VANDERSMISSEN
ActiveVANDERSMISSEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €2k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-35
Solvency100▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 2.05 in 2024), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
1.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
8 d early
2023
21 d late
2022
4 d early
2021
4 d early
2020
13 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 2.4%
2024 · €80k
2018: €24k
2019: €37k
2020: €46k
2021: €66k
2022: €63k
2023: €72k
2024: €80k
2018 → 2025
Total assets
€117k▼ 15.9%
2024 · €139k
2018: €224k
2019: €217k
2020: €189k
2021: €190k
2022: €168k
2023: €150k
2024: €139k
2018 → 2025
Net result
€2k▼ 74.7%
2024 · €7k
2018: €-18k
2019: €14k
2020: €9k
2021: €20k
2022: €-3k
2023: €9k
2024: €7k
2018 → 2025
Working capital
€66k▲ 10.4%
2024 · €60k
2018: €-9k
2019: €20k
2020: €28k
2021: €31k
2022: €31k
2023: €44k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€63k▼ 4.3%€72k▲ 14.3%€80k▲ 10.3%€82k▲ 2.4%
Operating result€26k-€-3k€12k€11k▼ 10.2%€4k▼ 66.3%
Net result€20k-€-3k€9k€7k▼ 18.0%€2k▼ 74.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€16k▼ 27.4%
Current assets
€101k▼ 13.7%
Equity and liabilities €117k
Equity
€82k▲ 2.4%
Debt
€35k▼ 40.5%
The debt ratio falls from 42.6% to 30.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2024 · €17k
Cash flow
€8k▼
2024 · €14k
Solvency
69.8%▲
2024 · 57.4%
Current ratio
2.91▲
2024 · 2.05
Quick ratio
1.65▲
2024 · 1.22
Debt / equity
0.43▼
2024 · 0.74
ROE
2.3%▼
2024 · 9.3%
ROA
1.6%▼
2024 · 5.3%
Interest coverage
40.82▼
2024 · 118.67
Debt
€35k▼
2024 · €59k
Debt ≤ 1 year
€35k▼
2024 · €57k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€117k▼
Fixed assets21/28€22k€16k▼
Intangible fixed assets21€12k€8k▼
Tangible fixed assets22/27€10k€8k▼
Land and buildings22€7k€6k▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€117k€101k▼
Amounts receivable after more than one year29€2k€2k=
Other amounts receivable291€2k€2k=
Stocks and contracts in progress3€47k€44k▼
Stocks30/36€47k€44k▼
Amounts receivable within one year40/41€33k€31k▼
Trade receivables40€33k€30k▼
Other amounts receivable41-€920
Cash at bank and in hand54/58€32k€21k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€139k€117k▼
Equity10/15€80k€82k▲
Contributions10/11€12k€12k=
Reserves13€67k€69k▲
Distributable reserves133€67k€69k▲
Amounts payable17/49€59k€35k▼
Amounts payable within one year42/48€57k€35k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€11k€5k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€40k€24k▼
Accrued charges and deferred income492/3€2k€597▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€950€458▼
Gross operating margin9900€18k€13k▼
Operating profit (loss)9901€11k€4k▼
Financial charges65/66B€143€235▲
Recurring financial charges65€143€235▲
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€2k▼
Transfer to equity691/2€7k€2k▼
To other reserves6921€7k€2k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €20k ▲134%
Operating result €26k, net result €20k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
August Vermeylenlaan 83550 Heusden-ZolderGround area
621 m²
Building footprint
141 m²
Volume, LiDAR
944 m³
Parcel 71065F0141/00C002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANDERSMISSEN
since 20112.200.284.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0141/00C002 | Flanders | 621 m² | 1 · 141 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMSC
BE 0842.225.759
Plombières · Eq €82k
KENCAR
BE 0783.771.282
Houthalen-Helchteren · Eq €82k
BIKERSZONE
BE 0842.263.173
Haaltert · Eq €81k
DHE AUTOMOTIVE
BE 0878.268.187
Lierde · Eq €81k
VG MOTOR
BE 0736.358.276
Ottignies-Louvain-la-Neuve · Eq €81k
Of 1,743 companies in sector 46720 we hold annual accounts for 1,079. 605 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2011
Fiscal year end31-12
Activities, NACEBEL
45310
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.