VANEST
ActiveSummary
VANEST has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €112k and a net result of €-5k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
short-term debt: 0.1% and cash: 60.1% of total assets, and 0.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-4.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
84 d late
2022
102 d late
2021
183 d late
2020
177 d late
2019
178 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€22k
EBIT margin
37.2%
Net result
€-5k▼ 25.6%
2023 · €-4k
2018: €5k
2019: €3k
2020: €25k
2021: €2k
2022: €4k
2023: €-4k
2018 → 2024
Working capital
€112k▼ 4.0%
2023 · €117k
2018: €86k
2019: €90k
2020: €115k
2021: €117k
2022: €121k
2023: €117k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€115k-€117k▲ 1.6%€121k▲ 3.2%€117k▼ 3.1%€112k▼ 4.0%
Operating result€-388-€6k€6k▲ 7.2%€-4k€-3k▲ 18.9%
Net result€25k-€2k▼ 92.9%€4k▲ 111%€-4k€-5k▼ 25.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €4k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €112k
Equity
€112k ▼ 4.0%
Debt
€148 =
Debt's share of the balance-sheet total stays at 0.1%.
Key figures and ratios
Debt to equity
0.00▲
2023 · 0.00
ROE
-4.1%▼
2023 · -3.1%
ROA
-4.1%▼
2023 · -3.1%
Debt ≤ 1 year
€148=
2023 · €148
Income taxes
€2k
A ratio outside any meaningful range has been withheld (balance sheet total €112k, equity €112k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet
Code20232024
Assets
Total assets20/58€117k€112k▼
Fixed assets21/28€0-
Intangible fixed assets21€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€117k€112k▼
Amounts receivable within one year40/41€54k€45k▼
Other amounts receivable41€54k€45k▼
Cash at bank and in hand54/58€63k€68k▲
Equity and liabilities
Total equity and liabilities10/49€117k€112k▼
Equity10/15€117k€112k▼
Contributions10/11€6k€6k=
Reserves13€27k€27k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€84k€79k▼
Amounts payable17/49€148€148=
Amounts payable within one year42/48€148€148=
Other amounts payable47/48€148€148=
Income statement
Code20232024
Other operating charges640/8€2k€722▼
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€1€63▲
Recurring financial income75€1€63▲
Financial charges65/66B€151€191▲
Recurring financial charges65€151€191▲
Profit (loss) for the period before taxes9903€-4k€-3k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-4k€-5k▼
Profit (loss) for the period to be appropriated9905€-4k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€79k▼
Profit (loss) brought forward from the previous period14P€87k€84k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
2023
31-12
Financial
Liquidity times 25current ratio 789.41
Current ratio from 31.58 to 789.41; short-term debt falls from €4k to €148.
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 102 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 183 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 31.58
Current ratio from 8.33 to 31.58; short-term debt falls from €16k to €4k.
24-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 177 days late
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 178 days late
2020
31-12
Financial
Highest result since 2018net €25k ▲683%
Net result €25k, the highest in the series.
31-12
Financial
Equity above €100kEq €115k ▲28.4%
3 profitable years in a row build equity to €115k.
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 184 days late
Show earlier events
2018
23-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 54 days late
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 49 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jachtlaan 1801040 EtterbeekGround area
679 m²
Building footprint
679 m²
Volume, LiDAR
7,137 m³
Parcel 21364B0195/00T000, Brussels · tallest building 21.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Jachtlaan 180, 1040 Etterbeek
since 19952.072.733.810
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21364B0195/00T000 | Brussels | 678 m² | 1 · 679 m² | 21.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
West Advies
BE 0794.824.037
Zwevegem · Eq €112,444
D vision
BE 0892.729.107
Bilzen-Hoeselt · Eq €112,021
J.M.B. CONSULTING
BE 0836.218.093
Etterbeek · Eq €111,970
ES26 MANAGEMENT
BE 0829.965.157
La Hulpe · Eq €112,635
MONSTRADE
BE 0842.980.379
Edegem · Eq €112,660
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,963 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-07-1995
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.