Summary
Conclusion
the dossier summarised in one paragraphVanlaethem&Co is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show negative equity (€-2k) and a net result of €-3k. Its solvency ranks better than 5% of 2224 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 08-05-2026 | 84 d early | 2026-00111754 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Financials
Annual accounts & ratios
Source: NBB · 2025| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -6.0% | 57.9% | |
| Net result | €-3k | €59k | |
| Equity | €-2k | €74k | |
| Gross operating margin | €26k | €95k | |
| Total assets | €29k | €187k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €6k |
| Net profit | €-3k |
| Cash flow | €-3k |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €29k |
| Equity | €-2k |
| Debt | €11k |
| of which ≤ 1y | €11k |
| of which > 1y | - |
| Working capital | €18k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 2.61 |
| Quick ratio | 2.61 |
| Working capital ratio | 60.5% |
| Solvency | -6.0% |
| Debt / equity | -6.21 |
| Long-term debt ratio | - |
| Interest coverage | 1.63 |
| Gross margin | - |
| Net margin | - |
| ROA | -9.5% |
| ROE | 157.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (20 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €29k |
| Fixed assets | 21/28 | €609 |
| Tangible fixed assets | 22/27 | €609 |
| Current assets | 29/58 | €28k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €29k |
| Equity | 10/15 | €-2k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €-3k |
| Provisions & deferred taxes | 16 | €20k |
| Amounts payable | 17/49 | €11k |
| Amounts payable within one year | 42/48 | €11k |
| Trade debts payable within one year | 44 | €809 |
| Income statement | ||
| Gross operating margin | 9900 | €26k |
| Operating result | 9901 | €6k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
Health barometer
FY 2025 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056B0232/00W000 | Wallonia | 616 m² | 1 · 78 m² | 8.5 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 act30-09-2025 Publication in the Belgian Official Gazette, Minor change
Analysis
Financial profile
4 of 5 axes measuredStrong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | Vanlaethem&Co |