VANJONA · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VANJONA is 3.6% (moderate). The 2025 annual accounts show equity of €89k and a net result of €14k. Its solvency ranks better than 62% of 1080 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	01-06-2026	60 d early	2026-00147117
31-12-2024	31-07-2025	25-07-2025	6 d early	2025-00325866

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.6% Moderate

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€14k+178.6%

Working capital€-38k-11.8%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 01-06-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	39.0%	25.9%	better than 62% of 1080 sector peers
Net result	€14k	€7k	better than 61% of 1081 sector peers
Equity	€89k	€23k	better than 81% of 1083 sector peers
Gross operating margin	€99k	€64k	better than 63% of 1077 sector peers
Staff costs	€45k	€52k	higher than 46% of 788 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€53k

+61.4% 24-25

Net profit

€14k

+178.6% 24-25

Cash flow

€42k

+51.5% 24-25

Total assets

€229k

+13.7% 24-25

Equity

€89k

+18.8% 24-25

Working capital

€-38k

-11.8% 24-25

Employees (FTE)

2

+41.7% 24-25

Staff costs

€45k

+54.1% 24-25

Income taxes

€6k

+193.0% 24-25

Debt

€140k

+10.7% 24-25

Debt ≤ 1y

€58k

+23.6% 24-25

Debt > 1y

€82k

+3.0% 24-25

Current ratio

0.34

+25.1% 24-25

Quick ratio

0.22

+106.5% 24-25

Solvency

39.0%

+4.5% 24-25

Debt / equity

1.57

-6.9% 24-25

ROE

15.8%

+134.5% 24-25

ROA

6.2%

+145.0% 24-25

Interest coverage

8.06

-7.3% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€53k
Net profit	€14k
Cash flow	€42k
Staff costs	€45k
Income taxes	€6k
Dividends	-
Total assets	€229k
Equity	€89k
Debt	€140k
of which ≤ 1y	€58k
of which > 1y	€82k
Working capital	€-38k
Employees (FTE)	1.7

Ratios (computed)

	2025
Current ratio	0.34
Quick ratio	0.22
Working capital ratio	-16.6%
Solvency	39.0%
Debt / equity	1.57
Long-term debt ratio	0.92
Interest coverage	8.06
Gross margin	-
Net margin	-
ROA	6.2%
ROE	15.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €209k · 91.3% Current assets €20k · 8.7%

Equity & liabilities

Equity €89k · 39.0% Debt €140k · 61.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€229k
Fixed assets	21/28	€209k
Tangible fixed assets	22/27	€209k
Current assets	29/58	€20k
Stocks & contracts in progress	3	€7k
Amounts receivable within one year	40/41	€2k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€229k
Equity	10/15	€89k
Contributions / capital	10/11	€70k
Reserves	13	€19k
Amounts payable	17/49	€140k
Amounts payable after one year	17	€82k
Amounts payable within one year	42/48	€58k
Trade debts payable within one year	44	€10k
Income statement
Gross operating margin	9900	€99k
Operating result	9901	€26k
Financial income	75	€529
Financial charges	65	€7k
Result before taxes	9903	€20k
Income taxes	67/77	€6k
Net result for the period	9904	€14k
Result to be appropriated	9905	€14k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

64 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 2A3080 Tervuren

Establishment units

1 location

VANJONA

Brusselsesteenweg 2A, 3080 TervurenActiviteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden

since 20242.358.598.055

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area282 m²

Buildings1

Building footprint187 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24302D0188/00C000	Flanders	282 m²	1 · 187 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

70 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 64

Profitability 79

Solvency 49

Growth 78

Stability 82

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