vandergeeten&cie
Activevandergeeten&cie has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-2k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 22% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-12
Solvency39▼-1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.78 in 2024; short-term debt: 38.1% and cash: 17.5% of total assets), and 86.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
-1.2%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4422 sector peers (2025).
NBB · sector comparisonPosition among 4422 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-05-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
30 d early
2022
2 d early
2021
30 d late
2020
22 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 7.8%
2024 · €25k
2018: €45k
2019: €27k
2020: €29k
2021: €26k
2022: €8k
2023: €19k
2024: €25k
2018 → 2025
Total assets
€169k▲ 3.1%
2024 · €164k
2018: €85k
2019: €81k
2020: €73k
2021: €67k
2022: €340k
2023: €178k
2024: €164k
2018 → 2025
Net result
€-2k
2024 · €7k
2018: €6k
2019: €-17k
2020: €2k
2021: €-3k
2022: €-18k
2023: €10k
2024: €7k
2018 → 2025
Working capital
€-11k▲ 4.9%
2024 · €-12k
2018: €37k
2019: €22k
2020: €23k
2021: €15k
2022: €-41k
2023: €-26k
2024: €-12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€8k▼ 68.6%€19k▲ 126%€25k▲ 35.3%€23k▼ 7.8%
Operating result€2k-€-13k€21k€17k▼ 17.2%€9k▼ 49.6%
Net result€-3k-€-18k▼ 569%€10k€7k▼ 36.7%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€116k▼ 5.5%
Current assets
€53k▲ 28.2%
Equity and liabilities €169k
Equity
€23k▼ 7.8%
Debt
€146k▲ 5.0%
The debt ratio rises from 84.7% to 86.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▼
2024 · €28k
Cash flow
€7k▼
2024 · €17k
Solvency
13.7%▼
2024 · 15.3%
Current ratio
0.83▲
2024 · 0.78
Quick ratio
0.83▲
2024 · 0.78
Debt / equity
6.30▲
2024 · 5.53
ROE
-8.4%▼
2024 · 26.1%
ROA
-1.2%▼
2024 · 4.0%
Interest coverage
3.65▼
2024 · 4.31
Debt
€146k▲
2024 · €139k
Debt ≤ 1 year
€64k▲
2024 · €53k
Debt > 1 year
€82k▼
2024 · €86k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€169k▲
Fixed assets21/28€123k€116k▼
Tangible fixed assets22/27€123k€116k▼
Land and buildings22€101k€95k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€13k€12k▼
Other tangible fixed assets26-€1k
Financial fixed assets28€25€25=
Current assets29/58€42k€53k▲
Amounts receivable within one year40/41€42k€15k▼
Trade receivables40€29k-
Other amounts receivable41€13k€15k▲
Cash at bank and in hand54/58-€30k
Deferred charges and accrued income490/1€57€9k▲
Equity and liabilities
Total equity and liabilities10/49€164k€169k▲
Equity10/15€25k€23k▼
Contributions10/11€16k€16k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€7k€5k▼
Amounts payable17/49€139k€146k▲
Amounts payable after more than one year17€86k€82k▼
Financial debts170/4€86k€82k▼
Amounts payable within one year42/48€53k€64k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€5k€0▼
Credit institutions430/8€5k€0▼
Trade debts44€21k€8k▼
Suppliers440/4€21k€8k▼
Taxes, remuneration and social security45€23k€18k▼
Taxes450/3€23k€18k▼
Other amounts payable47/48-€35k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€31k€22k▼
Operating profit (loss)9901€17k€9k▼
Financial income75/76B€59-
Recurring financial income75€59-
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€11k€4k▼
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€7k€-2k▼
Profit (loss) for the period to be appropriated9905€7k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€5k▼
Profit (loss) brought forward from the previous period14P€548€7k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
22-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 66 days late
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vieux Chemin de Wavre 39A1380 LasneGround area
5,214 m²
Building footprint
295 m²
Volume, LiDAR
2,392 m³
2 parcels, Brussels, Wallonia · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JMVDG
since 20032.134.273.974
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0522/00B000 | Wallonia | 4,937 m² | 1 · 201 m² | 7.8 m · 2 fl. |
| 21383B0034/00C000 | Brussels | 277 m² | 1 · 94 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,206 companies in sector 81300 we hold annual accounts for 4,359. 3,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-10-2003
Fiscal year end30-09
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.