
2023
9 d early
2022
29 d late
2021
31 d late
2020
31 d late
2019
8 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 12.6%
2024 · €60k
2018: €2k
2019: €3k
2020: €33k
2021: €35k
2022: €46k
2023: €51k
2024: €60k
2018 → 2025
Total assets
€78k▲ 11.0%
2024 · €71k
2018: €53k
2019: €83k
2020: €87k
2021: €68k
2022: €65k
2023: €64k
2024: €71k
2018 → 2025
Net result
€8k▼ 12.9%
2024 · €9k
2018: €7k
2019: €395
2020: €31k
2021: €2k
2022: €10k
2023: €5k
2024: €9k
2018 → 2025
Working capital
€56k▲ 15.6%
2024 · €49k
2018: €-1k
2019: €-19k
2020: €9k
2021: €11k
2022: €24k
2023: €38k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€46k▲ 28.8%€51k▲ 12.0%€60k▲ 16.9%€67k▲ 12.6%
Operating result€7k-€17k▲ 155%€11k▼ 36.4%€14k▲ 25.6%€12k▼ 10.3%
Net result€2k-€10k▲ 361%€5k▼ 46.4%€9k▲ 57.8%€8k▼ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€11k ▼ 0.5%
Current assets
€68k ▲ 13.1%
Equity and liabilities €78k
Equity
€67k ▲ 12.6%
Debt
€11k ▲ 2.3%
Debt's share of the balance-sheet total falls from 15.7% to 14.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €15k
Cash flow
€9k▼
2024 · €10k
Current ratio
5.95▲
2024 · 5.38
Quick ratio
5.94▲
2024 · 5.38
Debt to equity
0.17▼
2024 · 0.19
ROE
11.2%▼
2024 · 14.5%
ROA
9.6%▼
2024 · 12.2%
Interest coverage
16.74▼
2024 · 22.47
Debt ≤ 1 year
€11k▲
2024 · €11k
Income taxes
€4k▼
2024 · €4k
Staff costs
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€71k€78k▲
Fixed assets21/28€11k€11k▼
Tangible fixed assets22/27€10k€10k▼
Land and buildings22€10k€9k▼
Furniture and vehicles24€698€2k▲
Financial fixed assets28€525€525=
Current assets29/58€60k€68k▲
Stocks and contracts in progress3-€70
Stocks30/36-€70
Amounts receivable within one year40/41€18k€21k▲
Trade receivables40€17k€20k▲
Other amounts receivable41€594€2k▲
Cash at bank and in hand54/58€42k€46k▲
Equity and liabilities
Total equity and liabilities10/49€71k€78k▲
Equity10/15€60k€67k▲
Contributions10/11€19k€19k=
Reserves13€28k€36k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€26k€34k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€11k€11k▲
Amounts payable within one year42/48€11k€11k▲
Current portion of amounts payable after more than one year42€1k€1k▼
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€1k€314▼
Taxes450/3€1k€314▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A-€317
Gross operating margin9900€23k€19k▼
Operating profit (loss)9901€14k€12k▼
Financial income75/76B€162€111▼
Recurring financial income75€162€111▼
Financial charges65/66B€748€820▲
Recurring financial charges65€679€820▲
Non-recurring financial charges66B€69-
Profit (loss) for the period before taxes9903€13k€12k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€9k€8k▼
Profit (loss) for the period to be appropriated9905€9k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€20k▼
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer to equity691/2€9k€8k▼
To the legal reserve6920-€8k
To other reserves6921€9k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €31k ▲7637%
Operating result €43k, net result €31k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.27
Current ratio from 0.58 to 1.27; short-term debt falls from €45k to €35k.
08-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 8 days late
2019
31-12
Financial
Weakest financial yearnet €395 ▼93.9%
Net result drops to €395, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Hyacinth Harmegnies 107370 DourGround area
496 m²
Building footprint
183 m²
Parcel 53041B0289/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VANQUELEFF RONALD SPRL
since 20022.098.985.077
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53041B0289/00B000indicative | Wallonia | 496 m² | 1 · 183 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBoussu2.098.985.077
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Of 3,827 companies in sector 47210 we hold annual accounts for 966. 793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:[email protected]